We're early retired and took Social Security early as well. Our income this year will be around $160k, consisting entirely of SS, rental income, and long term capital gains. We will owe zero federal income tax because of how we structure our income.

DH and I should round out 2025 with an HHI of about $975K, $350K of that is a bonus payment from the previous year. We are 30 and 32yo. DH is co-founder and CSO for a pre-IPO tech startup.

Overall NW is up $2.4M total in 2025 due to payments on low interest mortgage, unrealized taxable gains in brokerage, and realized gains in tax sheltered retirement, HSA, and 529 plan accounts.

Anonymous wrote:A friend of mine reached out last week. He has been looking for a job for 11 months. He used to make $256k as a senior software developer.

Don't fall in love with your "high" HHI. You can be him next time and I am sure you won't be coming here bragging.

Very true and this is the case for my job where I think i will graze just about 400k this year. I’m well aware of my precarious situation and am extremely conservative. Best case scenario, Inwill retire with a minutiae of money. Worst case scenario i will stop working at 48(now) and still live well due to savings.

However, my DH is a different story. He makes about 350-400k/yr and constantly has recruiters banging down his door. When he job hunts he always has his choice of jobs, only time he leaves a company is due to culture or i’d he no longer believes in the technology. Last job switch he did he had 3 offers before he even resigned from his company. He’s a sales engineer (technical person who understands products and technology).

2.5 inches, and a bonus inch. Which seems bigger than most posters here.

Three fiddy. No family support or inheritance, I'm a full time girl scout, but my cousin is the loch ness monster.

My Uber driver today said that his wife makes “really good money” as a daycare provider but that so many of the kids’ parents have lost their jobs that they are down 4 kids out of their limit of ten because “everyone’s home now”

Anonymous wrote:Do most people here get bonuses in December? Both mine and DWs are paid in March based on prior year results.

+1
We have to see how the business performed in Q4.

Anonymous wrote:I don't know. Salary/wages about 260k. Other income (cap gains, rent from a house we rent out, etc) maybe another 70K? I'm really not sure. I'll know once our taxes are done and dusted.

HUGE (for us), over $1M because DH got laid off and there was a large severance. Don’t worry he’s been looking for a job (unsuccessfully) for almost a year, even though he’s willing to take $100k a year. No one wants a 50 year old. So we’re kinda screwed.

Anonymous wrote:Rich people Flexing here. And the racist Elon Musk wants you to believe White people are disadvantaged in this country. Alright that was inappropriate Joke 😂

Haha I am op and I am not white.

Black couple here. Total of 380 split almost even but wife makes slightly more. Wife to make some bonus money to take it closer to 400k. Lawyer/ doctor couple but both in more primary care / government jobs so good lifestyle.

Rich people Flexing here. And the racist Elon Musk wants you to believe White people are disadvantaged in this country. Alright that was inappropriate Joke 😂

Anonymous wrote:

Anonymous wrote:300k earned, 700k investment earnings and gains.

You could gains as income?

Did you bank the gains or just paper $?

~$228k
Mid 50s. We don’t work in jobs that have bonuses.

Anonymous wrote:$400,000 a year. Expect it to be flat for the next three (or 7) years. Sons manage the family real estate (mainly hotels), crypto and other holdings separately.

420k. We both work from home at jobs we enjoy with flexible schedules. Two tweens. I feel fortunate.