Take home is about $4k/month. Mortgage is zero. Zero car payment, too. zero student loans. pay off credit card every month, so no credit card debt.

$17000 combined. Mortgage is $0.

We take home about $15k after maxing 2 401Ks.
Combined mortgages on 2 homes is just over $5K.
We do well--no money worries.

Gross is $10,700
Mtg is $1800 15 yr loan
Max out retirement

Take home $7500 after taxes and maxing retirement.

House paid off.

Single income family. DH invests majority of his paycheck in our retirement, college fund, savings. What I get is 10K to run the house, mortgage is 2 K. In the remaining 8 K, I pay for everything. Food, cars, utilities, insurance, medical, clothing, home repairs/remodeling, cleaners, tutors for kids, social life, vacations, emergency funds, traveling. For me, it is a very generous amount because we do not have credit card debt, private school expense, student debt, childcare now. I have got 10K since the last 15 years (not inflation adjusted) and it has worked because some of the expenses are no longer there (private schools, bigger mortgage, childcaare etc).

Anonymous wrote:Take home is $11k, mortgage, insurance and taxes is $3600 (2nd loan is a15 year loan, so it's higher than it could be).

This is us but for the parenthetical.

Anonymous wrote:I bring home about $3800.
Mortgage is $1400
Also gotta pay for car, insurance, utilities, food, gas, speech therapy, etc.
There's nothing left. It sucks.
Tell me how much you bring home and how much the mortgage/rent is.

When I took home $1,500 a month I lived in Manhattan. You just need to cut back on spending.

I had no car which was a big savings. No cable, no cell phone, and had a cheap shoebox rent stabilized apt.

Later when I got a car I bought a beat up classic car to get dirt cheap historical insurance of $50 bucks a year. Drive it a few years and sold it for double what I paid for it. And did not food shop.

Knew every happy hour in town with free food. Add in only make friends rich people. Most vacations at friends houses

$45,000 take home, $9800 mortgage (15 year)

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Our take home is $6500, mortgage is $2280.

No retirement savings going on. And we don't get insurance from work, so health insurance comes out of the take home.

I married my honey and wonder if I should have married money.

How do you guys manage??

I don't get this either. We have similar numbers and are fine. We do max out retirement and have insurance from work, but I don't see how that would make such a drastic difference...

Not the PPs but have similar numbers. Take home around $6500, PITI is $2200. Plus HOA = $495 and two in daycare! It’s tight right now but there is light at the end of the tunnel next year with daycare.

We bring in about $11000/month, our mortgage is $1800. We are not in DC, though.

What idiot resurrected a post from 2013 instead of starting a new one?
That’s ANNOYING.

$11.5K $2700 all in including utilities. We are upgrading and our PITI will be $3100 not including utilities.

Anonymous wrote:

Anonymous wrote:Our take home is $6500, mortgage is $2280.

No retirement savings going on. And we don't get insurance from work, so health insurance comes out of the take home.

I married my honey and wonder if I should have married money.

How do you guys manage??

I don't get this either. We have similar numbers and are fine. We do max out retirement and have insurance from work, but I don't see how that would make such a drastic difference...

13K, 4600 PITI.