Nanny Shares are ILLEGAL ?

[Anonymous]

Bumping for the poster who was asking about this on the other thread.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Page One says:

A "Family Day Care Home is a private family home where nine or fewer children are received, for a fee, for the care, protection and guidance during only part of the 24 hour day, except children, who are related by blood, adoption or marriage to the person who maintains the home."

I asked their office specifically about nanny shares. They said it's illegal, subject to penalties, unless she is licensed in her own home.

This is not good news, as many here, believed otherwise.

The vast majority of nanny shares are not in the nanny's home, but rather one of the families in the share. So the provider is not providing care in a home that she maintains. This regulation applies to care in the provider's home.

Maryland's law is written differently, if the caregiver is "not a relative and who is paid by you to care for your child outside of your home on a regular basis for 20 or more hours per month, the caregiver must be licensed in accordance with Maryland child care regulations."

http://www.marylandpublicschools.org/msde/divisions/child_care/licensing_branch/find.html

Widely ignored, the real risk is the possibility of injury to the child who is not related to the homeowner or caregiver and the host family not being insured for this liability.

Poster 10:47 is 100% right, and I hadn't even thought of the homeowner's liability problem. If the visiting child were to have an accident and be injured, there would be zero coverage because of the business nature of the relationship.

If you disagree, please name your city and homeowners insurance company.

There is no homeowner's insurance that will cover the nonresident child (in case of any accident) in any share, unless the child care provider is licensed in that home.

Naysayers can scream all they want, but they can't name one single insurance company.

This.

[Anonymous]

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Page One says:

A "Family Day Care Home is a private family home where nine or fewer children are received, for a fee, for the care, protection and guidance during only part of the 24 hour day, except children, who are related by blood, adoption or marriage to the person who maintains the home."

I asked their office specifically about nanny shares. They said it's illegal, subject to penalties, unless she is licensed in her own home.

This is not good news, as many here, believed otherwise.

The vast majority of nanny shares are not in the nanny's home, but rather one of the families in the share. So the provider is not providing care in a home that she maintains. This regulation applies to care in the provider's home.

Maryland's law is written differently, if the caregiver is "not a relative and who is paid by you to care for your child outside of your home on a regular basis for 20 or more hours per month, the caregiver must be licensed in accordance with Maryland child care regulations."

http://www.marylandpublicschools.org/msde/divisions/child_care/licensing_branch/find.html

Widely ignored, the real risk is the possibility of injury to the child who is not related to the homeowner or caregiver and the host family not being insured for this liability.

Poster 10:47 is 100% right, and I hadn't even thought of the homeowner's liability problem. If the visiting child were to have an accident and be injured, there would be zero coverage because of the business nature of the relationship.

If you disagree, please name your city and homeowners insurance company.

There is no homeowner's insurance that will cover the nonresident child (in case of any accident) in any share, unless the child care provider is licensed in that home.

Naysayers can scream all they want, but they can't name one single insurance company.

This.

The fact that I can't get homeowner's insurance to cover it doesn't make it illegal.