How much did you insurance increased after adding AP?
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Anonymous
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new AP is arriving soon, she a 2nd year AP and have a state DL since April of these year. We have one 2013 car, i called me insurance and our rate will go up by about $110/month, is that normal or should I try to change insurance and get a different quote from somewhere else?
thanks |
Anonymous
| You should always shop around but that’s comparable to the increase in my car insurance. |
Anonymous
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about $500/year, but our AP is 25.
It's higher for younger APs It depends on the # of cars you have and their type (Infiniti vs. Ford) |
Anonymous
| OP Here My Aupair is 26, I was surprised by the rate increase because she is older and we only have one modest car (Mazda 3). They told me it is because she just got her US DL that her age doesn't matter... |
Anonymous
What insurance are you with? |
Anonymous
| State Farm, 26 year AP. No increase. |
Anonymous
| For our male au pair insurance increased by maybe $200-$250 a month. |
Anonymous
I also had no increase with a 26 year old with Statefarm. With a 21 year old, it was about $450 a year increase. |
Anonymous
We have a Mazda 3 too; 26 year old AP, with new US DL - no increase in premium. |
Anonymous
This doesn't make any sense. No increase in premium for adding a 26 year old driver on your car who has never driven in the US before and just got her license? Did you lie and say that the AP will never drive the car? |
Anonymous
| PP with $250.month increase - you are either getting royally screwed by your insurance company or this is a typo. Shop around! Our insurance rate rose approx $500 a year with addition of AP (female, over 21 but under 25) and remained that way through three au pairs of same age with only very modest adjustments. |
Anonymous
Your comment is really rude , accusing me of lying. AP is a listed driver on the policy like any other person in my household. Different insurance companies have different rules. I was surprised too but that's what my agent told me. |
Anonymous
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OUr insurance company took into account her age, her accident history (none) and our history (none) and did not increase our rates at all.
We were honest about her driving to/from school and occasionally on the weekends. That was the truth. Our rates did not change though they did recommend some umbrella policy that we never actually took out. |
Anonymous
Another thing that seems to matter is how many cars you have. Our insurance always counts the AP as the "primary" driver on one ar because we had 3-4 vehicles. So 3 drivers cost more than 2 drivers with the same # of cars. |
Anonymous
| If your AP attends a safe driving course, your premium could decrease. German drivers were cheaper for us to insure, regardless of age. |