Anonymous
Post 09/08/2022 18:38     Subject: Re:How much is your mortgage payment?

I think it would be more informative if people said what their HHi was at the time they purchased their home and the PITI. It’s obvious many of the posters here are older who bought many years ago so it’s misleading to say you make 500k now and your PITI is 2k…
Anonymous
Post 09/08/2022 16:00     Subject: Re:How much is your mortgage payment?

7200
Anonymous
Post 09/08/2022 16:00     Subject: How much is your mortgage payment?

$1900 with an HHI of about 150k
Anonymous
Post 09/08/2022 15:43     Subject: How much is your mortgage payment?

$6700 and our HHI is probably $350-$400. Yes, it's high. We put ~40% down on a $1.3M house with a 15 year mortgage. We'll be done paying it off around the time DS goes to college. We also have a rental property that is fully paid off (worth about $600k) so I see that as leverage if things go sideways.
Anonymous
Post 09/08/2022 14:59     Subject: Re:How much is your mortgage payment?

2300, incl taxes and ins. 410k hhi. MD burbs.
Anonymous
Post 09/08/2022 10:22     Subject: Re:How much is your mortgage payment?

Anonymous wrote:
Anonymous wrote:~10,000. But, we rolled the mortgages of a couple of rental properties into our primary mortgage and got a very low rate. Rental income is ~8000/month. HHI is 900K and primary residence is ~3.4M.



Can you share how to roll rental property mortgage into primary residence? Sounds like too good to be true!


They probably did a cash out refi on the primary home. To do that, they needed a lot of available equity in the primary home.
Anonymous
Post 09/08/2022 07:58     Subject: How much is your mortgage payment?

All of this is irrelevant unless you understand other debt, savings, etc.
I may have a $2k mortgage and a million dollar HHI but straddled with 400k in student loans, 5 kids in private school, a bunch of car loans, etc. (I don't btw, but I know others who are)
Anonymous
Post 09/08/2022 06:42     Subject: Re:How much is your mortgage payment?

Anonymous wrote:~10,000. But, we rolled the mortgages of a couple of rental properties into our primary mortgage and got a very low rate. Rental income is ~8000/month. HHI is 900K and primary residence is ~3.4M.



Can you share how to roll rental property mortgage into primary residence? Sounds like too good to be true!
Anonymous
Post 09/08/2022 06:29     Subject: How much is your mortgage payment?

180-200ish income, 345 house, 15% down, 1750 payment - about ten years ago. No daycare payments at purchase but two after. One car payment regularly. Paid off student loans during this time. Very comfortable. Invested a lot into that house.

265ish income, 800 house, 20% down, 3750 payment - this year. Still two daycare payments. No other debt. Still comfortable although certainly different.
Anonymous
Post 09/07/2022 22:57     Subject: Re:How much is your mortgage payment?

Zero. Paid cash
340 HHI
Anonymous
Post 09/07/2022 22:54     Subject: Re:How much is your mortgage payment?

$4600 Piti
Five years left. What does it feel like to have your mortgage paid off? I’m counting the days..
Anonymous
Post 09/07/2022 22:18     Subject: How much is your mortgage payment?

$8900
Anonymous
Post 09/07/2022 22:12     Subject: How much is your mortgage payment?

$6,200 (PITI)
$450K HHI
Anonymous
Post 09/07/2022 21:35     Subject: Re:How much is your mortgage payment?

$2200 (piti)
360K HHI
We live in a bit of suburbia in Alexandria
Anonymous
Post 09/07/2022 15:25     Subject: Re:How much is your mortgage payment?

$4800 PITI. HHI just over $400k