Anonymous wrote:Who are these morons spending $2000/year to formula feed?
Anonymous wrote:Anonymous wrote:Anonymous wrote:It depends on how you're raising your children and what your expectations are. If you're preparing them for community college, it's likely cheaper. If they attend school with upper middle class children and you expect them to attend a selective four year college, there are additional costs. They're not required costs in the same way that daycare was, but they're costs that some parents would consider necessary to raise a child well.
Two of my children developed serious anxiety and it's quite often impossible to find psychiatrists and psychologists who are in network for your insurance. $300 a week for mental health care isn't something you can foresee when your child enters kindergarten. Tutors for organizational skills for a child with ADHD add up quickly too.
When you're working full time and have a toddler or two, life is pretty cheap (outside of child care) because you're exhausted. As they get older, you want to restart those activities you've given up - and you want to experience them with your children.
two children developing anxiety in a household that "expects them to attend a selective for your college". you don't say....
It's unbelievable the parents required mental health care and the parents couldn't figure out the connection. Therapists love people like PP. it's easy money.
Anonymous wrote:Anonymous wrote:It depends on how you're raising your children and what your expectations are. If you're preparing them for community college, it's likely cheaper. If they attend school with upper middle class children and you expect them to attend a selective four year college, there are additional costs. They're not required costs in the same way that daycare was, but they're costs that some parents would consider necessary to raise a child well.
Two of my children developed serious anxiety and it's quite often impossible to find psychiatrists and psychologists who are in network for your insurance. $300 a week for mental health care isn't something you can foresee when your child enters kindergarten. Tutors for organizational skills for a child with ADHD add up quickly too.
When you're working full time and have a toddler or two, life is pretty cheap (outside of child care) because you're exhausted. As they get older, you want to restart those activities you've given up - and you want to experience them with your children.
two children developing anxiety in a household that "expects them to attend a selective for your college". you don't say....
Anonymous wrote:Anonymous wrote:My elementary boys go through sneakers in about 5 weeks. Grocery bill over $300/week. Spring sports enrollment cost over a thousand dollars (plus cost of equipment). New golf clubs last week for one kid, orthodontia coming up for two kids, one week of full day camp for the summer for all three was over a thousand dollars. We aren't even into cell phones yet. Plane rides to visit grandparents, every time we vacation it's 5 flights and a suite or two hotel rooms. 5 lift tickets. I mean- you really can't imagine how expensive life with kids is if you continue to be active.
Duh.
Anonymous wrote:It depends on how you're raising your children and what your expectations are. If you're preparing them for community college, it's likely cheaper. If they attend school with upper middle class children and you expect them to attend a selective four year college, there are additional costs. They're not required costs in the same way that daycare was, but they're costs that some parents would consider necessary to raise a child well.
Two of my children developed serious anxiety and it's quite often impossible to find psychiatrists and psychologists who are in network for your insurance. $300 a week for mental health care isn't something you can foresee when your child enters kindergarten. Tutors for organizational skills for a child with ADHD add up quickly too.
When you're working full time and have a toddler or two, life is pretty cheap (outside of child care) because you're exhausted. As they get older, you want to restart those activities you've given up - and you want to experience them with your children.
Anonymous wrote:Most families in DC or its suburbs don't have nannies. You're spending exponentially more than most on childcare - so maybe you're an exception to the rule that children don't get cheaper. I wouldn't be surprised though if someone who'd spend that much on childcare finds that they have higher than usual expectations (and costs) for schools, camps and activities.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Look if you're one of those parents who don't care about enriching their children's lives with activities, lessons, summer camps, vacations, orthodontia, nice clothes and age appropriate toys (including the iphone and data plan they'll eventually need starting in upper elementary or ms), and oh yeah COLLEGE, then yes I guess you're right, they're not that expensive.
If you're the typical UMC parent who DOES care about all that stuff? They're expensive as f***.
and yet somehow I went to an Ivy League school and became a typical UMC parent, even though I never did any activities other than free school teams and bands, never took vacations, never had an iphone. This consumerist lifestyle is not necessary. Free yourself!
We don't do the above things to get our kids into an Ivy League school, although that would be a nice side benefit. We do them because we want them to be happy people with genuine interests who are engaged in the world around them. Another, though less important reason, is to help them fit in with their peers. Teenagers do care about things like the "right" brand of clothing and shoes, don't kid yourselves about that. Fitting in and feeling comfortable within one's peer group is very important to the teenage mind.
I'm happy to give my children opportunities to take horseback riding and tennis lessons, learn to play the piano, learn to ski, take them to Iceland and Costa Rica, etc. etc. Don't get me wrong. But I also don't kid myself that it's not expensive. They're the most expensive things in our lives. Raising a child and all that entails has become a luxury.
Anonymous wrote:Anonymous wrote:What rubs me wrong about OP's original post is that she/he THINKs they know what to expect, but honestly, you have no idea. You can plan on saving $ when they start public school - but they need private. You can plan on only doing rec sports - but your kid is really good and loves it, so you end up on a travel team. You think you'll be fine in your apartment - then you realize you are all going crazy and end up buying a house. Shoes are really expensive, consignment stuff is less available, equipment costs more, and food costs are REAL.
I hope that your older kids don't cost more than your baby, but odds say that you will end up like most of us and end up spending more money on them than you planned.
we are Saved a lot of money in the baby and elementary school years, but that was mainly luck, having a sahm, and a fortuitous move to a lower cost of living area.
Yep. Good luck finding anything decent on consignment for kids between 8-12. I used to donate most of my son's school uniforms after he outgrew them, now they are TRASHED by the time he grows out of them, and sometimes need replacing mid-year! It's awful. They go through shoes crazy fast.
And sure, public school is cheaper than daycare, but somehow I'm not saving anymore of my money. My income is increasing, and my 401k is growing, but I'm still just not able to save money! It's outrageous.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Look if you're one of those parents who don't care about enriching their children's lives with activities, lessons, summer camps, vacations, orthodontia, nice clothes and age appropriate toys (including the iphone and data plan they'll eventually need starting in upper elementary or ms), and oh yeah COLLEGE, then yes I guess you're right, they're not that expensive.
If you're the typical UMC parent who DOES care about all that stuff? They're expensive as f***.
and yet somehow I went to an Ivy League school and became a typical UMC parent, even though I never did any activities other than free school teams and bands, never took vacations, never had an iphone. This consumerist lifestyle is not necessary. Free yourself!
We don't do the above things to get our kids into an Ivy League school, although that would be a nice side benefit. We do them because we want them to be happy people with genuine interests who are engaged in the world around them. Another, though less important reason, is to help them fit in with their peers. Teenagers do care about things like the "right" brand of clothing and shoes, don't kid yourselves about that. Fitting in and feeling comfortable within one's peer group is very important to the teenage mind.
I'm happy to give my children opportunities to take horseback riding and tennis lessons, learn to play the piano, learn to ski, take them to Iceland and Costa Rica, etc. etc. Don't get me wrong. But I also don't kid myself that it's not expensive. They're the most expensive things in our lives. Raising a child and all that entails has become a luxury.
Anonymous wrote:My elementary boys go through sneakers in about 5 weeks. Grocery bill over $300/week. Spring sports enrollment cost over a thousand dollars (plus cost of equipment). New golf clubs last week for one kid, orthodontia coming up for two kids, one week of full day camp for the summer for all three was over a thousand dollars. We aren't even into cell phones yet. Plane rides to visit grandparents, every time we vacation it's 5 flights and a suite or two hotel rooms. 5 lift tickets. I mean- you really can't imagine how expensive life with kids is if you continue to be active.