Reply to Health Insurance for Nanny - advice/expertise needed

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[quote=Anonymous]When we hired our nanny a year ago we built in an additional amount of money to her compensation to help cover the cost of health insurance.  (This was her preference.)  She has chosen not to obtain health insurance but to get by w/ urgent care and passed on medications from friends and family.  (!)  We are concerned for her, especially as she is 58 and I don't feel good about her not having the safety net of some level of coverage.

As we head into year two of employment we want to do something about this but are a little stymied by trying to understand the health insurance market for individuals (especially w/ all the reform stuff going on) as we have coverage through our employers so don't purchase coverage individually.

Does anyone know of affordable health insurance coverage options (in the DC/MD market) that provide decent, basic levels of coverage and are fairly simple to understand?  (Part of why she hasn't dealt with this is because it's terribly confusing to her - which I completely understand.)  Also, this will be an important part of our decisions about raises and bonuses so if you can share any info about what the plans cost it would be terrific.

Thanks so much.[/quote]

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