Insurance?
![[Post New]](/nanny-forum/templates/default/images/icon_minipost_new.gif){kind=icon}
Anonymous
| I was talking to a coworker about the nanny tax, and she asked if I would need to get liability insurance since I'll be an employer. That seems extreme, but I guess it's a valid question. If the nanny is hurt at my house (say falling down stairs or something), would I be liable? |
Anonymous
| Yes. You should be paying workmans comp and increase your home insurance just incase. |
Anonymous
| Yes. We got an umbrella policy. |
Anonymous
| I don't think any of my employers have ever done that. |
Anonymous
| If the nanny hurt herself at your home, yes, you would be liable. |
Anonymous
Why? |
Anonymous
| We have workman's comp. |
Anonymous
| Wow, hiring a nanny is quickly becoming much more complicated than I had imagined. Thanks for the replies. I'll be looking into our insurance policy options this weekend... |