Anonymous wrote:
Maybe vote republican next time? Seriously, we’re all 20% poorer under Biden.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If you're not approaching retirement you have the time to make changes. You could look for more demanding and better-paying work. If you're not presently qualified for roles like that, you may be able to become qualified through additional education or by seeking out specific types of work experiences. You may have to change employers, you may have to relocate, you may need to go back to school.

If you take no action, nothing will change and you'll be moaning about your lack of professional accomplishment and your failure to become wealthy (whatever that means to you) in your 40s, 50s, and beyond. Change takes effort and discipline, and in this case you also need a vision for the future you want which includes an actionable and practical way to get to where you want to be. Just doing what seems easiest or most attractive at the moment is insufficiently strategic - you'll need to map out steps which are reasonably calculated to allow you to reach your goal.

Let’s be real. A lot of doors close when you’re in late 30s…law school to big law, going back for premed / med school, etc.

This is the brutal truth no one wants to talk about.

i roll my eyes when people say it’s never too late. nope, for most people it is too late to change their life.

Yup. My husband's like "if you really wanted to go to med school I support you!" But I'm like "no, I'd need to pay tuition for postbac requirements and med school itself, I'd be out of the full time workforce for years, and you make 60k. Those numbers don't work." Law school at least doesn't have prereqs but the debt is high and I'm not sure I'd make it up in salary at my age. It's not realistic. You can make changes but they're skips, not leaps.

Are the only high paying careers are medicine and law?

Most people don't want to admit it, but construction pays considerably well, most people don't want to risk it though.

You can take courses at a community College or through Google and pick up programming skills that pay very well. Learn an academic area or skill well and teach a course, it will earn you $5-8k every 3 months. No, I'm not talking about earning a Ph.D. and the teaching at a university. Many private organizations need trainers for specific workshops or skills, part-time graduate programs constantly use practitioners to teach a course that on a subject that person knows well. Community colleges don't have the pick of the litter so you may qualify. Ultimately the key will be to learn, develop, gain valuable skills, then you sell your services or you sell the knowledge you've gained.

The key will be to avoid debt so you can invest, net worth is built from investments that produce gains or income, hardly from income your "job" gives you(there are exceptions).

I'm a civil engineer who took plenty of programming in college and can certainly do as well as a community college grad in programming skills and software engineering, but I have applied to hundreds of programming jobs and have zero response. My current work is not programming, so even though I have the skills listed, I don't know why I don't make the cut. I'm older, 45 and my current work doesnt include programming, but if they are hiring community college fresh out grads, why not someone like me?

um.. ageism.

-- 52 yr old used to be in tech. I now work on the periphery of tech. The tech skills come in handy, but I don't do any type of development work, at all, anymore. That's fine, though, because I can't wait to retire early.

But I see all these posts desperate for developers, yet they prefer community college over experience engineers? And I’ll happily accept most tech entry salaries as they exceed what I make now!!

If you have kept up with your tech skills, and I don't mean just take a certification course, but did some actual coding, you wouldn't be competing with cc graduates.

and to add.. it is part ageism. You will cost them more (salary, benefits), and they assume you won't learn new things as quickly.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:I have a lot of money and as cliche as it sounds money gets old in terms of the joy it brings you, and is not fulfilling. In addition, I know multiple people with money with problematic lives in other aspects. You’ll probably say “easy for you to say when you have money, but try not having money”, but I’ll just tell you can believe what you want in life.

As other posters have said, focus on fitness / health, food, and hobbies.

Hahahah. That’s exactly it. Money gives the means to buy time (either hiring help for cleaning, yard work, etc) or simply retiring earlier.

Working parents with modest incomes rarely have time for fitness or (😂) hobbies.


I’ll have time for hobbies when college and house is paid off, when I’m 72.

You won't have the e energy for it though and most people don't want to talk with old people in case your hobby involves others. You will find always having to start conversations and others talking with you only when they need something.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If you're not approaching retirement you have the time to make changes. You could look for more demanding and better-paying work. If you're not presently qualified for roles like that, you may be able to become qualified through additional education or by seeking out specific types of work experiences. You may have to change employers, you may have to relocate, you may need to go back to school.

If you take no action, nothing will change and you'll be moaning about your lack of professional accomplishment and your failure to become wealthy (whatever that means to you) in your 40s, 50s, and beyond. Change takes effort and discipline, and in this case you also need a vision for the future you want which includes an actionable and practical way to get to where you want to be. Just doing what seems easiest or most attractive at the moment is insufficiently strategic - you'll need to map out steps which are reasonably calculated to allow you to reach your goal.

Let’s be real. A lot of doors close when you’re in late 30s…law school to big law, going back for premed / med school, etc.

This is the brutal truth no one wants to talk about.

i roll my eyes when people say it’s never too late. nope, for most people it is too late to change their life.

Yup. My husband's like "if you really wanted to go to med school I support you!" But I'm like "no, I'd need to pay tuition for postbac requirements and med school itself, I'd be out of the full time workforce for years, and you make 60k. Those numbers don't work." Law school at least doesn't have prereqs but the debt is high and I'm not sure I'd make it up in salary at my age. It's not realistic. You can make changes but they're skips, not leaps.

Are the only high paying careers are medicine and law?

Most people don't want to admit it, but construction pays considerably well, most people don't want to risk it though.

You can take courses at a community College or through Google and pick up programming skills that pay very well. Learn an academic area or skill well and teach a course, it will earn you $5-8k every 3 months. No, I'm not talking about earning a Ph.D. and the teaching at a university. Many private organizations need trainers for specific workshops or skills, part-time graduate programs constantly use practitioners to teach a course that on a subject that person knows well. Community colleges don't have the pick of the litter so you may qualify. Ultimately the key will be to learn, develop, gain valuable skills, then you sell your services or you sell the knowledge you've gained.

The key will be to avoid debt so you can invest, net worth is built from investments that produce gains or income, hardly from income your "job" gives you(there are exceptions).

I'm a civil engineer who took plenty of programming in college and can certainly do as well as a community college grad in programming skills and software engineering, but I have applied to hundreds of programming jobs and have zero response. My current work is not programming, so even though I have the skills listed, I don't know why I don't make the cut. I'm older, 45 and my current work doesnt include programming, but if they are hiring community college fresh out grads, why not someone like me?

um.. ageism.

-- 52 yr old used to be in tech. I now work on the periphery of tech. The tech skills come in handy, but I don't do any type of development work, at all, anymore. That's fine, though, because I can't wait to retire early.

But I see all these posts desperate for developers, yet they prefer community college over experience engineers? And I’ll happily accept most tech entry salaries as they exceed what I make now!!

If you have kept up with your tech skills, and I don't mean just take a certification course, but did some actual coding, you wouldn't be competing with cc graduates.

Anonymous wrote:

Anonymous wrote:I have a lot of money and as cliche as it sounds money gets old in terms of the joy it brings you, and is not fulfilling. In addition, I know multiple people with money with problematic lives in other aspects. You’ll probably say “easy for you to say when you have money, but try not having money”, but I’ll just tell you can believe what you want in life.

As other posters have said, focus on fitness / health, food, and hobbies.

Hahahah. That’s exactly it. Money gives the means to buy time (either hiring help for cleaning, yard work, etc) or simply retiring earlier.

Working parents with modest incomes rarely have time for fitness or (😂) hobbies.


I’ll have time for hobbies when college and house is paid off, when I’m 72.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If you're not approaching retirement you have the time to make changes. You could look for more demanding and better-paying work. If you're not presently qualified for roles like that, you may be able to become qualified through additional education or by seeking out specific types of work experiences. You may have to change employers, you may have to relocate, you may need to go back to school.

If you take no action, nothing will change and you'll be moaning about your lack of professional accomplishment and your failure to become wealthy (whatever that means to you) in your 40s, 50s, and beyond. Change takes effort and discipline, and in this case you also need a vision for the future you want which includes an actionable and practical way to get to where you want to be. Just doing what seems easiest or most attractive at the moment is insufficiently strategic - you'll need to map out steps which are reasonably calculated to allow you to reach your goal.

Let’s be real. A lot of doors close when you’re in late 30s…law school to big law, going back for premed / med school, etc.

This is the brutal truth no one wants to talk about.

i roll my eyes when people say it’s never too late. nope, for most people it is too late to change their life.

Yup. My husband's like "if you really wanted to go to med school I support you!" But I'm like "no, I'd need to pay tuition for postbac requirements and med school itself, I'd be out of the full time workforce for years, and you make 60k. Those numbers don't work." Law school at least doesn't have prereqs but the debt is high and I'm not sure I'd make it up in salary at my age. It's not realistic. You can make changes but they're skips, not leaps.

Are the only high paying careers are medicine and law?

Most people don't want to admit it, but construction pays considerably well, most people don't want to risk it though.

You can take courses at a community College or through Google and pick up programming skills that pay very well. Learn an academic area or skill well and teach a course, it will earn you $5-8k every 3 months. No, I'm not talking about earning a Ph.D. and the teaching at a university. Many private organizations need trainers for specific workshops or skills, part-time graduate programs constantly use practitioners to teach a course that on a subject that person knows well. Community colleges don't have the pick of the litter so you may qualify. Ultimately the key will be to learn, develop, gain valuable skills, then you sell your services or you sell the knowledge you've gained.

The key will be to avoid debt so you can invest, net worth is built from investments that produce gains or income, hardly from income your "job" gives you(there are exceptions).

I'm a civil engineer who took plenty of programming in college and can certainly do as well as a community college grad in programming skills and software engineering, but I have applied to hundreds of programming jobs and have zero response. My current work is not programming, so even though I have the skills listed, I don't know why I don't make the cut. I'm older, 45 and my current work doesnt include programming, but if they are hiring community college fresh out grads, why not someone like me?

um.. ageism.

-- 52 yr old used to be in tech. I now work on the periphery of tech. The tech skills come in handy, but I don't do any type of development work, at all, anymore. That's fine, though, because I can't wait to retire early.

But I see all these posts desperate for developers, yet they prefer community college over experience engineers? And I’ll happily accept most tech entry salaries as they exceed what I make now!!

If you have kept up with your tech skills, and I don't mean just take a certification course, but did some actual coding, you wouldn't be competing with cc graduates.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If you're not approaching retirement you have the time to make changes. You could look for more demanding and better-paying work. If you're not presently qualified for roles like that, you may be able to become qualified through additional education or by seeking out specific types of work experiences. You may have to change employers, you may have to relocate, you may need to go back to school.

If you take no action, nothing will change and you'll be moaning about your lack of professional accomplishment and your failure to become wealthy (whatever that means to you) in your 40s, 50s, and beyond. Change takes effort and discipline, and in this case you also need a vision for the future you want which includes an actionable and practical way to get to where you want to be. Just doing what seems easiest or most attractive at the moment is insufficiently strategic - you'll need to map out steps which are reasonably calculated to allow you to reach your goal.

Let’s be real. A lot of doors close when you’re in late 30s…law school to big law, going back for premed / med school, etc.

This is the brutal truth no one wants to talk about.

i roll my eyes when people say it’s never too late. nope, for most people it is too late to change their life.

Yup. My husband's like "if you really wanted to go to med school I support you!" But I'm like "no, I'd need to pay tuition for postbac requirements and med school itself, I'd be out of the full time workforce for years, and you make 60k. Those numbers don't work." Law school at least doesn't have prereqs but the debt is high and I'm not sure I'd make it up in salary at my age. It's not realistic. You can make changes but they're skips, not leaps.

Are the only high paying careers are medicine and law?

Most people don't want to admit it, but construction pays considerably well, most people don't want to risk it though.

You can take courses at a community College or through Google and pick up programming skills that pay very well. Learn an academic area or skill well and teach a course, it will earn you $5-8k every 3 months. No, I'm not talking about earning a Ph.D. and the teaching at a university. Many private organizations need trainers for specific workshops or skills, part-time graduate programs constantly use practitioners to teach a course that on a subject that person knows well. Community colleges don't have the pick of the litter so you may qualify. Ultimately the key will be to learn, develop, gain valuable skills, then you sell your services or you sell the knowledge you've gained.

The key will be to avoid debt so you can invest, net worth is built from investments that produce gains or income, hardly from income your "job" gives you(there are exceptions).

I'm a civil engineer who took plenty of programming in college and can certainly do as well as a community college grad in programming skills and software engineering, but I have applied to hundreds of programming jobs and have zero response. My current work is not programming, so even though I have the skills listed, I don't know why I don't make the cut. I'm older, 45 and my current work doesnt include programming, but if they are hiring community college fresh out grads, why not someone like me?

um.. ageism.

-- 52 yr old used to be in tech. I now work on the periphery of tech. The tech skills come in handy, but I don't do any type of development work, at all, anymore. That's fine, though, because I can't wait to retire early.

But I see all these posts desperate for developers, yet they prefer community college over experience engineers? And I’ll happily accept most tech entry salaries as they exceed what I make now!!

Anonymous wrote:I have a lot of money and as cliche as it sounds money gets old in terms of the joy it brings you, and is not fulfilling. In addition, I know multiple people with money with problematic lives in other aspects. You’ll probably say “easy for you to say when you have money, but try not having money”, but I’ll just tell you can believe what you want in life.

As other posters have said, focus on fitness / health, food, and hobbies.

Anonymous wrote:I wish I had made different career and educational choices so that I may have had more money in my thirties. When I see peers have high net worths I am green with envy.

How do you deal?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If you're not approaching retirement you have the time to make changes. You could look for more demanding and better-paying work. If you're not presently qualified for roles like that, you may be able to become qualified through additional education or by seeking out specific types of work experiences. You may have to change employers, you may have to relocate, you may need to go back to school.

If you take no action, nothing will change and you'll be moaning about your lack of professional accomplishment and your failure to become wealthy (whatever that means to you) in your 40s, 50s, and beyond. Change takes effort and discipline, and in this case you also need a vision for the future you want which includes an actionable and practical way to get to where you want to be. Just doing what seems easiest or most attractive at the moment is insufficiently strategic - you'll need to map out steps which are reasonably calculated to allow you to reach your goal.

Let’s be real. A lot of doors close when you’re in late 30s…law school to big law, going back for premed / med school, etc.

This is the brutal truth no one wants to talk about.

i roll my eyes when people say it’s never too late. nope, for most people it is too late to change their life.

Yup. My husband's like "if you really wanted to go to med school I support you!" But I'm like "no, I'd need to pay tuition for postbac requirements and med school itself, I'd be out of the full time workforce for years, and you make 60k. Those numbers don't work." Law school at least doesn't have prereqs but the debt is high and I'm not sure I'd make it up in salary at my age. It's not realistic. You can make changes but they're skips, not leaps.

Are the only high paying careers are medicine and law?

Most people don't want to admit it, but construction pays considerably well, most people don't want to risk it though.

You can take courses at a community College or through Google and pick up programming skills that pay very well. Learn an academic area or skill well and teach a course, it will earn you $5-8k every 3 months. No, I'm not talking about earning a Ph.D. and the teaching at a university. Many private organizations need trainers for specific workshops or skills, part-time graduate programs constantly use practitioners to teach a course that on a subject that person knows well. Community colleges don't have the pick of the litter so you may qualify. Ultimately the key will be to learn, develop, gain valuable skills, then you sell your services or you sell the knowledge you've gained.

The key will be to avoid debt so you can invest, net worth is built from investments that produce gains or income, hardly from income your "job" gives you(there are exceptions).

I'm a civil engineer who took plenty of programming in college and can certainly do as well as a community college grad in programming skills and software engineering, but I have applied to hundreds of programming jobs and have zero response. My current work is not programming, so even though I have the skills listed, I don't know why I don't make the cut. I'm older, 45 and my current work doesnt include programming, but if they are hiring community college fresh out grads, why not someone like me?

um.. ageism.

-- 52 yr old used to be in tech. I now work on the periphery of tech. The tech skills come in handy, but I don't do any type of development work, at all, anymore. That's fine, though, because I can't wait to retire early.

Any recommendations on how to navigate past ageism?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If you're not approaching retirement you have the time to make changes. You could look for more demanding and better-paying work. If you're not presently qualified for roles like that, you may be able to become qualified through additional education or by seeking out specific types of work experiences. You may have to change employers, you may have to relocate, you may need to go back to school.

If you take no action, nothing will change and you'll be moaning about your lack of professional accomplishment and your failure to become wealthy (whatever that means to you) in your 40s, 50s, and beyond. Change takes effort and discipline, and in this case you also need a vision for the future you want which includes an actionable and practical way to get to where you want to be. Just doing what seems easiest or most attractive at the moment is insufficiently strategic - you'll need to map out steps which are reasonably calculated to allow you to reach your goal.

Let’s be real. A lot of doors close when you’re in late 30s…law school to big law, going back for premed / med school, etc.

This is the brutal truth no one wants to talk about.

i roll my eyes when people say it’s never too late. nope, for most people it is too late to change their life.

Yup. My husband's like "if you really wanted to go to med school I support you!" But I'm like "no, I'd need to pay tuition for postbac requirements and med school itself, I'd be out of the full time workforce for years, and you make 60k. Those numbers don't work." Law school at least doesn't have prereqs but the debt is high and I'm not sure I'd make it up in salary at my age. It's not realistic. You can make changes but they're skips, not leaps.

Are the only high paying careers are medicine and law?

Most people don't want to admit it, but construction pays considerably well, most people don't want to risk it though.

You can take courses at a community College or through Google and pick up programming skills that pay very well. Learn an academic area or skill well and teach a course, it will earn you $5-8k every 3 months. No, I'm not talking about earning a Ph.D. and the teaching at a university. Many private organizations need trainers for specific workshops or skills, part-time graduate programs constantly use practitioners to teach a course that on a subject that person knows well. Community colleges don't have the pick of the litter so you may qualify. Ultimately the key will be to learn, develop, gain valuable skills, then you sell your services or you sell the knowledge you've gained.

The key will be to avoid debt so you can invest, net worth is built from investments that produce gains or income, hardly from income your "job" gives you(there are exceptions).

I'm a civil engineer who took plenty of programming in college and can certainly do as well as a community college grad in programming skills and software engineering, but I have applied to hundreds of programming jobs and have zero response. My current work is not programming, so even though I have the skills listed, I don't know why I don't make the cut. I'm older, 45 and my current work doesnt include programming, but if they are hiring community college fresh out grads, why not someone like me?

um.. ageism.

-- 52 yr old used to be in tech. I now work on the periphery of tech. The tech skills come in handy, but I don't do any type of development work, at all, anymore. That's fine, though, because I can't wait to retire early.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If you're not approaching retirement you have the time to make changes. You could look for more demanding and better-paying work. If you're not presently qualified for roles like that, you may be able to become qualified through additional education or by seeking out specific types of work experiences. You may have to change employers, you may have to relocate, you may need to go back to school.

If you take no action, nothing will change and you'll be moaning about your lack of professional accomplishment and your failure to become wealthy (whatever that means to you) in your 40s, 50s, and beyond. Change takes effort and discipline, and in this case you also need a vision for the future you want which includes an actionable and practical way to get to where you want to be. Just doing what seems easiest or most attractive at the moment is insufficiently strategic - you'll need to map out steps which are reasonably calculated to allow you to reach your goal.

Let’s be real. A lot of doors close when you’re in late 30s…law school to big law, going back for premed / med school, etc.

This is the brutal truth no one wants to talk about.

i roll my eyes when people say it’s never too late. nope, for most people it is too late to change their life.

Yup. My husband's like "if you really wanted to go to med school I support you!" But I'm like "no, I'd need to pay tuition for postbac requirements and med school itself, I'd be out of the full time workforce for years, and you make 60k. Those numbers don't work." Law school at least doesn't have prereqs but the debt is high and I'm not sure I'd make it up in salary at my age. It's not realistic. You can make changes but they're skips, not leaps.

Are the only high paying careers are medicine and law?

Most people don't want to admit it, but construction pays considerably well, most people don't want to risk it though.

You can take courses at a community College or through Google and pick up programming skills that pay very well. Learn an academic area or skill well and teach a course, it will earn you $5-8k every 3 months. No, I'm not talking about earning a Ph.D. and the teaching at a university. Many private organizations need trainers for specific workshops or skills, part-time graduate programs constantly use practitioners to teach a course that on a subject that person knows well. Community colleges don't have the pick of the litter so you may qualify. Ultimately the key will be to learn, develop, gain valuable skills, then you sell your services or you sell the knowledge you've gained.

The key will be to avoid debt so you can invest, net worth is built from investments that produce gains or income, hardly from income your "job" gives you(there are exceptions).

I'm a civil engineer who took plenty of programming in college and can certainly do as well as a community college grad in programming skills and software engineering, but I have applied to hundreds of programming jobs and have zero response. My current work is not programming, so even though I have the skills listed, I don't know why I don't make the cut. I'm older, 45 and my current work doesnt include programming, but if they are hiring community college fresh out grads, why not someone like me?

um.. ageism.

-- 52 yr old used to be in tech. I now work on the periphery of tech. The tech skills come in handy, but I don't do any type of development work, at all, anymore. That's fine, though, because I can't wait to retire early.