Anonymous
Post 09/20/2013 12:38     Subject: No savings on a high HHI?
Anonymous wrote:
Anonymous wrote:My guess is the person who bought the $350,000 house bought it twenty years ago and now lives in a house similar to Op. I don't see how you can't live on 500k. As far as counting on an inheritance, the retirement center can be 15,000/person/month if not more. That can depleat a large sum *very* quickly.


I'm the poster who bought the $350,000 house. Bought it in 1999. Worth $800,000 today.


So if OP just had a time machine, she'd be all set. I think how they're living is completely irresponsible, but advice from you is totally unhelpful.
Anonymous
Post 09/20/2013 09:27     Subject: No savings on a high HHI?
Anonymous wrote:Wow. I was looking at my finances trying to figure out how to make ends meet with probable layoff. HHI 155K, 600K house that I paid 250 for 15 years ago.....600k in my 401K. Public schools.

I figure I will cash out the house and move to a low cost of living area.

You, though, are totally hosed.


Love it! And so true. Frittered away all that money.
Anonymous
Post 09/20/2013 09:26     Subject: Re:No savings on a high HHI?
Anonymous wrote:OP, let me put it in different terms. What size dress do you wear? I'm going to be stereotypical and say that as the SAHM of a wealthy DH in a $2M home, you're probably a size 4 or smaller. And why is that? You make choices, some of which you don't enjoy. Getting up at 5am for a 90min workout sucks but you do it. Bad day and you'd love to scarf a pint of Ben & Jerry's but you don't. Fettuccine alfredo sounds amazing but you have the broiled sea bass and steamed vegetables.

These are all choices, and they are the reason you are a size 4 instead of a size 14.

Financial choices are the same. Some are enjoyable, some are challenging. They're all choices.


LOL I'm a size 12 but I have $3 million. LOL.
Anonymous
Post 09/20/2013 09:21     Subject: No savings on a high HHI?
Anonymous wrote:My guess is the person who bought the $350,000 house bought it twenty years ago and now lives in a house similar to Op. I don't see how you can't live on 500k. As far as counting on an inheritance, the retirement center can be 15,000/person/month if not more. That can depleat a large sum *very* quickly.


I'm the poster who bought the $350,000 house. Bought it in 1999. Worth $800,000 today.
Anonymous
Post 09/20/2013 08:44     Subject: No savings on a high HHI?
Anonymous wrote:I don't know why everyone is recommending a financial planner. You need a MARRIAGE COUNSELOR or DH just needs a THERAPIST. He is willing to sacrifice his children's future to save face with family and friends. OH MY GOD. He has SERIOUS insecurity issues that you all need to deal with.

You say you want to save but you always find excuses not to. You say you have to do the downtown club and the country club because of business? Run the numbers. Either they are "paying for themselves" in earned income, or they aren't. Your husband doesn't "deserve" anything, your children do.

Seriously. Get thee to a therapist or things will end badly.


If the country club and downtown club are needed for business, he should get them through his employer.
Anonymous
Post 09/20/2013 05:50     Subject: No savings on a high HHI?
Anonymous wrote:I think this is a troll post.


Agreed. Waiting fo parents to die? two country club memberships? Not sure why everyone is playing along.
Anonymous
Post 09/19/2013 20:13     Subject: Re:No savings on a high HHI?
OP, how much debt is there on your house?
Anonymous
Post 09/19/2013 14:48     Subject: No savings on a high HHI?
I don't know why everyone is recommending a financial planner. You need a MARRIAGE COUNSELOR or DH just needs a THERAPIST. He is willing to sacrifice his children's future to save face with family and friends. OH MY GOD. He has SERIOUS insecurity issues that you all need to deal with.

You say you want to save but you always find excuses not to. You say you have to do the downtown club and the country club because of business? Run the numbers. Either they are "paying for themselves" in earned income, or they aren't. Your husband doesn't "deserve" anything, your children do.

Seriously. Get thee to a therapist or things will end badly.
Anonymous
Post 09/19/2013 14:43     Subject: No savings on a high HHI?
Anonymous wrote:I think this is a troll post.


Sadly, I know families like this. Income and spending isn't at the same super high levels, but the same problems and poor choices.
Anonymous
Post 09/19/2013 14:41     Subject: No savings on a high HHI?
I think this is a troll post.