GS-14, 740K, 27 years - 1st 3 years were in old sytem so only contributed for 24 years.

G- 26, C - 35, S - 25, I - 13, F- 1

^^GS15

Age 48, 14 years, $300k. Target retirement fund, 2030.

210k, 8 years, 33, GS 15 for almost 2 years.

Anonymous wrote:I'd also like to see asset allocation: % stock, % bonds, % money market/cash if you are in something other than the target retirement fund.

15% I Fund, C Fund 35%, S Fund 30%, F Fund 12%, 8% G Fund -

I'm 31 and my Roth IRA is entirely in Int'l funds.

I'd also like to see asset allocation: % stock, % bonds, % money market/cash if you are in something other than the target retirement fund.

gs 12, 29 yo, 23 months in govt, $18k

GS 15, 18 years, about $600K in TSP. DH has slightly less, he started later.

I am 49

I would also be interested in someone explaining why it's advantageous to max out life insurance through fed program. The only advantage that I saw was that if you had poor health, they did not require a physical

I maxed out when I first started in the govt 13 years ago and added whatever I could when I got married. At the time it didn't make much sense financially, particularly when I was single but my mom had just passed away and I decided that if I were to die early I wanted my younger brother to benefit from it.

Once I had kids, I did not get anything for either kid. I think it's about $25,000 per kid. I figure that would cover things like funeral expenses, and I thought that if I ever had to bury a child, 1) I should be able to pay for it; 2) The loss of a child would be so devastating that I wouldn't really care what happened next anyway.

Once I have weaned from the pump and get back into shape, etc. I plan on getting a physical. If the numbers check out (good cholesterol, bp, etc) I will get a policy outside of the govt. DH got one after DC#1. He's not a fed. His rate is cheaper than what we currently pay. They did however, require an exam.

Gs 7 190G in account 16 years of service

$160k, will have 8 years in as of Sept., I'm 34, started as a GS-9 and have been a GS-14 for a year and a bit now.

We just started maxing it out last tax year, had been increasing percentages with each GS increase and step increase over the years. Husband is a fed too and has roughly the same, but almost 10 years in, non-GS schedule but started as a 7.

I always thought life insurance through the government was expensive and that you should only take what is provided and purchase a term policy separately.

Anonymous wrote:

Anonymous wrote:PP, what are the benefits for taking the max insurance? Why I should, please share...

I would also like to know this! Currently don't have any life insurance but am expecting so I know I'll be changing it for this "life event."

By expecting I mean I'm pregnant...

Anonymous wrote:PP, what are the benefits for taking the max insurance? Why I should, please share...

I would also like to know this! Currently don't have any life insurance but am expecting so I know I'll be changing it for this "life event."

Anonymous wrote:I'm surprised by these low numbers. Aren't you all putting in 5% and getting the 5% match? Why such low numbers then? The Lifecycles have been doing GREAT for at least 5 years and the returns have been over 10% each year.

I am in the lifecycle fund - I don't understand. I think I need to check out my statement.