mAnonymous wrote:OP in the mix of things to do-investigate bankruptcy for your medical debt. We had our share of the $2mil hospital bill for our DD who died. We were able to do Chap 13 and keep our home. Chap 13 is where all debts are paid but structured into one payment. The overwhelming stress of debt on multiple fronts is devastating. Even if you have to liquidate you’re lucky to have parents to provide a base for you. Coupled with job instability/loss-large and unexpected debt from medical bills make it hard to function just from the worry.
I hope you find a way forward as a family but do what you can to ease burdens where you can.
Anonymous wrote:Anonymous wrote:Financial instability can certainly wreck a marriage, but I'm not sure the person who doesn't work at all has the right to look down on the person who keeps getting jobs but then losing them. Why not get a career now, and let him stay home with the kids? If you love him and the kids love him and you're going to end up getting a job anyway, why blow up the marriage as well?
Maybe she doesn't want to let him be a stay at home dad who drinks heavily. Kind of a downer to spend your working day wondering if daddy plowed the car into a tree with the kids in it, or passed out drunk on the couch while the toddler discovered how matches work, or just made another poor but less life-threatening choice.
You clearly missed the biggest red flag in her post, PP. And you did it while dripping your condescending scorn on her for being a lazy ol' SAHM.
To OP:
Did you ever consider that DH doesn't hold jobs because of his drinking? Your post sounds as if you don't link the two things. But there's one big picture here and job loss is just one part of it. If you think, oh, but he doesn't drink at work or even doesn't drink on weekdays--you need to learn fast. People who drink heavily (your own term, "heavy") have plenty of other issues that will manifest at work, in relationships, eventually with your kids. You once wanted to be with him enough to marry him. Have you told him you are thinking of leaving? Told him you believe he's an alcoholic and said that treatment is non-negotiable? If you aren't telling him all this bluntly, you need to. Moving to your parents' could give him the shock he needs. But have you first told him how serious you are about ending things?
Would your parents be equally willing to help you by caring for the kids while you get a job but without your moving in with them, if he will get to rehab, AA and therapy? Or will they only have your back if you leave him?
Anonymous wrote:Anonymous wrote:Anonymous wrote:This is OP. First, thank you for some very caring and thoughtful responses. I have been crying all morning and I am trying to remain strong and positive for my children.
My DH would be devastated if I left him. However, I think he would agree to a temporary separation for the children’s benefit.
We conceived our children during times where he was flourishing with his job.
I can’t be the breadwinner as I am a teacher and that’s not gonna cut it. Our last child was born at 26 weeks and had a host of problems and I just needed to be home with her. She is thriving now and that’s one positive!! The medical debt we incurred as a result of a long NICU stay is also putting a lot of stress on us.
My parents lives on the west coast and I live on the East Coast. It’s a long move, but probably in the children’s best interest. My father said he would pay childcare so I can get my act together and save money living rent free.
My DH needs help. I’m so sad about all of this. But the children’s well being has to come first. They can not see me cry anymore.
I just want happiness. I guess we all do.
If you can support the three of you in California on a teacher's salary with paid childcare, why can't you do it here with free childcare? I mean, if your husband is a disaster and your marriage has ended, then leave. But the idea that your dad couldn't send you the money he'd pay for childcare in CA while you stay here and get a job seems ... convenient.
No, her parents seem realistic.
She would have support in her parents house. At a minimum she doesnt have to pay for rent and daycare. But I’m betting her parents will also be providing many intangibles like babysitting on the weekends, paying for utilities, etc. If she stays here, she has to cover the mortgage and all living expenses in addition to picking up the slack for her husband. All with very little (or no) support.
Those are some long odds. Her dad giving her financial support in those circumstances would just delay the inevitable. I wouldn’t do it.
Anonymous wrote:Financial instability can certainly wreck a marriage, but I'm not sure the person who doesn't work at all has the right to look down on the person who keeps getting jobs but then losing them. Why not get a career now, and let him stay home with the kids? If you love him and the kids love him and you're going to end up getting a job anyway, why blow up the marriage as well?
Anonymous wrote:OP in the mix of things to do-investigate bankruptcy for your medical debt. We had our share of the $2mil hospital bill for our DD who died. We were able to do Chap 13 and keep our home. Chap 13 is where all debts are paid but structured into one payment. The overwhelming stress of debt on multiple fronts is devastating. Even if you have to liquidate you’re lucky to have parents to provide a base for you. Coupled with job instability/loss-large and unexpected debt from medical bills make it hard to function just from the worry.
I hope you find a way forward as a family but do what you can to ease burdens where you can.
Anonymous wrote:I suspect he is an alcoholic. I suggest attending Al-Anon meetings for friends and families of people with drinking problems. That is a place where you can get support while you are deciding what to do. Good luck, OP.Anonymous wrote:My DH has some issues. One of which is chronic job loss, followed by long periods of unemployment. He recently was terminated from another job after 1 year. This is the fifth job he has lost. We have a 14 month old and an almost 3 year old. I am not working. But I am tired of the constant instability. I believe the problem is him and not the jobs. I believe he has ADHD. He also is a pretty heavy drinker. I love my husband, and my children absolutely adore him, but this is not a good environment for me anymore. My DH brings me down and I can’t take the fall with him anymore. My children deserve a happy stable household.
My parents want me to separate from him and live with them (temporary). They can provide financial support for me while I try to build a career for myself.
This idea, while not ideal for myself would probably be in my best interest.
Has anybody been in my shoes before? What did you do? What advice do you have for me?
Anonymous wrote:Anonymous wrote:This is OP. I am not looking to divorce. I am looking at a temporary separation that would benefit everyone. I would never ever move with the children without my DH agreeing to it. He could come too if he wanted. We are in a financial mess.
Am I responsible for our mess? Yes I take responsibility for my role in it. However, what is done is done. It’s time for me to figure out a situation that benefits everyone, including my DH. We don’t want a divorce- but we need some time and space to figure out our lives.
This is a very sad time for us. I want the best for my DH too. I wouldn’t do anything to hurt him more. And I know how much our children mean to him.
We are making decisions with grace and compassion for each other.
Really? Because it sounds like you're freaking out and making compulsive, punitive decisions.