We are just shy of 2M including home equity (47- hh 210K). Frankly, I find these discussions useful. Sure, there are going to be outliers in both directions, but in general, it helps to know where we're doing well and where we could better.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Age 50 -- HHI 105k
net worth.... maybe 300k?

Thanks for this. I thought I was the only one on this forum counting my investments in the hundreds of thousands, not the millions. I make about $200k and have around $650-700 saved for retirement. Some of the numbers on here are mind-boggling.

We are in our mid-40s and have maybe $250 or 275k saved between us, counting equity in our house.

I'm 51. Single parent with a HHI of $96,000. Net worth (including home equity) is about $550,000. I'm glad both of your posted. I was resisted opening this thread because I knew I'd feel so behind.

I am the PP you're responding to - I hate these threads. I open them as a form of self-torture. I have no idea if people posting here are lying, or come from rich families, or have saved every penny they've earned since they started mowing lawns at age 12, or what. Anyway, yeah - in the normal world, my husband and I consider ourselves almost unreasonably fortunate. In DCUM world, I feel like we should qualify for food stamps.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Age: 46 and 47
HHI: $195K
NW: $1.5M

Is this on one income or two incomes? Any kids?

NP here -- bc you think this is a lot or not enough given their incomes?

I asked because, assuming they have kids, their net worth seems pretty good if it's on 2 incomes, but their net worth seems kind of mediocre if it's on 1 income.

Huh wouldn’t it be the other way? Aren’t there higher expectations of NW with 2 incomes, 2 401lks etc rather than a single earner.

No. If that were one income, presumably the other person is a SAH parent, which means no child care costs. If that were two incomes, and 2 kids that need child care, that is a big dent in the incomes.

Ages 48/49

HHI averaged about $600k over the last 5 years on one income. Income from employment now zero (hopefully not forever). Net worth $6.5 million.

Ages 42 and 45.
HHI is $290K.
Net Worth is $3.0 Million.
I'm feeling pretty good about our net worth, but it will not continue to grow quickly. Our expenses recently jumped (renting, have high child care expenses), so we are not saving anything beyond our 401K contributions.

45 (me) and 48 (DH). HHI is $320K, net worth is lower than it should be (around $800K) because we have paid a lot for private school and therapies for DS's SN.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Age: 46 and 47
HHI: $195K
NW: $1.5M

Is this on one income or two incomes? Any kids?

NP here -- bc you think this is a lot or not enough given their incomes?

I asked because, assuming they have kids, their net worth seems pretty good if it's on 2 incomes, but their net worth seems kind of mediocre if it's on 1 income.

Oh please. This net worth is extremely high for this income.

Anonymous wrote:

Anonymous wrote:Age: 46 and 47
HHI: $195K
NW: $1.5M

Is this on one income or two incomes? Any kids?

OR here. This is on $75 (mine) + $104 (his) + rental income. Two kids in Elementary.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Age: 46 and 47
HHI: $195K
NW: $1.5M

Is this on one income or two incomes? Any kids?

NP here -- bc you think this is a lot or not enough given their incomes?

I asked because, assuming they have kids, their net worth seems pretty good if it's on 2 incomes, but their net worth seems kind of mediocre if it's on 1 income.

Huh wouldn’t it be the other way? Aren’t there higher expectations of NW with 2 incomes, 2 401lks etc rather than a single earner.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Age: 46 and 47
HHI: $195K
NW: $1.5M

Is this on one income or two incomes? Any kids?

NP here -- bc you think this is a lot or not enough given their incomes?

I asked because, assuming they have kids, their net worth seems pretty good if it's on 2 incomes, but their net worth seems kind of mediocre if it's on 1 income.

38 and 36, 2 kids

HHI - varies from 200-300 based on bonuses

NW: $1.4M ($400 Of which is home equity.)

Anonymous wrote:

Anonymous wrote:Age: 46 and 47
HHI: $195K
NW: $1.5M

Is this on one income or two incomes? Any kids?

NP here -- bc you think this is a lot or not enough given their incomes?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Age 50 -- HHI 105k
net worth.... maybe 300k?

Thanks for this. I thought I was the only one on this forum counting my investments in the hundreds of thousands, not the millions. I make about $200k and have around $650-700 saved for retirement. Some of the numbers on here are mind-boggling.

We are in our mid-40s and have maybe $250 or 275k saved between us, counting equity in our house.

I'm 51. Single parent with a HHI of $96,000. Net worth (including home equity) is about $550,000. I'm glad both of your posted. I was resisted opening this thread because I knew I'd feel so behind.

Anonymous wrote:Age: 46 and 47
HHI: $195K
NW: $1.5M

Is this on one income or two incomes? Any kids?

Anonymous wrote:

Anonymous wrote:Age 50 -- HHI 105k
net worth.... maybe 300k?

Thanks for this. I thought I was the only one on this forum counting my investments in the hundreds of thousands, not the millions. I make about $200k and have around $650-700 saved for retirement. Some of the numbers on here are mind-boggling.

We are in our mid-40s and have maybe $250 or 275k saved between us, counting equity in our house.