Anonymous
12/22/2025 17:16
Subject: Prenup Situation - how to move forward?
Anonymous wrote:Anonymous wrote:.Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:This marriage seems to be in trouble already based on your description. We are leaving our child mid-eight figures (as you would describe it). You can bet there will be a prenup.
If I were in DD’s parent’s shoes, I would probably agree to fund grandchildren’s education and chip in on a house but insist on a prenup.
Genuinely curious. How do parents get to insist on a prenup for their adult children?
I imagine that the parents still have a lot of control over the trust. There are few people who would give up that income to prove a point.
I’m sure, but it seems like such a terrible foundation for an adult relationship with your children. Yikes.
Not really. It's pretty standard for parents to want to continue protecting their children, including the money they give them from a future divorce. This probably comes up in 98% of estate planning discussions with lawyers involved.
I understand why people are worried about this. I am more bewildered at the idea that there are so many (?) people out there who would insist on this rather than letting their adult children ultimately make their own decisions.
So imagine going through hell and back like Cassie Ventura or some investment banker who worked 100 hour weeks and watched their coworker die from stress . Will you leave it up to your child to decide how your money is spent? The adult children are not forced to take the money. It makes sense from the donor's perspective, and it may make sense from the beneficiary's perspective. The spouse of the beneficiary has to make sure it makes sense from their perspective.
However, if I were in OP's shoes and my gf/fiancé did not at least suggest an option that protected me somehow, I wouldn't bother. Don't marry someone who will not think of how they can pelrotect you while protecting themselves. It's selfish, and they will continue to be selfish throughout the marriage.
I hear what you’re saying. My perspective is that I’m skeptical of money from parents that comes with strings. In my experience those relationships have issues.
But I’m digressing there and anyway I agree with your next point.
Anonymous
12/22/2025 16:08
Subject: Prenup Situation - how to move forward?
Anonymous wrote:Anonymous wrote:People really think it is unreasonable for a family with a nine-figure trust to request a prenup, and for the counterparty to that prenup to make sure his interests are protected?
The amount of idiocy and envy on this thread is really astounding.
Nooooo
Don't worry, your little snookums is safe
None of their eligible intendeds will even blink at this setup
But this is a higher class level than I'd want for my kids. I think they'd be happier with those that match them.
No trust-level inheritance here, either coming to us or going from us, and no pre-nup required.
But I guess we can agree that your kids will be lower class, given their parents (or at least one of them).
Anonymous
12/22/2025 16:04
Subject: Prenup Situation - how to move forward?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:This marriage seems to be in trouble already based on your description. We are leaving our child mid-eight figures (as you would describe it). You can bet there will be a prenup.
If I were in DD’s parent’s shoes, I would probably agree to fund grandchildren’s education and chip in on a house but insist on a prenup.
Genuinely curious. How do parents get to insist on a prenup for their adult children?
I imagine that the parents still have a lot of control over the trust. There are few people who would give up that income to prove a point.
I’m sure, but it seems like such a terrible foundation for an adult relationship with your children. Yikes.
Not really. It's pretty standard for parents to want to continue protecting their children, including the money they give them from a future divorce. This probably comes up in 98% of estate planning discussions with lawyers involved.
You think that 98% of estate planning discussions with lawyers involve protecting adult children’s money from future divorce? I understand that we are talking about ultra wealthy people in this particular thread, but 98% of people who do estate planning are not ultra wealthy. Most people do not have prenups.
My point is that when you set up a trust for your kids, your attorney will talk about steps to protect your gift from your child’s future possible divorce. It's standard. If you have significant wealth, a prenup is also standard, but I believe a prenup is a good thing. It is an opportunity to get full disclosure and a make a plan for how you and your fiance want to spend, save, etc as a couple. If you can't get through this in a way that feels good to both of you, then you can breakup with very little collateral damage and dodge a bullet.
Anonymous
12/22/2025 15:47
Subject: Prenup Situation - how to move forward?
Anonymous wrote:Anonymous wrote:Mid 30s male is engaged to early 30s female. She is a from a very well to do family and will be anticipating a high eight figure to low nine figure inheritance. She already has a substantial amount in a trust. Her personal income is in the high five figures. He will be completing his medical fellowship next year and will be make in the high six figures to start and will likely make low seven figures once he becomes a shareholder at the practice he is joining in two years.
Her family has proposed a prenup which shelters any premarital/trust assets that she has while his income would be considered marital/community property. He is concerned over this for several reasons as they met after he had already graduated from medical school so she was not a significant support during this time. He is also concerned that he may end up paying alimony to a far wealthier ex-wife in the event of divorce. Furthermore, he is concerned he will be expected to fund an expensive lifestyle with his income while her trust is untouched - thus limiting his ability to save.
What is a fair way to structure a prenup in these circumstance to respect his hard work and long term financial security while doing the same for her family wealth?
So let's get this straight. A man who just got out of med school would like to marry a woman who is earning "high five figures." So, counting my fingers, that amounts to less than $99,999 per annum. However, wild card, she will likely inherit close to $100,000,000. And he is concerned about having to pay her alimony in case they divorce. Because he is sure he is going to earn "seven figures" two years out of med school.
Oh, this is sure to be a wonderful marriage. Sounds like true love.
It's reasonable for super wealthy families to protect themselves from predators and their heirs making dumb choices. The fact that you are worried that the love of your life is going to garnish your doctor wages is just... bad. And you're not even married yet. Be honest. Are you marrying her because of her inheritance? Because you sound exactly like the kind of man that needs an ironclad pre-nup.
OP here. You completely misunderstand his position. He is about to complete seven years of post medical school training. Medical school is long in the rear view mirror. In terms of your skepticism towards his income the high six figure income is already contractually guaranteed. The low seven year income is what is earned by all practice shareholders - as long as you stick around for two years you can become a shareholder.
Anonymous
12/22/2025 14:25
Subject: Prenup Situation - how to move forward?
Anonymous wrote:.Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:This marriage seems to be in trouble already based on your description. We are leaving our child mid-eight figures (as you would describe it). You can bet there will be a prenup.
If I were in DD’s parent’s shoes, I would probably agree to fund grandchildren’s education and chip in on a house but insist on a prenup.
Genuinely curious. How do parents get to insist on a prenup for their adult children?
I imagine that the parents still have a lot of control over the trust. There are few people who would give up that income to prove a point.
I’m sure, but it seems like such a terrible foundation for an adult relationship with your children. Yikes.
Not really. It's pretty standard for parents to want to continue protecting their children, including the money they give them from a future divorce. This probably comes up in 98% of estate planning discussions with lawyers involved.
I understand why people are worried about this. I am more bewildered at the idea that there are so many (?) people out there who would insist on this rather than letting their adult children ultimately make their own decisions.
So imagine going through hell and back like Cassie Ventura or some investment banker who worked 100 hour weeks and watched their coworker die from stress . Will you leave it up to your child to decide how your money is spent? The adult children are not forced to take the money. It makes sense from the donor's perspective, and it may make sense from the beneficiary's perspective. The spouse of the beneficiary has to make sure it makes sense from their perspective.
However, if I were in OP's shoes and my gf/fiancé did not at least suggest an option that protected me somehow, I wouldn't bother. Don't marry someone who will not think of how they can pelrotect you while protecting themselves. It's selfish, and they will continue to be selfish throughout the marriage.
Anonymous
12/22/2025 14:16
Subject: Prenup Situation - how to move forward?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:This marriage seems to be in trouble already based on your description. We are leaving our child mid-eight figures (as you would describe it). You can bet there will be a prenup.
If I were in DD’s parent’s shoes, I would probably agree to fund grandchildren’s education and chip in on a house but insist on a prenup.
Genuinely curious. How do parents get to insist on a prenup for their adult children?
I imagine that the parents still have a lot of control over the trust. There are few people who would give up that income to prove a point.
I’m sure, but it seems like such a terrible foundation for an adult relationship with your children. Yikes.
The children can reject the money, you know?
Anonymous
12/22/2025 14:03
Subject: Prenup Situation - how to move forward?
.Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:This marriage seems to be in trouble already based on your description. We are leaving our child mid-eight figures (as you would describe it). You can bet there will be a prenup.
If I were in DD’s parent’s shoes, I would probably agree to fund grandchildren’s education and chip in on a house but insist on a prenup.
Genuinely curious. How do parents get to insist on a prenup for their adult children?
I imagine that the parents still have a lot of control over the trust. There are few people who would give up that income to prove a point.
I’m sure, but it seems like such a terrible foundation for an adult relationship with your children. Yikes.
Not really. It's pretty standard for parents to want to continue protecting their children, including the money they give them from a future divorce. This probably comes up in 98% of estate planning discussions with lawyers involved.
I understand why people are worried about this. I am more bewildered at the idea that there are so many (?) people out there who would insist on this rather than letting their adult children ultimately make their own decisions.
Anonymous
12/22/2025 13:57
Subject: Prenup Situation - how to move forward?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:This marriage seems to be in trouble already based on your description. We are leaving our child mid-eight figures (as you would describe it). You can bet there will be a prenup.
If I were in DD’s parent’s shoes, I would probably agree to fund grandchildren’s education and chip in on a house but insist on a prenup.
Genuinely curious. How do parents get to insist on a prenup for their adult children?
I imagine that the parents still have a lot of control over the trust. There are few people who would give up that income to prove a point.
I’m sure, but it seems like such a terrible foundation for an adult relationship with your children. Yikes.
Not really. It's pretty standard for parents to want to continue protecting their children, including the money they give them from a future divorce. This probably comes up in 98% of estate planning discussions with lawyers involved.
You think that 98% of estate planning discussions with lawyers involve protecting adult children’s money from future divorce? I understand that we are talking about ultra wealthy people in this particular thread, but 98% of people who do estate planning are not ultra wealthy. Most people do not have prenups.
Anonymous
12/22/2025 13:54
Subject: Prenup Situation - how to move forward?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:This marriage seems to be in trouble already based on your description. We are leaving our child mid-eight figures (as you would describe it). You can bet there will be a prenup.
If I were in DD’s parent’s shoes, I would probably agree to fund grandchildren’s education and chip in on a house but insist on a prenup.
Genuinely curious. How do parents get to insist on a prenup for their adult children?
I imagine that the parents still have a lot of control over the trust. There are few people who would give up that income to prove a point.
I’m sure, but it seems like such a terrible foundation for an adult relationship with your children. Yikes.
Not really. It's pretty standard for parents to want to continue protecting their children, including the money they give them from a future divorce. This probably comes up in 98% of estate planning discussions with lawyers involved.
Anonymous
12/22/2025 13:51
Subject: Prenup Situation - how to move forward?
Anonymous wrote:Anonymous wrote:Anonymous wrote:This marriage seems to be in trouble already based on your description. We are leaving our child mid-eight figures (as you would describe it). You can bet there will be a prenup.
If I were in DD’s parent’s shoes, I would probably agree to fund grandchildren’s education and chip in on a house but insist on a prenup.
Genuinely curious. How do parents get to insist on a prenup for their adult children?
I imagine that the parents still have a lot of control over the trust. There are few people who would give up that income to prove a point.
I’m sure, but it seems like such a terrible foundation for an adult relationship with your children. Yikes.
Anonymous
12/22/2025 13:48
Subject: Prenup Situation - how to move forward?
Anonymous wrote:Anonymous wrote:This marriage seems to be in trouble already based on your description. We are leaving our child mid-eight figures (as you would describe it). You can bet there will be a prenup.
If I were in DD’s parent’s shoes, I would probably agree to fund grandchildren’s education and chip in on a house but insist on a prenup.
Genuinely curious. How do parents get to insist on a prenup for their adult children?
They make it a condition of their inheritance? My parents avoided all this by setting up a solid trust and by funding grandkids' 529 plans in an account they own with the grandkids as beneficiaries, so none of this is marital property that could become part of a divorce, but my parents probably aren't as wealthy as OP's girlfriend's parents. In any case, prenups are a good thing for people in OP's position. Lawyer up and ask for what you need.
Anonymous
12/22/2025 13:48
Subject: Prenup Situation - how to move forward?
Anonymous wrote:Anonymous wrote:This marriage seems to be in trouble already based on your description. We are leaving our child mid-eight figures (as you would describe it). You can bet there will be a prenup.
If I were in DD’s parent’s shoes, I would probably agree to fund grandchildren’s education and chip in on a house but insist on a prenup.
Genuinely curious. How do parents get to insist on a prenup for their adult children?
I imagine that the parents still have a lot of control over the trust. There are few people who would give up that income to prove a point.
Anonymous
12/22/2025 13:44
Subject: Prenup Situation - how to move forward?
Anonymous wrote:People really think it is unreasonable for a family with a nine-figure trust to request a prenup, and for the counterparty to that prenup to make sure his interests are protected?
The amount of idiocy and envy on this thread is really astounding.
I actually think the prenup would benefit OP more than his girlfriend. People with that much money have structured their kids' trust in ways that simply cannot be penetrated, even without a prenup. For them, the prenup is belt-and-suspenders. For OP, however, it is an opportunity to recognize the gigantic imbalance in their relationship and ask for certain things, like his GF using her trust to contribute 50% of their shared expenses, like housing, food, insurance, medical, tuition, etc. They can come up with a number they can both meet, and then everything else can be separate. His GF keeps her trust, and OP gets to keep and invest his earned income in a separate account that will not be considered marital property if they divorce.
Anonymous
12/22/2025 13:42
Subject: Prenup Situation - how to move forward?
Anonymous wrote:This marriage seems to be in trouble already based on your description. We are leaving our child mid-eight figures (as you would describe it). You can bet there will be a prenup.
If I were in DD’s parent’s shoes, I would probably agree to fund grandchildren’s education and chip in on a house but insist on a prenup.
Genuinely curious. How do parents get to insist on a prenup for their adult children?
Anonymous
12/22/2025 13:36
Subject: Prenup Situation - how to move forward?
Anonymous wrote:People really think it is unreasonable for a family with a nine-figure trust to request a prenup, and for the counterparty to that prenup to make sure his interests are protected?
The amount of idiocy and envy on this thread is really astounding.
Yeah if they are already planning to divorce, I definitely agree they are going about it the right way.