Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:What is happening with the Christmas/birthday loophole here? Why is Christmas/birthday okay but not a random Tuesday?
We don't celebrate "random Tuesday" but if you do, go for it. We do celebrate taco Tuesday occasionally.
But the economics are the same. I just don’t get why having your parents buy you things is some sort of moral hazard but it’s okay if they keep it to two times a year. Is the overall budget the same either way? So why not just give them the budget? At the point where Christmas and Birthdays are just a layaway system I no longer get the point.
Because there is a fundamental difference between getting gifts on special occasions vs being handed an unearned chunk of money on a weekly or monthly basis. My kids have to do chores to earn an allowance, so are not entitled and have a good sense of work needed to generate income. That is in addition to the beneficial budgeting skills.
Anonymous wrote:I assume OP sends her kid to private school? That plus unfettered access to tik tok and other social media leads to these spoiled attitudes. And $180 a month allowance? Ridiculous. How are these kids going to learn any values or be content with their salaries when they grow up? If OP’s kid wants expensive stuff, she better start earning money.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:What is happening with the Christmas/birthday loophole here? Why is Christmas/birthday okay but not a random Tuesday?
We don't celebrate "random Tuesday" but if you do, go for it. We do celebrate taco Tuesday occasionally.
But the economics are the same. I just don’t get why having your parents buy you things is some sort of moral hazard but it’s okay if they keep it to two times a year. Is the overall budget the same either way? So why not just give them the budget? At the point where Christmas and Birthdays are just a layaway system I no longer get the point.
Because there is a fundamental difference between getting gifts on special occasions vs being handed an unearned chunk of money on a weekly or monthly basis. My kids have to do chores to earn an allowance, so are not entitled and have a good sense of work needed to generate income. That is in addition to the beneficial budgeting skills.
I guess if the kids pick the presents and all they have to do is wait for the appointed hour it seems like the same thing to me.
I don’t really want my kid to grow up to think about gifts this way. Gifts are a token of love and a display of thoughtfulness, not a special “get out of budget free” day.
Anonymous wrote:Anonymous wrote:Anonymous wrote:What is happening with the Christmas/birthday loophole here? Why is Christmas/birthday okay but not a random Tuesday?
We don't celebrate "random Tuesday" but if you do, go for it. We do celebrate taco Tuesday occasionally.
But the economics are the same. I just don’t get why having your parents buy you things is some sort of moral hazard but it’s okay if they keep it to two times a year. Is the overall budget the same either way? So why not just give them the budget? At the point where Christmas and Birthdays are just a layaway system I no longer get the point.
Anonymous wrote:Move to the DCC. My kids go to Einstein and they don't expect these things at. all.
Anonymous wrote:but then you have to deal with guns, od And drugsAnonymous wrote:Move to the DCC. My kids go to Einstein and they don't expect these things at. all.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:What is happening with the Christmas/birthday loophole here? Why is Christmas/birthday okay but not a random Tuesday?
We don't celebrate "random Tuesday" but if you do, go for it. We do celebrate taco Tuesday occasionally.
But the economics are the same. I just don’t get why having your parents buy you things is some sort of moral hazard but it’s okay if they keep it to two times a year. Is the overall budget the same either way? So why not just give them the budget? At the point where Christmas and Birthdays are just a layaway system I no longer get the point.
Because there is a fundamental difference between getting gifts on special occasions vs being handed an unearned chunk of money on a weekly or monthly basis. My kids have to do chores to earn an allowance, so are not entitled and have a good sense of work needed to generate income. That is in addition to the beneficial budgeting skills.
Anonymous wrote:Anonymous wrote:Anonymous wrote:What is happening with the Christmas/birthday loophole here? Why is Christmas/birthday okay but not a random Tuesday?
We don't celebrate "random Tuesday" but if you do, go for it. We do celebrate taco Tuesday occasionally.
But the economics are the same. I just don’t get why having your parents buy you things is some sort of moral hazard but it’s okay if they keep it to two times a year. Is the overall budget the same either way? So why not just give them the budget? At the point where Christmas and Birthdays are just a layaway system I no longer get the point.
but then you have to deal with guns, od And drugsAnonymous wrote:Move to the DCC. My kids go to Einstein and they don't expect these things at. all.
Anonymous wrote:Anonymous wrote:What is happening with the Christmas/birthday loophole here? Why is Christmas/birthday okay but not a random Tuesday?
We don't celebrate "random Tuesday" but if you do, go for it. We do celebrate taco Tuesday occasionally.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Yep, we were in the same boat a couple years ago. We ave her a clothing allowance of $150/mo in addition to her normal allowance $30/mo. Now she is responsible for all her own clothing, makeup (recently), and entertainment. We set out guidelines around what we will buy (school uniforms, school lunch, extra school expenses) and everything else was up to her. On the spirit days or dress in white shirt day or whatever, she was responsible for finding and budgeting the right clothes or wearing her uniform. It worked out great. I got to spend quality time with her teaching her how to spend on the basics and skimp on the frills that she will only wear a couple times. We still buy things (within a budget) that she asks for for Christmas. I also got a chance to talk about our values quality over quantity, we prefer to own everything without financing (home, cars, etc) and these things free cash in other families. Plus, some families are super wealthy - we are "just" rich, like poor rich. We initially hit a couple bumps, but I'm so glad we did this. Now when we shop in not a giant piggy bank. She's doesn't bother me for anything. She sees frivolous spending for what it is. She is fashionable but not at the height of it. I think she is also grateful for the trust and autonomy over this. She even orders her own supplies for projects. We include her in our annual budget reviews now. If your daughter is smart amd mature enough to do this, it worked well for us.
You suck asa parent
No kid needs a monthly clothing budget
My HHI I’m sure is higher than yours I’d never ever do this.
Even $30 a month is stupid .
Sure it is Jealous Jan.