Anonymous wrote:Anonymous wrote:Huge red flag to me that OP is on DCUM posting *repeatedly* to vent details of specific financial and relationship issues. I agree with PPs who suggested couples counseling but:
OP, you need therapy. NOW. Like therapy just for you. I usually hate it when people come on these boards and just say "get therapy" but I really don't think there is any other solution to your problem. You need therapy and to do some work on yourself, your outlook on life, your feelings about your family (your spouse, yes, but also your family as a unit and what it means to you). You are just vibrating with anger and negativity and resentment. It's toxic. You need a way to get it out and I don't think posting here is going to get you there.
I can see how there are things about your situation with your DH that are problems and there are aspects of your situation where I agree that he isn't pulling his weight or is creating an unnecessary roadblock for your family. But it also doesn't sound like a straightforward case of "throw out the whole man." It sounds complicated. It sounds like he is great in some ways and a pain in other ways. It sounds like he's trying to contribute and share responsibility with you but that sometimes he falls short or does it in an inefficient or short-sighted way. In your posts, sometimes I relate to you, but other times I relate to him. Life is messy. Going through job loss is hard, and working part time can be a blessing and a curse, especially if you are also the primary caregiver to kids (I know his role very well). That doesn't mean he's right and you're wrong. It sounds like you are definitely right about some things. But your rage and resentment is the least productive way to fix the problems you've identified. I would venture that your rage and resentment are a much bigger problem in your marriage than his underemployment or even your struggles with allocating childcare responsibilities.
I think the only way you are going to solve any of the logistical and financial issues in your marriage is if you can spend some time addressing your anger and resentment, identify why these very normal marital conflicts are producing so much boiling anger, and then calmly approach the issues in your marriage with a collaborative spirit. Yelling at your partner (who, again, is providing the bulk of the childcare at the moment and appears to be struggling with some work and identity issues) until he acquiesces to your "my way or the highway" demands will not fix your problem. Even if he does everything you ask of him, you will have fixed nothing about your marriage. Do you understand that? His employment is not the issue, not really.
Op here. I posted with the specific income details because multiple people asked for them.
Please correct me if I'm wrong about this. Maybe I haven't been clear. Maybe my interpretation is wrong.
But I don't consider that he provides the bulk of childcare. I don't consider that I do either. We are splitting childcare just about 50/50. Some weeks 60/40. Today is a typical day. I have the kids for approx 6 hours total. He has the kids for approx 5 hours total. Today I handle breakfast and dinner. He handles lunch and snack. The difference is that I'm supposed to be teleworking from 9-5 for my salaried full-time job.
I asked him to either take on more childcare so that I can focus more on work, OR find full-time work, so we can comfortably outsource childcare.
He will not take on more childcare. Says he already does too mich. He will not find full-time work.
Anonymous wrote:Huge red flag to me that OP is on DCUM posting *repeatedly* to vent details of specific financial and relationship issues. I agree with PPs who suggested couples counseling but:
OP, you need therapy. NOW. Like therapy just for you. I usually hate it when people come on these boards and just say "get therapy" but I really don't think there is any other solution to your problem. You need therapy and to do some work on yourself, your outlook on life, your feelings about your family (your spouse, yes, but also your family as a unit and what it means to you). You are just vibrating with anger and negativity and resentment. It's toxic. You need a way to get it out and I don't think posting here is going to get you there.
I can see how there are things about your situation with your DH that are problems and there are aspects of your situation where I agree that he isn't pulling his weight or is creating an unnecessary roadblock for your family. But it also doesn't sound like a straightforward case of "throw out the whole man." It sounds complicated. It sounds like he is great in some ways and a pain in other ways. It sounds like he's trying to contribute and share responsibility with you but that sometimes he falls short or does it in an inefficient or short-sighted way. In your posts, sometimes I relate to you, but other times I relate to him. Life is messy. Going through job loss is hard, and working part time can be a blessing and a curse, especially if you are also the primary caregiver to kids (I know his role very well). That doesn't mean he's right and you're wrong. It sounds like you are definitely right about some things. But your rage and resentment is the least productive way to fix the problems you've identified. I would venture that your rage and resentment are a much bigger problem in your marriage than his underemployment or even your struggles with allocating childcare responsibilities.
I think the only way you are going to solve any of the logistical and financial issues in your marriage is if you can spend some time addressing your anger and resentment, identify why these very normal marital conflicts are producing so much boiling anger, and then calmly approach the issues in your marriage with a collaborative spirit. Yelling at your partner (who, again, is providing the bulk of the childcare at the moment and appears to be struggling with some work and identity issues) until he acquiesces to your "my way or the highway" demands will not fix your problem. Even if he does everything you ask of him, you will have fixed nothing about your marriage. Do you understand that? His employment is not the issue, not really.
Anonymous wrote:Observation: nothing about your family and marriage appears to be "team" based but rather you vs husband. Each/both of you see everything as transactional and to be divided or jealously guarded--whether time with you kids (which , I get, little ones are hard, but where is together family time?); or your finances (I can't even really understand with the accounts, but that doesn't matter, the point is that each of you views the other as a threat--to time, to money/financial security, etc. You are each in a war and it is unwinnable and you are so far down the hole you can't get your way out without a ton of effort.
I dont have great advice, except your problems are bigger than divided weekend time or whatever. I also think the biggest source of your resentment is that your husband has not gotten a 'real' job in the past 4.5 years and refuses to consider anything that might just be a decent, good job for the family. That would infuriate me too. But I do not think you will get anywhere right now, during a pandemic, working from home, with small children, and this amount of anger. my suggestion is that for the time being, you get part time care for the kids. Yes, you feel like it gives your DH a pass but it also, for now, reduces the source of fighting and frankly you need to back off on that and take care of yourself. Secondly, it takes away his excuses for not working. Thirdly, you two need counseling.
Not sure you can save the marriage, but maybe. Honestly, though, I think that if i were you, I'd back off, no matter how angry you are and unfair it seems, get your kids out of the house for a good chunk of the day (or have a nanny from after nap to dinner time) and the funds for the nanny will come from joint funds and you'll have to cut back in other areas. If he balks, then he needs to be willing to entertain/watch/educate the kids from 9 am to 5 pm, while you are on your job. The rest of the time can be split evenly. This is the same advice I have for SAHP--during the regular work day, each parent is working, one out of the house and one in the house. THe rest of the time, kid and house duties should be split. SAHP should make reasonable effort to take care of house things during the day if possible, but that depends on ages of kids. etc.
Anonymous wrote:You guys hate each other. Why are you doing this to yourselves?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Childcare
Would paying for fulltime childcare be cheaper than divorce?
At least try it
Better for the kids
Op here. I’ve thought about this in the last few days, even as covid numbers spike in my state. It would definitely help me in terms of work and juggling the days. But isn’t that a get out of jail free card for dh? And who pays for childcare? Yet another financial responsibility for me?
I don’t understand. You are married so your income is joint. You say he is “underemployed.” What exactly does that mean?
He got laid off 4.5 years ago from a cushy well paying job. Since then, he has not held down full time employment. I send him job apps every week, and he turns down 99% of them because he “doesn’t want to work a regular 9-5 boring job.” He wants something cushy, glamorous, flashy like his old job. Think k street lobbyist expensing steak lunches, vs a government 9-5.
He takes on consulting contract jobs. Some months zero income and no work activity.. Some months decent income and moderate activity. At best he is making 35% of his prior salary. At best.
At his suggestion, “i can keep kids home right now while I’m under employed/not busy with projects.”
This is why I am extremely angry resentful and bitter. He will not step up and find steady employment to support his family. In the alternative, he fights to not have to do at least an equal share of childcare at home.
I hope this paints a clearer picture of my frustration and why I feel I’m being taken advantage of. Pushing back on the schedule today THAT HE ASKED FOR has pushed me over the edge.
Anonymous wrote:Anonymous wrote:OP here. I am floored, disgusted, and legitimately taken aback.
DH and I had a conversation tonight about finances. ONe of our recurring expenses is going up several hundred dollars a month. It is an expense that we have always paid for proportionately. Background- we have always been a 3 account family: his mine ours. We both put into several joint accounts, and then we maintain our own separate money. I know that many people just do 1 big pot and don't maintain individual accounts, but that's never been our practice, just as background info.
In the conversation, DH asked what the breakdown would be for each of us. I told him. He then launched into a tirade. Stated that he should be able to pull out money from one of our children's savings accounts for HIS SHARE of the additional expense- for 2 reasons...1) that he is on a financial downswing and 2) because he was overly generous in his deposits to the account during a financial upswing several months ago.
I was so floored by this I didn't say a word.
He went on. Stated that I only contribute the minimum of my fair share to our various joint accounts, and he always goes above and beyond. And now, when he could use some financial help with an added expense, it's noteworthy that I'm not enthusiastic about alowing him to pull his amount due from a joint account.
He went on. Asked me to look at the deposit statements for the last 6 months. "I've deposited 4k into this account since October and you only deposited $800." I pointed out to him that yes, I "only" deposit several hundred dollars (without fail) every month. Versus him, who will deposit zero for 10 months and then make a large deposit if and when he has the money.
I calmly said to him that I was taken aback and extremely disappointed to hear such lack of appreciation considering I have carried the family for over 4 years. He said he feels the same lack of appreciation.
I asked to start couples counseling asap.
I am floored.
New PP. I am on your side for all the rest and would be as F* pissed as you are. Now on the joint spending, I have a similar system as you (mine/ours/yours accounts. I have always maintained that system because my DH makes careers choice out of passion and doesn’t feel an obligation to earn more money to support a particular lifestyle for our family (think save the world NGO job on a 9-5 schedule while I work in more cutthroat environment making more money and being way more stressed). I am ok with his choice but I want him to walk the talk And if he wants to plan crazy holidays or put solar panels on our house he cannot ask me to finance more than my share ( I am a saver, he is a spender) .
Anyway, this is all a preliminary to ask: do you have clear and fair rules regarding who puts what in the joint account? Over the past 12 months did you indeed end up putting way more? If yes, he obviously needs to shut up. If not, you are not being fair. But I would ask you to consider one more thing: in our arrangement, as I work longer hours and DH does the pick up and drop off, we also contribute proportionally to the joint account. We put the same % of our salaries... so I put more
Anonymous wrote:I think part of what you’re seeing is that yours, mine and ours finances often don’t work long-term when the default is yours and mine, and ours is what each person chooses to put in (which clearly is what’s happening with you guys since you’re talking about him going months without contributing and he’s talking about you only giving the are minimum). You guys aren’t a team, which you could gloss over when things were going well, but are falling to pieces now that they’re not.