Those options are the two you are hemming and hawing about?! They are fine but no big shakes! I don’t look at those bags and think, wow she’s made it. But then again, it’s all in how you wear it!

Save your money. Leather is leather. Buy a bag for the utility of it. These are over priced. Such a waste of money.

I think if you can fit it into your budget responsibly by cutting other frivolous spending that's ideal. That said, depending on the bag I guess, buying one designer bag will likely not have a huge impact on your finances over the course of your lifetime.

+1 on the first bag - classic and understated.