Anonymous wrote:How old are you OP? You have a 2 year old and your mom is 88? You had the second baby after you moved in with mom, and now that you’re going back to work you have what 2 kids in daycare? Who was with your mom during the day then?
What is your net worth? As a woman who had kids later it must be substantial? What is your monthly income?
It sounds like your main purpose in getting your mom in a nursing home is to get her out of the house and make your life easier. That’s understandable but still wrong. It’s her house OP. You weren’t supposed to get it until after she died. I have a hard time believing you thought you and your family were just moving in there temporarily. You knew you were staying. You even had another baby there. Unfortunately I don’t think you are going to listen to anyone who says anything other than get her out of the house. That’s why you hired the lawyer.
Anonymous wrote:Do not sell real estate or move assets around without consulting an attorney who knows this area — National Academy of Elder Law Attorneys is a good credential. Do not take lay or amateur advice on Medicaid/nursing home issues.
Anonymous wrote:
OP, you are right to find a safe home for her. I love it when people say 'hire help'. Have they actually TRIED to hire help? It's very difficult, and then hopefully they will actually show up. Easy for sister to say 'hire help'...she's not the one who has to handle everything when help does not come.
Anonymous wrote:My siblings and I and our adult kids all pitched in to take care of our mom at the end. We had an aide 8-4 M-F but we did the rest. It was not a burden or a nightmare, it was a privilege.
I don't know why you don't want to expose your kids to the normal ageing and dying process, they've already seen a lot of it. It won't hurt them to see the rest.
Anonymous wrote:I’m with OP - her mother is not able to live without proper medical supervision. How does bringing her home help? i reckon many of those calling OP a monster and shaming them etc. have no absolutely no idea what such home care actually entails - it can take over their life and is exhausting.
A previous poster and all their siblings stopped saving for retirement for 6 years. That is nuts. Stopping saving for college and postpone retirement is how you will wreck your future. Ask your grandkids to take out more loans for college while you’re at it. And who needs vacations? Just stay at home 365 days a year because Mom wants to “be home”.
Parents, is how you will truly ruin your children’s lives. Plan accordingly.
Anonymous wrote:Anonymous wrote:Sorry, you won’t be able to find anything for $6500 a month, and that won’t even get you 8 hours of care a day.
She could find an assisted living/group home for that amount. Call “A Place for Mom” or “Owl Be There.”
Also - if she is still in the rehab, they can work with you to transition your mom to LTC Medicaid.
Anonymous wrote:Sorry, you won’t be able to find anything for $6500 a month, and that won’t even get you 8 hours of care a day.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Medicare homes take patients who spend down all their assets, then live there until end of life on the government’s dime.
This means you need to move your family out because the house will have to go. Or that you buy the house at an advantageous price now so it’s not hers on paper.
While you figure this out, hire an aide.
Even if they buy the house at market value wouldn’t it be part of the 5 year look back?
DP. The money for the house sale (regardless of who bought it) would be used for nursing care. If it is a significant amount of money, mother would no longer qualify for medicaid, and then she would have to go into a private pay nursing home, paid for by her pension and proceeds from the house.
The house is no longer the mother's to sell.
The mother stupidly gave it to her daughters who will not inherit it, but keep her mom’s cost basis from probably 1975. Now they won’t even pay for moms’s care.