Would you ever consider paying a part time nanny in cash?

[Anonymous]

Off the books completely? I know a weekend nanny who just convinced her weekend employers of 1.5 years to go off the books. Otherwise she was going to quit. Obviously this is a lot more money in her pocket.

What are the dangers of going off the books with a second job?

[Anonymous]

Besides moral ones?

Little to none unless you're planning to run for office. Might be an issue if it turned up in a security clearance check for some jobs, but I doubt it.

[Anonymous]

Another issue is if she gets injured on the job. If the homeowner's insurance finds out she was working for you, they could deny her claim.

[Anonymous]

Little to none. It is done in NYC all the time. Even American nannies are often paid off the books. Employers lose a write off but for a weekend nanny I doubt it matters.

[Anonymous]

Anonymous wrote:Another issue is if she gets injured on the job. If the homeowner's insurance finds out she was working for you, they could deny her claim.

You would just say that she was visiting you. As if a guest fell and was injured at your house. No one is going to cross-examine you.

[Anonymous]

Anonymous wrote:

Anonymous wrote:Another issue is if she gets injured on the job. If the homeowner's insurance finds out she was working for you, they could deny her claim.

You would just say that she was visiting you. As if a guest fell and was injured at your house. No one is going to cross-examine you.

Depends on how big the claim is. If it was a big claim they would likely dig further.

[Anonymous]

Gift to a friend. You can give $14k a year.

[Anonymous]

Anonymous wrote:Little to none. It is done in NYC all the time. Even American nannies are often paid off the books. Employers lose a write off but for a weekend nanny I doubt it matters.

There isn't really much of a write off for most people who employ nannies. There is a childcare tax credit, but you lose even that above a certain income level.

[Anonymous]

I did this all throughout undergrad. Most families preferred cash. It was easier and my take home pay was more.

[Anonymous]

Anonymous wrote:Little to none. It is done in NYC all the time. Even American nannies are often paid off the books. Employers lose a write off but for a weekend nanny I doubt it matters.

+1 I live in NYC and very few nannies here are paid on the books, including the American ones. Our last nanny was a U.S. born citizen and insisted on being off the books, just like every other nanny we interviewed.