Anonymous wrote:Why would a person with 200k in retirement and 2mm outside get more or less with a person with 2mm in retirement and 200k outside.
This is a flaw in the system. Retirement assets are excluded so they don’t know that person has 2mm in retirement accounts. Now, contributions to 401ks and IRAs are limited each year so it is unlikely that one person has that much in their individual retirement accounts, but an older, high-earning couple who maxed their contributions for decades may have that much, or more, combined.