Anonymous wrote:Just make sure you agree on cash or accrual. The last thing you want is to be at odds regarding your method of accounting for your assets! Also, be sure to rebalance your 401(k)s, and pipe any residual income into a Roth. And OMG don't neglect insurance! Particularly long term care for when you're too old to care for (or recognize) each other anymore, but require cash outlays for things like cable TV, soft foods, and people to wipe your bottom, and of course term life for when you expire and people need to pay for your coffin/cremation and the donation to the church you never actually attended but is willing to send the pastor for a small memorial attended by your children and the few remaining people alive who may remember you.
So much to consider before joining your lives together!
Anonymous wrote:Anonymous wrote:She sounds smart. And you sound like a jerk. You should apologize to her.
This.
I know a couple army widows who similarly are not remarrying to preserve their benefits. It's the smart thing to do.
You don't need the piece of paper. But is she opposed to living together? I wonder if she isn't interested in cooking and cleaning for you? Can't say I blame her. Perhaps offer to hire a housekeeper to entice her to move in with you?
It sounds like you want ft companionship, and that's legit. I'd want someone in my bed every night, too. See if she's open to cohabitating without marriage. Both of you can keep your own homes, rent one or both out, etc.
She's totally correct when it comes to protecting assets. Imagine if you get dementia or some such and your adult kids screw her out of your house and assets. Not worth the risk.
Lastly, it's fair to question her love and loyalty. She sounds more rational than emotional. I bet she would cut and run if you were diagnosed with ED or cancer. Better to find out now than further down the road.
Anonymous wrote:OP here. I am glad I read these comments and realize I am out of touch. I originally was a bit offended when she told me all this because a.) I felt like it implied my own children wouldn't think of her or take care of her in old age when they have a good relationship and seem to genuinely like each other and b.) it felt like she was just picking a paycheck over marriage. She is very interested in living together/buying a 2nd vacation home together in a place we both love. I guess I just assumed we would get married. She very frankly told me "my husband worked a job he hated for years to ensure I would be provided for in all circumstances of life." which to me doesn't seem like "independent woman" it seems like picking the "richer" man. I know I need to change my thinking on that.
Anonymous wrote:FWIW nearly every 50+ woman I know (single, divorced, happily married) says she would definitely not marry again.
Anonymous wrote:It’s not selfish to want to use the money her deceased husband earned.
Anonymous wrote:Anonymous wrote:OP here. I am glad I read these comments and realize I am out of touch. I originally was a bit offended when she told me all this because a.) I felt like it implied my own children wouldn't think of her or take care of her in old age when they have a good relationship and seem to genuinely like each other and b.) it felt like she was just picking a paycheck over marriage. She is very interested in living together/buying a 2nd vacation home together in a place we both love. I guess I just assumed we would get married. She very frankly told me "my husband worked a job he hated for years to ensure I would be provided for in all circumstances of life." which to me doesn't seem like "independent woman" it seems like picking the "richer" man. I know I need to change my thinking on that.
1) I would never count on my stepkids to take care of me after their father died. I am not their mother. They are not my kids. It isn't the same relationship and I've seen too many kid/step-parent battles over money after one parent died.
2) I wouldn't marry you on a bet. You are screamingly insecure. You are competing with her dead husband. You are trying to win against a dead man. You can't win that fight. No one can win that fight. You will continue to be insecure and make crazy demands trying to win a fight that is unwinnable.
She should DTMFA.
Anonymous wrote:She sounds smart. And you sound like a jerk. You should apologize to her.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Another one who is totally confused by OP’s gold digger comment. She is, in fact, not looking for an older man to take care of her at all. She’s taken care of.
It’s a knee jerk reaction that many insecure men have. Hence so many examples on DCUM.
No OP is insinuating that his gf married her husband who was older so he would die quicker and she would get his pension. That’s the gold digger comment.
Anonymous wrote:I am 40. I would never ever remarry if divorced or widowed. I do not understand why anyone would marry more than once (woman here).
Anonymous wrote:Anonymous wrote:FWIW nearly every 50+ woman I know (single, divorced, happily married) says she would definitely not marry again.
+1. Agree and I am a woman in her 50s. I don’t know any woman around my age who wants to get married.