Anonymous
Post 01/29/2024 14:18     Subject: Owe 127k; make 190k
Anonymous wrote:
Anonymous wrote:No. You have $32k in non-mortgage debt and you make $190k.

You just need a budget.


I have 127 k in non mortgage dept-op


How are you making $190k? There is something wrong in this world that you have such a high salary and can’t even write a coherent message (what is the OP even saying?) and can’t manage your money.
Anonymous
Post 01/29/2024 13:48     Subject: Owe 127k; make 190k
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:$4800 mortgage on $190k income? Did you have a higher HHI when you took out the mortgage?


No. It was a surprise to me. I thought payment would be closer to 3800, but with escrow , insurance (home ), and taxes I’m at 4800.
Previous rent was 4500 so I genuinely thought I could do it.
Household size is 4. The other adults are on aid and cover their own expenses.
-op

I'm having the hardest time figuring out what's going on here. You own the house and are making the full $4,800 monthly payments on it, but there are three other people, some of whom are adults and "cover their own expenses"—but don't contribute to the mortgage? That doesn't sound like contributing to their own expenses. Are you related to these people? If you sold the house, would they have to move with you? I'm very confused.


I'm super confused about OP's finances and living situation. I also don't understand how the mortgage payment was a surprise - didn't your lender tell you what the cost was going to be??
Anonymous
Post 01/29/2024 09:31     Subject: Owe 127k; make 190k
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:What about side hustles and selling stuff?

My close friend dog sits. 6 dogs x $60 a day=$360 a day. He usually only has 4 at a time but during holidays he has more. It’s a great side hustle. That’s 10k a month if you can juggle 6. Even 2 would still be a big help.


How about OnlyFans - there are quite a few people making money hand over fist on the platform and you might be able fix your sinking ship in sort order in which case you wouldn't have to do it forever.



I’d loss my real job on OF. I’ve looked. Also at the foot pic site.


Call me. We can make this work.