Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I love how everyone on DCUM is a multi millionaire.

This is an affluent forum. If you want to look at the stats, Jeff posts it on the home page for advertisers.

Where are these stats coming from?

And what is the home page for advertisers? How would Jeff know our income or net worth? At best he knows my address from which he could gather median income for my area.

There have been surveys in the past, which probably have some data issues.

But your income and net worth? That's easy to estimate using tracker cookie data and customer profiles. Not exact of course, and not really personalized, but it's all out there.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I love how everyone on DCUM is a multi millionaire.

This is an affluent forum. If you want to look at the stats, Jeff posts it on the home page for advertisers.

Where are these stats coming from?

And what is the home page for advertisers? How would Jeff know our income or net worth? At best he knows my address from which he could gather median income for my area.

Anonymous wrote:

Anonymous wrote:We have a 400K HHI and I don't mind paying. We have to scrimp on almost everything but I have a fear of flying and will not fly unless it is necessary.

You scrimp on everything with a HHI of 400k?? How is this possible?

Houses cost 2-3m for middle class in DC area

Anonymous wrote:We have a 400K HHI and I don't mind paying. We have to scrimp on almost everything but I have a fear of flying and will not fly unless it is necessary.

You scrimp on everything with a HHI of 400k?? How is this possible?

Anonymous wrote:

Anonymous wrote:I love how everyone on DCUM is a multi millionaire.

This is an affluent forum. If you want to look at the stats, Jeff posts it on the home page for advertisers.

Where are these stats coming from?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:What is your HHI?
What is your net worth?

I am specifically looking for people who pay and not use points that they accrues from credit cards or work travel.

For those of us who upgrade, usually the choice is entirely independent of HHI and independent of net worth. I have been doing it since I was 25 and underpaid - in the civil service - no inherited wealth.

You might regret that when you are 65 and cannot afford to pay your bills and need long term care at $10K+/month.

Perhaps PP is confusing upgrading (e.g., using points/miles) with paying for business class flights?

Pretty much impossible now to upgrade on long haul flights using points/miles, unless very high level elite frequent flyer- the types who fly for work and spend $20k a year on flights.

Upgrading using a pure cash payment at check-in or a few weeks before is pretty common, price completely dependent on demand, etc. But maybe around $1000-1200 to go from econ to business one way to Europe?

My husband likes biz class. I can’t sleep even on lie flat. We compromise if over 7 hours, biz class. And always for Asia from JFK. Frightfully costly.

We buy first class tickets for our three year old sometimes too. Sorry not sorry.

1.2m hhi, we don't buy business class domestic but if there is a good deal we will do cash upgrades

For international we buy business. It nearly impossible to get upgrades with points for international travel I tried it recently things have changed. I did manage to pay an upgrade offer but the way planes are filled now a days for international travel you just need to buy it up front but know the range and wait 2-3 months before for a good deal.

We have a 400K HHI and I don't mind paying. We have to scrimp on almost everything but I have a fear of flying and will not fly unless it is necessary.

HHI is 350K. NW a couple million I would guess. In my late 50s. I started travelling business class in my mid-50s to Asia. It is a 24 hr flight for me with one stop-over. I go to visit elderly parents and ILs for several months, once a year.

I normally travel off-season so my round trip ticket is usually under 4K. Here is the thing though - I have decided that I am fine spending 50K over the next 10 years to go every year and see them. My DH travels in Economy.

I can deal with a 10 hr flight anywhere in the world in Economy. But I lose it when it is a 24 hr journey to Asia. I wish I was really very rich. I would spend my money on business class. I really don't care about the luxury of first class. Business class in Etihad is good enough for me. I want the flat bed more than anything. If I don't have that, I feel that I will have a heart attack and die.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:DH and I have enough miles from work that we can often upgrade with them or buy business class mileage tickets. We only do this for international...though due to status I usually get upgraded to economy plus domestically.

I recently paid cash for business class for a milestone trip. And for other international travel, I will generally buy premium economy nowadays.

HHI ~$1-1.5M depending on bonuses. NW ~$3M excluding home equity and 529s.

How do you make $1-1.5M yearly and only have a NW of 3M? Genuinely curious. Unless your home equity and 529s are extremely high.

We have multiple properties. Not for income, but they have appreciated substantially. They are not liquidatable easily, so i did not include. NW is higher if we include non-primary home. 529s are probably overfunded.

Ok, that makes more sense. I'd include rental properties in my NW, as you can sell them if needed (once leases are up)

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:DH and I have enough miles from work that we can often upgrade with them or buy business class mileage tickets. We only do this for international...though due to status I usually get upgraded to economy plus domestically.

I recently paid cash for business class for a milestone trip. And for other international travel, I will generally buy premium economy nowadays.

HHI ~$1-1.5M depending on bonuses. NW ~$3M excluding home equity and 529s.

How do you make $1-1.5M yearly and only have a NW of 3M? Genuinely curious. Unless your home equity and 529s are extremely high.

We have multiple properties. Not for income, but they have appreciated substantially. They are not liquidatable easily, so i did not include. NW is higher if we include non-primary home. 529s are probably overfunded.

So you don't make 1-1.5m yearly then - got it!

Anonymous wrote:

Anonymous wrote:DH and I have enough miles from work that we can often upgrade with them or buy business class mileage tickets. We only do this for international...though due to status I usually get upgraded to economy plus domestically.

I recently paid cash for business class for a milestone trip. And for other international travel, I will generally buy premium economy nowadays.

HHI ~$1-1.5M depending on bonuses. NW ~$3M excluding home equity and 529s.

How do you make $1-1.5M yearly and only have a NW of 3M? Genuinely curious. Unless your home equity and 529s are extremely high.

We have multiple properties. Not for income, but they have appreciated substantially. They are not liquidatable easily, so i did not include. NW is higher if we include non-primary home. 529s are probably overfunded.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:What is your HHI?
What is your net worth?

I am specifically looking for people who pay and not use points that they accrues from credit cards or work travel.

For those of us who upgrade, usually the choice is entirely independent of HHI and independent of net worth. I have been doing it since I was 25 and underpaid - in the civil service - no inherited wealth.

You might regret that when you are 65 and cannot afford to pay your bills and need long term care at $10K+/month.

Not PP, but I’d rather die early than pay for long term care at $10k+/month. That’s why I’m enjoying life now.

+1. If I need long term care at 65, I’m not sticking around.

65 is very young for LTC.