Anonymous wrote:Anonymous wrote:Anonymous wrote:I had a baby around the same time as many of my friends and definitely have noticed a big difference in the marriages of SAHMs and working moms. I work for many reasons.
1. I really enjoy my job and I earn a relatively high salary (200k+) with flexible hours.
2. I enjoy getting out of the house and the interaction I have with other adults during the work week.
3. One of the main factors for me is that my husband contributes at home and we are equals. I would resent doing all of the housework, planning, organizing etc but maybe you don’t mind this.
4. I want my own retirement account.
5. I don’t want my entire life to only be about my husband and child. I have my own identity. My SAHM friends have become more boring and overly focused on their child as time goes by.
I’ve also noticed that many SAHMs think they are staying home for the benefit of their child but really it’s for them. And that’s fine. But I’m not sure it makes much difference to the children and as we know, the children won’t remember their early years. My nanny is excellent with my child. Some of the SAHMs I know are actually making huge parenting mistakes that maybe could be avoided if they weren’t the sole childcare provider for their child.
All of this being said, you need a new job. Working for $35k at your age is silly. Your benefits are terrible. I realize some people can’t find better jobs, but I assume you can. You should quit once the baby comes and then around 5 months postpartum try and find a new job. One with some flexibility so you spend enough time with your child. Just don’t stay out of the workforce too long and try to find a job where you can return if you have a second kid (at least 4 months of unpaid leave)
I agree 100% with all of this.
There is a VERY clear difference between most SAHM marriages and working mother marriages. Especially as the kids get older.
Yes, I've noticed this too. Working mother marriages are more likely to end in divorce. And the working mothers are fatter
Anonymous wrote:Anonymous wrote:I had a baby around the same time as many of my friends and definitely have noticed a big difference in the marriages of SAHMs and working moms. I work for many reasons.
1. I really enjoy my job and I earn a relatively high salary (200k+) with flexible hours.
2. I enjoy getting out of the house and the interaction I have with other adults during the work week.
3. One of the main factors for me is that my husband contributes at home and we are equals. I would resent doing all of the housework, planning, organizing etc but maybe you don’t mind this.
4. I want my own retirement account.
5. I don’t want my entire life to only be about my husband and child. I have my own identity. My SAHM friends have become more boring and overly focused on their child as time goes by.
I’ve also noticed that many SAHMs think they are staying home for the benefit of their child but really it’s for them. And that’s fine. But I’m not sure it makes much difference to the children and as we know, the children won’t remember their early years. My nanny is excellent with my child. Some of the SAHMs I know are actually making huge parenting mistakes that maybe could be avoided if they weren’t the sole childcare provider for their child.
All of this being said, you need a new job. Working for $35k at your age is silly. Your benefits are terrible. I realize some people can’t find better jobs, but I assume you can. You should quit once the baby comes and then around 5 months postpartum try and find a new job. One with some flexibility so you spend enough time with your child. Just don’t stay out of the workforce too long and try to find a job where you can return if you have a second kid (at least 4 months of unpaid leave)
I agree 100% with all of this.
There is a VERY clear difference between most SAHM marriages and working mother marriages. Especially as the kids get older.
Anonymous wrote:I had a baby around the same time as many of my friends and definitely have noticed a big difference in the marriages of SAHMs and working moms. I work for many reasons.
1. I really enjoy my job and I earn a relatively high salary (200k+) with flexible hours.
2. I enjoy getting out of the house and the interaction I have with other adults during the work week.
3. One of the main factors for me is that my husband contributes at home and we are equals. I would resent doing all of the housework, planning, organizing etc but maybe you don’t mind this.
4. I want my own retirement account.
5. I don’t want my entire life to only be about my husband and child. I have my own identity. My SAHM friends have become more boring and overly focused on their child as time goes by.
I’ve also noticed that many SAHMs think they are staying home for the benefit of their child but really it’s for them. And that’s fine. But I’m not sure it makes much difference to the children and as we know, the children won’t remember their early years. My nanny is excellent with my child. Some of the SAHMs I know are actually making huge parenting mistakes that maybe could be avoided if they weren’t the sole childcare provider for their child.
All of this being said, you need a new job. Working for $35k at your age is silly. Your benefits are terrible. I realize some people can’t find better jobs, but I assume you can. You should quit once the baby comes and then around 5 months postpartum try and find a new job. One with some flexibility so you spend enough time with your child. Just don’t stay out of the workforce too long and try to find a job where you can return if you have a second kid (at least 4 months of unpaid leave)
Anonymous wrote:1) How is a sixth year big law associate only making $156,000/year in 2018? My dh made that much as a fourth year associate in Chicago almost 15 years ago. Your dh’s salary suggests you don’t live in a HCOL area, but the day care costs you quoted suggest that you do.
2) You will be doing 95% of the work of raising your child. Can you be satisfied with the only contact you have with the outside world coming with a baby/toddler in tow? Because you cannot afford to stay home and pay for babysitting to get out of the house by yourself on a regular basis.
Anonymous wrote:I had a baby around the same time as many of my friends and definitely have noticed a big difference in the marriages of SAHMs and working moms. I work for many reasons.
1. I really enjoy my job and I earn a relatively high salary (200k+) with flexible hours.
2. I enjoy getting out of the house and the interaction I have with other adults during the work week.
3. One of the main factors for me is that my husband contributes at home and we are equals. I would resent doing all of the housework, planning, organizing etc but maybe you don’t mind this.
4. I want my own retirement account.
5. I don’t want my entire life to only be about my husband and child. I have my own identity. My SAHM friends have become more boring and overly focused on their child as time goes by.
I’ve also noticed that many SAHMs think they are staying home for the benefit of their child but really it’s for them. And that’s fine. But I’m not sure it makes much difference to the children and as we know, the children won’t remember their early years. My nanny is excellent with my child. Some of the SAHMs I know are actually making huge parenting mistakes that maybe could be avoided if they weren’t the sole childcare provider for their child.
All of this being said, you need a new job. Working for $35k at your age is silly. Your benefits are terrible. I realize some people can’t find better jobs, but I assume you can. You should quit once the baby comes and then around 5 months postpartum try and find a new job. One with some flexibility so you spend enough time with your child. Just don’t stay out of the workforce too long and try to find a job where you can return if you have a second kid (at least 4 months of unpaid leave)
Anonymous wrote:1) How is a sixth year big law associate only making $156,000/year in 2018? My dh made that much as a fourth year associate in Chicago almost 15 years ago. Your dh’s salary suggests you don’t live in a HCOL area, but the day care costs you quoted suggest that you do.
2) You will be doing 95% of the work of raising your child. Can you be satisfied with the only contact you have with the outside world coming with a baby/toddler in tow? Because you cannot afford to stay home and pay for babysitting to get out of the house by yourself on a regular basis.
Anonymous wrote:Stay home. It's absolutely insane to work for $35k a year and pay daycare $2k a month with aftertax money. You will never see your baby. Babies sleep around 7-7.
You do everything anyway. I would suggest hiring a babysitter once a week so that you can take some time for yourself.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Stay home. It's absolutely insane to work for $35k a year and pay daycare $2k a month with aftertax money. You will never see your baby. Babies sleep around 7-7.
You do everything anyway. I would suggest hiring a babysitter once a week so that you can take some time for yourself.
Why don’t you take the daycare expenses out of her Dh’s $200,000 income instead of her $35k share?
OP here. So after tax math.
156k (DH) + 21k (me!) = 177k combined after taxes estimated from current paychecks
Daycare will be about 26k (2200 x 12 months). I assume a nanny will be more, but considering as more flexible.
So, math is that we'd have 151 take home if I work. Or if I don't work, take home is 156k although I don't know how taxes will change with 2 dependents.
I'm struggling to see how my working is best financially. I could be wrong here, but I'm personally not seeing it.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Stay home. It's absolutely insane to work for $35k a year and pay daycare $2k a month with aftertax money. You will never see your baby. Babies sleep around 7-7.
You do everything anyway. I would suggest hiring a babysitter once a week so that you can take some time for yourself.
Why don’t you take the daycare expenses out of her Dh’s $200,000 income instead of her $35k share?
OP here. So after tax math.
156k (DH) + 21k (me!) = 177k combined after taxes estimated from current paychecks
Daycare will be about 26k (2200 x 12 months). I assume a nanny will be more, but considering as more flexible.
So, math is that we'd have 151 take home if I work. Or if I don't work, take home is 156k although I don't know how taxes will change with 2 dependents.
I'm struggling to see how my working is best financially. I could be wrong here, but I'm personally not seeing it.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Stay home. It's absolutely insane to work for $35k a year and pay daycare $2k a month with aftertax money. You will never see your baby. Babies sleep around 7-7.
You do everything anyway. I would suggest hiring a babysitter once a week so that you can take some time for yourself.
Why don’t you take the daycare expenses out of her Dh’s $200,000 income instead of her $35k share?
OP here. So after tax math.
156k (DH) + 21k (me!) = 177k combined after taxes estimated from current paychecks
Daycare will be about 26k (2200 x 12 months). I assume a nanny will be more, but considering as more flexible.
So, math is that we'd have 151 take home if I work. Or if I don't work, take home is 156k although I don't know how taxes will change with 2 dependents.
I'm struggling to see how my working is best financially. I could be wrong here, but I'm personally not seeing it.
Does your work have any benefits that you haven't listed? Better health care, 401k match, bonus, etc?
It sounds like your mind is made up. You just need to green light to go ahead. Discuss with your husband tonight, with numbers and then go!
If you do not enjoy staying home, you can always look for a better position later.
As we are a small non-profit, the benefits aren't good. They offer no matching, no bonus, terrible health insurance, and no FMLA due to less than 15 employees; job handbook policy is that my job will be held for 4 weeks following birth with unpaid leave. The only benefit is that they offer a $30/month exercise benefit so I get reimbursed for 1 cycle class/month if that counts.
I guess I'm leaning one way, but I still worry about stepping back professionally as I never thought I'd ever consider staying home even though I was raised by a SAH.