Anonymous
Post 04/29/2025 19:06     Subject: Do I ask for a prenuptial agreement?
Did you invest with family money? Or have assets in your name that your parents bought?
Anonymous
Post 04/29/2025 18:35     Subject: Do I ask for a prenuptial agreement?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:What is in my name is my money,
What is in your name is your money,
What is in our name is our money.
Have this agreement and start marriage.


Meh, I found out the hard way that these rules do not apply in the event one spouse dies. Unless you want your spouse to inherit a portion of your estate in death, get a prenup that clearly outlines what belongs to you. People oddly only prepare for divorce, but not death, and the laws are different if one of you dies.


Uh, most people DO want their spouse to inherit if they die. How strange that you don’t!

NO. Most people want their children to inherit when they die.



Err, NO. If that were true, inheritances would default to the children instead of the surviving spouses by law.


No. The law is not the same as what people want. The law defaults to the spouse because it’s the fair thing to do. But most people would still prefer their children to inherit their wealth.

Just like the law defaults to splitting assets in a divorce but most people would prefer not to.

Anonymous
Post 04/28/2025 23:12     Subject: Re:Do I ask for a prenuptial agreement?
Anonymous wrote:If you are dealing with a second marriage and kids and one partner coming in with a lot more assets than the other, a prenup makes sense.

Here I wouldn't bother. You have more assets, but he has a higher income. If you ask for your assets to be protected, if he's smart he's going to want to keep more of his income to equalize things. I just don't think it's the right mindset to go into these things with.

If he was a profligate spender in debt with a choppy work history I would feel differently.


+1
I like pre nups, but I wouldn't sign it in this case. She wants to protect her assets and then she is going to spend his money during the marriage. And when they get divorced, he's got nothing. No thanks, next.
Anonymous
Post 04/28/2025 21:35     Subject: Re:Do I ask for a prenuptial agreement?
If you are dealing with a second marriage and kids and one partner coming in with a lot more assets than the other, a prenup makes sense.

Here I wouldn't bother. You have more assets, but he has a higher income. If you ask for your assets to be protected, if he's smart he's going to want to keep more of his income to equalize things. I just don't think it's the right mindset to go into these things with.

If he was a profligate spender in debt with a choppy work history I would feel differently.
Anonymous
Post 04/28/2025 21:30     Subject: Do I ask for a prenuptial agreement?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:What is in my name is my money,
What is in your name is your money,
What is in our name is our money.
Have this agreement and start marriage.


Meh, I found out the hard way that these rules do not apply in the event one spouse dies. Unless you want your spouse to inherit a portion of your estate in death, get a prenup that clearly outlines what belongs to you. People oddly only prepare for divorce, but not death, and the laws are different if one of you dies.


Uh, most people DO want their spouse to inherit if they die. How strange that you don’t!

NO. Most people want their children to inherit when they die.



Err, NO. If that were true, inheritances would default to the children instead of the surviving spouses by law.
Anonymous
Post 04/28/2025 21:25     Subject: Do I ask for a prenuptial agreement?
Anonymous wrote:
Anonymous wrote:I'm getting married to my amazing fiance this fall. I'm being encouraged to ask him for a prenuptial agreement. I think it's pretty weird but wnated to ask married individuals what would they do in my situation.


ALWAYS. Anyone who balks is a golddigger.

THIS. I don’t know why anybody would have a problem signing a prenup, unless they are trying to take advantage of their partner.

Anonymous
Post 04/28/2025 20:01     Subject: Do I ask for a prenuptial agreement?
Anonymous wrote:I'm getting married to my amazing fiance this fall. I'm being encouraged to ask him for a prenuptial agreement. I think it's pretty weird but wnated to ask married individuals what would they do in my situation.


ALWAYS. Anyone who balks is a golddigger.
Anonymous
Post 04/28/2025 12:19     Subject: Do I ask for a prenuptial agreement?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:What is in my name is my money,
What is in your name is your money,
What is in our name is our money.
Have this agreement and start marriage.


Meh, I found out the hard way that these rules do not apply in the event one spouse dies. Unless you want your spouse to inherit a portion of your estate in death, get a prenup that clearly outlines what belongs to you. People oddly only prepare for divorce, but not death, and the laws are different if one of you dies.


Uh, most people DO want their spouse to inherit if they die. How strange that you don’t!

NO. Most people want their children to inherit when they die.

Anonymous
Post 04/28/2025 08:02     Subject: Do I ask for a prenuptial agreement?
Anonymous wrote:
Anonymous wrote:What is in my name is my money,
What is in your name is your money,
What is in our name is our money.
Have this agreement and start marriage.


Meh, I found out the hard way that these rules do not apply in the event one spouse dies. Unless you want your spouse to inherit a portion of your estate in death, get a prenup that clearly outlines what belongs to you. People oddly only prepare for divorce, but not death, and the laws are different if one of you dies.


Uh, most people DO want their spouse to inherit if they die. How strange that you don’t!
Anonymous
Post 04/27/2025 21:26     Subject: Do I ask for a prenuptial agreement?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:I can keep my money in a separate account but he has already bought us a condo. It feels weird to not use my money.

I don’t know if I will buy any investment properties again. It was a fun little thing for a couple of years. Interest rates and home prices are crazy high.

We plan to combine all of our incomes when we’re married. Pay and buy out of a joint account. We will be operating as team.

He already bought you a condo? This guy is not financially savvy. Protect your assets. Even though he is earning more, he will drag you down financially.


Why is this bad? Most people buy a home when they get engaged or married. Such a weird statement.

When they get married for sure but not when they get engaged. That’s foolish.
OP is thinking about a prenup. You can tell they haven’t talked about their finances yet, but he has already purchased a house and put her name on it. Not smart at all.
Anonymous
Post 04/27/2025 18:31     Subject: Do I ask for a prenuptial agreement?
Anonymous wrote:What is in my name is my money,
What is in your name is your money,
What is in our name is our money.
Have this agreement and start marriage.


Meh, I found out the hard way that these rules do not apply in the event one spouse dies. Unless you want your spouse to inherit a portion of your estate in death, get a prenup that clearly outlines what belongs to you. People oddly only prepare for divorce, but not death, and the laws are different if one of you dies.
Anonymous
Post 04/27/2025 18:23     Subject: Do I ask for a prenuptial agreement?
Definitely get one. Mine said money/assets held in our own names stayed ours and anything joint would be split 50/50. I was so glad I had that when I found out he was cheating. I walked away with all my rental properties and my retirement accounts. He kept his pension and retirement accounts. We split the equity in our shared home. The whole divorce only cost us $1750, and we split that.
Anonymous
Post 04/27/2025 15:14     Subject: Do I ask for a prenuptial agreement?
Making marriage transactional, is rarely a good move.
Anonymous
Post 04/27/2025 15:12     Subject: Do I ask for a prenuptial agreement?
Anonymous wrote:
Anonymous wrote:Need way more info. What are you bringing to the marriage that you want to protect? Family trust fund? Millions? What about debt? Same info needed about your fiance


I think it’s pretty crazy since neither of us are rich. I’m definitely do well for my age but nothing wild.

Me: I have been fortunate enough to save and invest in rental properties and small flips. It’s not a business or anything close to it.

I have close to 800,000 in savings from these investments and general savings from my 150,000 salary. I have a little over 200k in my 401k. I have zero debt.

Him: Makes around the 300,000 mark. No debt. He doesn’t have any side businesses. His savings amount is the low 400 range. I’m not sure about his 401k.

I’ve been told that it’s best to protect money I earned before my marriage and my 401k because that can be taken in the event of a divorce.


You two have similar finances, no need for prenup.
Anonymous
Post 04/27/2025 13:16     Subject: Do I ask for a prenuptial agreement?
Anonymous wrote:
Anonymous wrote:I can keep my money in a separate account but he has already bought us a condo. It feels weird to not use my money.

I don’t know if I will buy any investment properties again. It was a fun little thing for a couple of years. Interest rates and home prices are crazy high.

We plan to combine all of our incomes when we’re married. Pay and buy out of a joint account. We will be operating as team.

He already bought you a condo? This guy is not financially savvy. Protect your assets. Even though he is earning more, he will drag you down financially.


Why is this bad? Most people buy a home when they get engaged or married. Such a weird statement.