We were in a similar situation. We found an angel of a lady who lived in my dad's house for a $2000 monthly allowance. She took round the clock care of him and he adored her. It's not easy, but those people are out there. Check with churches.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:He gets the care he needs until he runs out of money, and then medicaid pays. He needs to move to a facility which accepts medicaid. They probably now need to live separately. As a couple they only have to spend 50% of their assets on his care. You mother will not be destitute. They will spend thru their assets, that's what happens.

STOP SAYING THATTTTTTTTTTTTT!!!
People please get educated!
Medicaid is a program to which you have to apply!!!! It is not a given!
And people can be broker than a joke and get denied!!!!@
What the heck in life just freaking kicks in!!
I know folks mean well, but this advice is just bad and if people follow it they will be in a world of trouble.

Yes it's hard to get medicaid to pay, but when the person is in the nursing home and runs out of money, medicaid is forced to step in. What is the alternative? Wheeling grandpa onto the street? They can't go after children's money. For our grandparents we have gotten medicaid to pay up when they run out of money.

Actually yeah. Some homes do just that. It's in their upfront agreement.

My moms 40k a year pension wouldn't have covered her annual cost (8k a month). We just slowly were depleting her assets. She died before they ran out but the home my siblings picked absolutely would have kicked her out.

Others have a fund to provide for patients who have paid for a long time but then run out of funds.

Choose carefully.