Anonymous wrote:Ho on earth are these people thinking that it's a good idea for a 60+ lady to watch 3 little kids full-time?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:You must make a very large income to only spend 40%.
Not really, I earn 100k. DH a little bit more. We figured it was going to cost around $20/hr for one child for a nanny but we haven’t seriously started looking.
You know that childcare isn’t tax deductible, right? And there may also be some additional costs you didn’t think of with social security, etc.
I think this may be more like 60-70% of your take home pay.
Which still may be worth it to OP if it allows her to keep her job and stay on her career trajectory.
I left my job and Ican get another, but I am never, ever getting my career back (tenure track faculty). I didn’t have a choice but it sounds like OP does, so let’s focus on that.
Anonymous wrote:Anonymous wrote:. You are weird ( and incredibly myopic) that you aren’t thinking about so much more that goes into a job other than just take-home pay - benefits, retirement savings, preservation of any potential career track, financial independence, being a good role model for your children, the list goes on. I have no problem with SAHM Your individual reasons for choosing to be a SAGM,but stop judging others that have different priorities and outlook.Anonymous wrote:Anonymous wrote:You must make a very large income to only spend 40%.
You are weird. I quit my job in a similar situation. I wasn’t going to work for only 60%pay while missing time with my kid.
When you die, most jobs are not that important that you will be remembered and you can easily be replaced. You do whats best for you and your family and not worry about people like you who judge. Many of us don't need the benefits - my spouse is retired military so we get life long health care at a reasonable price. I don't work. We still save for my retirement and I have retirement savings from when I worked for many years. I have money in my name, I have full access to all the money and I'm the one who mostly controls the money. And, yes, I'm a very good role model for my kids. They know I worked, they know I love being home with them and more importantly they can count on us to make sure all their needs are met. You are judging others for staying home with your financial independence and role model comments.
Anonymous wrote:Anonymous wrote:. You are weird ( and incredibly myopic) that you aren’t thinking about so much more that goes into a job other than just take-home pay - benefits, retirement savings, preservation of any potential career track, financial independence, being a good role model for your children, the list goes on. I have no problem with SAHM Your individual reasons for choosing to be a SAGM,but stop judging others that have different priorities and outlook.Anonymous wrote:Anonymous wrote:You must make a very large income to only spend 40%.
You are weird. I quit my job in a similar situation. I wasn’t going to work for only 60%pay while missing time with my kid.
When you die, most jobs are not that important that you will be remembered and you can easily be replaced. You do whats best for you and your family and not worry about people like you who judge. Many of us don't need the benefits - my spouse is retired military so we get life long health care at a reasonable price. I don't work. We still save for my retirement and I have retirement savings from when I worked for many years. I have money in my name, I have full access to all the money and I'm the one who mostly controls the money. And, yes, I'm a very good role model for my kids. They know I worked, they know I love being home with them and more importantly they can count on us to make sure all their needs are met. You are judging others for staying home with your financial independence and role model comments.
Anonymous wrote:. You are weird ( and incredibly myopic) that you aren’t thinking about so much more that goes into a job other than just take-home pay - benefits, retirement savings, preservation of any potential career track, financial independence, being a good role model for your children, the list goes on. I have no problem with SAHM Your individual reasons for choosing to be a SAGM,but stop judging others that have different priorities and outlook.Anonymous wrote:Anonymous wrote:You must make a very large income to only spend 40%.
You are weird. I quit my job in a similar situation. I wasn’t going to work for only 60%pay while missing time with my kid.
Anonymous wrote:I cant believe, and yet I can, how many people advocating destroying family relationships over the cost of childcare that OP says she can afford. You think SIL will ever forgive losing her childcare to your child? She won’t. That’s your baby’s aunt and mother of it’s cousins. You think MIL is going to change her spots and grow a spine? She’s not. But she will resent anything that hurts her relationship with her daughter.
Anonymous wrote:Anonymous wrote:Tell DH that unless SIL steps up and stops asking her mom for free childcare (not gonna happen) or MIL grows a spine and puts her money where her mouth is and tells SIL she will no longer be watching her kids (not gonna happen) that you are hiring a nanny. He can be involved, or not, in this process, but you're going to do it unless MIL confirms that she will exclusively be caring for your child starting on X date.
+1.
Driving all over town with your newborn or baby in order to accommodate Year 4 of free childcare for your SIL at MIL’s house is not a viable solution here.
And yes I believe MIl feels bad she gave $40k times three years of childcare to one adult kid and now has supposedly hamstrung herself from doing the same for her adult son. Still not gonna help w viable childcare situation here.
Anonymous wrote:Tell DH that unless SIL steps up and stops asking her mom for free childcare (not gonna happen) or MIL grows a spine and puts her money where her mouth is and tells SIL she will no longer be watching her kids (not gonna happen) that you are hiring a nanny. He can be involved, or not, in this process, but you're going to do it unless MIL confirms that she will exclusively be caring for your child starting on X date.
Anonymous wrote:I think a good solution is to get a helper for MIL. You can call SIL and tell her about your concerns about MILs ability to handle all the children alone, and discuss coming up with a solution. Mention the idea of getting a helper. The key is to communicate.
. You are weird ( and incredibly myopic) that you aren’t thinking about so much more that goes into a job other than just take-home pay - benefits, retirement savings, preservation of any potential career track, financial independence, being a good role model for your children, the list goes on. I have no problem with SAHM Your individual reasons for choosing to be a SAGM,but stop judging others that have different priorities and outlook.Anonymous wrote:Anonymous wrote:You must make a very large income to only spend 40%.
You are weird. I quit my job in a similar situation. I wasn’t going to work for only 60%pay while missing time with my kid.