Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I’m watching a lot of the news and struck by how the celebrity/mansion /multimillion dollar homes aspect of the story is pushed. There are also lots of people who have lived there for decades and have otherwise typical middle class lives who have lost homes or are at risk.

My stepmother home is gone. 1800 sq ft 2 bdrm that she bought in 1975 for 78k. She was dropped by her insurer last year and was in the process of getting fair plan insurance and they were taking forever to underwrite. She and my dad moved to a retirement community (fortunately)but she kept her home and had been thinking about renting, selling etc.

My mom’s home (and my childhood home) is now in mandatory evacuation zone. They bought a small ranch in 1972 for 68k and she stayed. It is very modest home for the neighborhood but there are many others like it. Fortunately I got my mom to leave recently and move close to me and rent it out because she could no longer live alone (dementia)…(my sibling refused to sell because of taxes, which was stupid. I wanted her to have easy access to capital so she could get the best care… I have been worried about fire since a 2019 wildfire which was a very close call and she was at that time developing dementia and I knew she would not know what to do the next time.)

The house is her only asset and the rent pays for memory care. I’m thankful she’s not there and aware of what’s happening.

My stepsister is on the edge of the evacuation zone, in a modest home with a couple animals. She is a researcher and can only afford to live there because her dad (a schoolteacher) left her the home when he died. She’s nervous like everyone else and is currently housing a friend who probably lost their home in topanga.

I’m grateful that everyone in my family is ok but I just don’t know what all these people will do. The super rich will have options but for many people those options are simply out of reach.

Someone who purchased a home in what is now a VERY expensive neighborhood is doing extremely well. $78k?! Let me guess, the home is at least $2 million?

Sorry but middle class people don’t live in 2 million dollar properties.

In positive news the land value is way more than the structure

This isn’t right when the person is older and has owned the home for a long time. My parents purchased a home (my childhood home) in a different part of the country for $65,000 in 1978. My parents were middle class and self-employed, and now in their early 80s live on an extremely fixed income (it’s incredible to me how little they spend day to day, but normal to them as they are a different generation that doesn’t stop at starbucks and Wendy’s every time they feel a craving) and have medicare of course.

They still live in that house which is worth $1.5m today. They benefit from reduced property taxes because of their ages and length of time they’ve owned the house, and don’t upkeep it very well - these two factors permit them to financially stay in the house. They aren’t poor of course because they have the house, but they would be financially devastated if they lost the house in a fire and had to move out long term. They are solidly middle class but for an asset that they don’t plan to touch until needed for elder care ($1.5m won’t go far to support 2 people in assisted living who potentially could live almost 20 more years).

Prop 13 capped the amount the taxes could pay each year. These people are literally paying peanuts off the backs of younger hard working families who also want a place on the property ladder. It is completely unjust. And they get to pass that on one time to a child? Eff that.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I’m watching a lot of the news and struck by how the celebrity/mansion /multimillion dollar homes aspect of the story is pushed. There are also lots of people who have lived there for decades and have otherwise typical middle class lives who have lost homes or are at risk.

My stepmother home is gone. 1800 sq ft 2 bdrm that she bought in 1975 for 78k. She was dropped by her insurer last year and was in the process of getting fair plan insurance and they were taking forever to underwrite. She and my dad moved to a retirement community (fortunately)but she kept her home and had been thinking about renting, selling etc.

My mom’s home (and my childhood home) is now in mandatory evacuation zone. They bought a small ranch in 1972 for 68k and she stayed. It is very modest home for the neighborhood but there are many others like it. Fortunately I got my mom to leave recently and move close to me and rent it out because she could no longer live alone (dementia)…(my sibling refused to sell because of taxes, which was stupid. I wanted her to have easy access to capital so she could get the best care… I have been worried about fire since a 2019 wildfire which was a very close call and she was at that time developing dementia and I knew she would not know what to do the next time.)

The house is her only asset and the rent pays for memory care. I’m thankful she’s not there and aware of what’s happening.

My stepsister is on the edge of the evacuation zone, in a modest home with a couple animals. She is a researcher and can only afford to live there because her dad (a schoolteacher) left her the home when he died. She’s nervous like everyone else and is currently housing a friend who probably lost their home in topanga.

I’m grateful that everyone in my family is ok but I just don’t know what all these people will do. The super rich will have options but for many people those options are simply out of reach.

Someone who purchased a home in what is now a VERY expensive neighborhood is doing extremely well. $78k?! Let me guess, the home is at least $2 million?

Sorry but middle class people don’t live in 2 million dollar properties.

In positive news the land value is way more than the structure

This isn’t right when the person is older and has owned the home for a long time. My parents purchased a home (my childhood home) in a different part of the country for $65,000 in 1978. My parents were middle class and self-employed, and now in their early 80s live on an extremely fixed income (it’s incredible to me how little they spend day to day, but normal to them as they are a different generation that doesn’t stop at starbucks and Wendy’s every time they feel a craving) and have medicare of course.

They still live in that house which is worth $1.5m today. They benefit from reduced property taxes because of their ages and length of time they’ve owned the house, and don’t upkeep it very well - these two factors permit them to financially stay in the house. They aren’t poor of course because they have the house, but they would be financially devastated if they lost the house in a fire and had to move out long term. They are solidly middle class but for an asset that they don’t plan to touch until needed for elder care ($1.5m won’t go far to support 2 people in assisted living who potentially could live almost 20 more years).

Prop 13 capped the amount the taxes could pay each year. These people are literally paying peanuts off the backs of younger hard working families who also want a place on the property ladder. It is completely unjust. And they get to pass that on one time to a child? Eff that.

Perhaps they should cut spending for the asinine woke programs and especially cut funding for the "undocumented".

I's been clear for decades people aren't paying their fair share. For people who keep voting for generous benefits it's galling that they personally don't want to pay for them and want new arrivals and younger people to foot the bill. It's gross.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I’m watching a lot of the news and struck by how the celebrity/mansion /multimillion dollar homes aspect of the story is pushed. There are also lots of people who have lived there for decades and have otherwise typical middle class lives who have lost homes or are at risk.

My stepmother home is gone. 1800 sq ft 2 bdrm that she bought in 1975 for 78k. She was dropped by her insurer last year and was in the process of getting fair plan insurance and they were taking forever to underwrite. She and my dad moved to a retirement community (fortunately)but she kept her home and had been thinking about renting, selling etc.

My mom’s home (and my childhood home) is now in mandatory evacuation zone. They bought a small ranch in 1972 for 68k and she stayed. It is very modest home for the neighborhood but there are many others like it. Fortunately I got my mom to leave recently and move close to me and rent it out because she could no longer live alone (dementia)…(my sibling refused to sell because of taxes, which was stupid. I wanted her to have easy access to capital so she could get the best care… I have been worried about fire since a 2019 wildfire which was a very close call and she was at that time developing dementia and I knew she would not know what to do the next time.)

The house is her only asset and the rent pays for memory care. I’m thankful she’s not there and aware of what’s happening.

My stepsister is on the edge of the evacuation zone, in a modest home with a couple animals. She is a researcher and can only afford to live there because her dad (a schoolteacher) left her the home when he died. She’s nervous like everyone else and is currently housing a friend who probably lost their home in topanga.

I’m grateful that everyone in my family is ok but I just don’t know what all these people will do. The super rich will have options but for many people those options are simply out of reach.

Someone who purchased a home in what is now a VERY expensive neighborhood is doing extremely well. $78k?! Let me guess, the home is at least $2 million?

Sorry but middle class people don’t live in 2 million dollar properties.

In positive news the land value is way more than the structure

This isn’t right when the person is older and has owned the home for a long time. My parents purchased a home (my childhood home) in a different part of the country for $65,000 in 1978. My parents were middle class and self-employed, and now in their early 80s live on an extremely fixed income (it’s incredible to me how little they spend day to day, but normal to them as they are a different generation that doesn’t stop at starbucks and Wendy’s every time they feel a craving) and have medicare of course.

They still live in that house which is worth $1.5m today. They benefit from reduced property taxes because of their ages and length of time they’ve owned the house, and don’t upkeep it very well - these two factors permit them to financially stay in the house. They aren’t poor of course because they have the house, but they would be financially devastated if they lost the house in a fire and had to move out long term. They are solidly middle class but for an asset that they don’t plan to touch until needed for elder care ($1.5m won’t go far to support 2 people in assisted living who potentially could live almost 20 more years).

Prop 13 capped the amount the taxes could pay each year. These people are literally paying peanuts off the backs of younger hard working families who also want a place on the property ladder. It is completely unjust. And they get to pass that on one time to a child? Eff that.

Perhaps they should cut spending for the asinine woke programs and especially cut funding for the "undocumented".

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I’m watching a lot of the news and struck by how the celebrity/mansion /multimillion dollar homes aspect of the story is pushed. There are also lots of people who have lived there for decades and have otherwise typical middle class lives who have lost homes or are at risk.

My stepmother home is gone. 1800 sq ft 2 bdrm that she bought in 1975 for 78k. She was dropped by her insurer last year and was in the process of getting fair plan insurance and they were taking forever to underwrite. She and my dad moved to a retirement community (fortunately)but she kept her home and had been thinking about renting, selling etc.

My mom’s home (and my childhood home) is now in mandatory evacuation zone. They bought a small ranch in 1972 for 68k and she stayed. It is very modest home for the neighborhood but there are many others like it. Fortunately I got my mom to leave recently and move close to me and rent it out because she could no longer live alone (dementia)…(my sibling refused to sell because of taxes, which was stupid. I wanted her to have easy access to capital so she could get the best care… I have been worried about fire since a 2019 wildfire which was a very close call and she was at that time developing dementia and I knew she would not know what to do the next time.)

The house is her only asset and the rent pays for memory care. I’m thankful she’s not there and aware of what’s happening.

My stepsister is on the edge of the evacuation zone, in a modest home with a couple animals. She is a researcher and can only afford to live there because her dad (a schoolteacher) left her the home when he died. She’s nervous like everyone else and is currently housing a friend who probably lost their home in topanga.

I’m grateful that everyone in my family is ok but I just don’t know what all these people will do. The super rich will have options but for many people those options are simply out of reach.

Someone who purchased a home in what is now a VERY expensive neighborhood is doing extremely well. $78k?! Let me guess, the home is at least $2 million?

Sorry but middle class people don’t live in 2 million dollar properties.

In positive news the land value is way more than the structure

This isn’t right when the person is older and has owned the home for a long time. My parents purchased a home (my childhood home) in a different part of the country for $65,000 in 1978. My parents were middle class and self-employed, and now in their early 80s live on an extremely fixed income (it’s incredible to me how little they spend day to day, but normal to them as they are a different generation that doesn’t stop at starbucks and Wendy’s every time they feel a craving) and have medicare of course.

They still live in that house which is worth $1.5m today. They benefit from reduced property taxes because of their ages and length of time they’ve owned the house, and don’t upkeep it very well - these two factors permit them to financially stay in the house. They aren’t poor of course because they have the house, but they would be financially devastated if they lost the house in a fire and had to move out long term. They are solidly middle class but for an asset that they don’t plan to touch until needed for elder care ($1.5m won’t go far to support 2 people in assisted living who potentially could live almost 20 more years).

Prop 13 capped the amount the taxes could pay each year. These people are literally paying peanuts off the backs of younger hard working families who also want a place on the property ladder. It is completely unjust. And they get to pass that on one time to a child? Eff that.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I’m watching a lot of the news and struck by how the celebrity/mansion /multimillion dollar homes aspect of the story is pushed. There are also lots of people who have lived there for decades and have otherwise typical middle class lives who have lost homes or are at risk.

My stepmother home is gone. 1800 sq ft 2 bdrm that she bought in 1975 for 78k. She was dropped by her insurer last year and was in the process of getting fair plan insurance and they were taking forever to underwrite. She and my dad moved to a retirement community (fortunately)but she kept her home and had been thinking about renting, selling etc.

My mom’s home (and my childhood home) is now in mandatory evacuation zone. They bought a small ranch in 1972 for 68k and she stayed. It is very modest home for the neighborhood but there are many others like it. Fortunately I got my mom to leave recently and move close to me and rent it out because she could no longer live alone (dementia)…(my sibling refused to sell because of taxes, which was stupid. I wanted her to have easy access to capital so she could get the best care… I have been worried about fire since a 2019 wildfire which was a very close call and she was at that time developing dementia and I knew she would not know what to do the next time.)

The house is her only asset and the rent pays for memory care. I’m thankful she’s not there and aware of what’s happening.

My stepsister is on the edge of the evacuation zone, in a modest home with a couple animals. She is a researcher and can only afford to live there because her dad (a schoolteacher) left her the home when he died. She’s nervous like everyone else and is currently housing a friend who probably lost their home in topanga.

I’m grateful that everyone in my family is ok but I just don’t know what all these people will do. The super rich will have options but for many people those options are simply out of reach.

Someone who purchased a home in what is now a VERY expensive neighborhood is doing extremely well. $78k?! Let me guess, the home is at least $2 million?

Sorry but middle class people don’t live in 2 million dollar properties.

In positive news the land value is way more than the structure

This isn’t right when the person is older and has owned the home for a long time. My parents purchased a home (my childhood home) in a different part of the country for $65,000 in 1978. My parents were middle class and self-employed, and now in their early 80s live on an extremely fixed income (it’s incredible to me how little they spend day to day, but normal to them as they are a different generation that doesn’t stop at starbucks and Wendy’s every time they feel a craving) and have medicare of course.

They still live in that house which is worth $1.5m today. They benefit from reduced property taxes because of their ages and length of time they’ve owned the house, and don’t upkeep it very well - these two factors permit them to financially stay in the house. They aren’t poor of course because they have the house, but they would be financially devastated if they lost the house in a fire and had to move out long term. They are solidly middle class but for an asset that they don’t plan to touch until needed for elder care ($1.5m won’t go far to support 2 people in assisted living who potentially could live almost 20 more years).

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Just saw on the LA channel that Mayor Bass fired the chief of LAFD because she was honest about the budget cuts and this fire.

Bass's actions need to be reviewed very closely. Newsom is requesting more info, too.

A self centered clueless egotistical person voted in office by people that think their feelings = reality. This is what happens when infant minds are given power.

Funny how well this sentence fits another narcissist about to take office. Projection much?

Anonymous wrote:I don't have much empathy for people who don't insure even though they are high income. A high income person can afford the mortgage in Malibu AND the FAIR coverage, AND fill in what isn't covered with their savings and ongoing income. If they decided to risk it and not pay for coverage, they have to pay up when their bet doesn't pay off.

And I really don't feel bad for the grandfathered in grandparents either. They are holding on to VERY expensive properties and basically betting that they won't have a fire. They shouldn't enjoy both windfall profits from the past 30 years and not have to pay the price when things go wrong.

"PP here from the area. Yep, FAIR doesn't apply to most people even in Malibu since they still CAN get insurance, it's just really expensive and bad coverage (FAIR is expensive and bare bones too).

But yeah, the thing about the area is, it's very expensive and people are generally UMC but not necessarily risk-averse and not the sort of financial situation where the cost of fire + earthquake + flood or an umbrella policy would not be a SERIOUS expense they might not be able to afford comfortably without trimming elsewhere, unless they are grandfathered in (like my parents). Even for my parents, it is a significant cost and one they have to budget for carefully from retirement/pension."

Anonymous wrote:Not a Californian - but I find it hard to believe anyone is cheering this mass destruction on. All I see are videos of people trying to help those who have lost their homes - and showing great compassion for their devastating losses.

Anonymous wrote:

Anonymous wrote:I’m watching a lot of the news and struck by how the celebrity/mansion /multimillion dollar homes aspect of the story is pushed. There are also lots of people who have lived there for decades and have otherwise typical middle class lives who have lost homes or are at risk.

My stepmother home is gone. 1800 sq ft 2 bdrm that she bought in 1975 for 78k. She was dropped by her insurer last year and was in the process of getting fair plan insurance and they were taking forever to underwrite. She and my dad moved to a retirement community (fortunately)but she kept her home and had been thinking about renting, selling etc.

My mom’s home (and my childhood home) is now in mandatory evacuation zone. They bought a small ranch in 1972 for 68k and she stayed. It is very modest home for the neighborhood but there are many others like it. Fortunately I got my mom to leave recently and move close to me and rent it out because she could no longer live alone (dementia)…(my sibling refused to sell because of taxes, which was stupid. I wanted her to have easy access to capital so she could get the best care… I have been worried about fire since a 2019 wildfire which was a very close call and she was at that time developing dementia and I knew she would not know what to do the next time.)

The house is her only asset and the rent pays for memory care. I’m thankful she’s not there and aware of what’s happening.

My stepsister is on the edge of the evacuation zone, in a modest home with a couple animals. She is a researcher and can only afford to live there because her dad (a schoolteacher) left her the home when he died. She’s nervous like everyone else and is currently housing a friend who probably lost their home in topanga.

I’m grateful that everyone in my family is ok but I just don’t know what all these people will do. The super rich will have options but for many people those options are simply out of reach.

Someone who purchased a home in what is now a VERY expensive neighborhood is doing extremely well. $78k?! Let me guess, the home is at least $2 million?

Sorry but middle class people don’t live in 2 million dollar properties.

In positive news the land value is way more than the structure

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Just saw on the LA channel that Mayor Bass fired the chief of LAFD because she was honest about the budget cuts and this fire.

Bass's actions need to be reviewed very closely. Newsom is requesting more info, too.

A self centered clueless egotistical person voted in office by people that think their feelings = reality. This is what happens when infant minds are given power.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I’m watching a lot of the news and struck by how the celebrity/mansion /multimillion dollar homes aspect of the story is pushed. There are also lots of people who have lived there for decades and have otherwise typical middle class lives who have lost homes or are at risk.

My stepmother home is gone. 1800 sq ft 2 bdrm that she bought in 1975 for 78k. She was dropped by her insurer last year and was in the process of getting fair plan insurance and they were taking forever to underwrite. She and my dad moved to a retirement community (fortunately)but she kept her home and had been thinking about renting, selling etc.

My mom’s home (and my childhood home) is now in mandatory evacuation zone. They bought a small ranch in 1972 for 68k and she stayed. It is very modest home for the neighborhood but there are many others like it. Fortunately I got my mom to leave recently and move close to me and rent it out because she could no longer live alone (dementia)…(my sibling refused to sell because of taxes, which was stupid. I wanted her to have easy access to capital so she could get the best care… I have been worried about fire since a 2019 wildfire which was a very close call and she was at that time developing dementia and I knew she would not know what to do the next time.)

The house is her only asset and the rent pays for memory care. I’m thankful she’s not there and aware of what’s happening.

My stepsister is on the edge of the evacuation zone, in a modest home with a couple animals. She is a researcher and can only afford to live there because her dad (a schoolteacher) left her the home when he died. She’s nervous like everyone else and is currently housing a friend who probably lost their home in topanga.

I’m grateful that everyone in my family is ok but I just don’t know what all these people will do. The super rich will have options but for many people those options are simply out of reach.

Someone who purchased a home in what is now a VERY expensive neighborhood is doing extremely well. $78k?! Let me guess, the home is at least $2 million?

Sorry but middle class people don’t live in 2 million dollar properties.

In positive news the land value is way more than the structure

Meanwhile paying next to nothing in property taxes and hoping to pass than on to one kid so they can continue not paying their fair share. Sorry they lost their home but this racket has to end.

Sorry to the first PP but this is right. If your stepmom and mom had been paying appropriate amounts of property taxes for the past few decades then the area would have had a better infrastructure for dealing with catastrophic wildfires. Like many others, they have not been paying to maintain the area. Think of it like they basically got free rent for the past few decades.

Californian here. What sort of rosy-cheeked, flatly imaginary nonsense is the bolded? If people like you had been forcing elderly people out of their homes by raising taxes beyond their ability to pay, that money would never in a million years been used to improve infrastructure. LOOK at the history of California infrastructure development. Nobody in their right minds can believe the lies you are peddling.

No, that money would have been stolen and been given supervision-free to grifting NGOs like so much of the taxes we pay. Sorry, I’d rather people like PPs elderly parents stay in their lifelong community than fund the gaping mouths of the greedy NGOs staffed by rich young psychopaths that litter this state.

Anonymous wrote:I know so many people are talking about this fire in the palisades but there are other fires in places like Altadena that have primarily impacted non celebrities and middle class families.