Anonymous wrote:

Anonymous wrote:I didn’t have a parent pay my schooling, but my DH did. Our experiences were world’s apart. You can bet we are paying our DD’s in full.

Entitlement at its best

I don't think you know what entitlement means.

Anonymous wrote:

Anonymous wrote:I'll be the guy who supports the OP's side.

If you are a parent who can afford to pay for your child's education but chooses not to, you are a shitty person and a bad parent.

We can afford to pay for any college in full. I have one in college, at a private school - it is paid for by a combination academic scholarship, college fund, student loans and cash. She is also working 2 jobs. She pays for her books and living expenses with her jobs. It is a bit of a tough road from time to time but I do think it important that she understands the importance of her education and feels "ownership" in providing for it as an adult - because that's what she is, an adult. We anticipate the debt she graduates with to be less than $15K. I agree that contributing nothing to a kid's education when you can more than afford to do so is unfortunate, but I think there is *immense* value in making sure the kids have skin in the game.

my parents paid for college & grad school (both state schools) for both me and my sibling. We only had summer jobs and didn't work during the year. i can tell you that we are both immensely grateful for what our parents did for us. We worked hard in school, and continue to have strong work ethics to this day. I think there is a myth that kids will be entitled, will not work hard, or whatever if parents pay 100%, but that was not the case for us at all. I definitely felt "ownership" of my education and did not want to waste my parents' money or my time.

Anonymous wrote:I had a full scholarship and worked 40 hours/week when I was in college. You're definitely not the only one.

Similar. I had a full scholarship and worked 20 hours/ week during the school year and worked summers. My parents did help me with the gap so I graduated undergrad with zero loans. I had a 1/2 scholarship for a Top 3 MBA program and took out loans for the rest as my parents didn't help me with grad school (I didn't ask for their help - I knew I would be fine).

Anonymous wrote:Am I the only one?! I feel like it. I come across sooo many people who were lucky enough for their parents to pay for college. My loans have increased $12,000 in interest since the 8 years I’ve been out of college. It just sucks....

Obviously you did not pay for it either since you have loans.

My parents did not pay for any of her children's college tuition, she also forbid us from taking loans and charged me a small amount of rent each month.

Live at home get a job pay you own way.

My parents didn't pay, they truly couldn't
I went through on scholarships and scrounging

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Today's tuition rates are highway robbery. No person should have to go into debt of six figures for an undergraduate degree.

And no one *does* have to, fortunately.

Well, that depends on the specifics of the family situation. Tuition rates are indeed out of control relative to household income.

https://www.theatlantic.com/education/archive/2014/04/the-myth-of-working-your-way-through-college/359735/

That wasn’t my point. There are plenty of schools out there where yearly cost of attendance is less than $25K so Even if the family is full pay you can avoid being six figures in debt by attending those schools.

Instead of paying for a mediocre school, I much rather send my child to community college, have them work PT and live at home. Then they can go off to a stellar college and graduate with a more prestigious diploma for half the cost as the mediocre. When you take out housing and meal plans junior and senior years, even off site it is cheaper.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Today's tuition rates are highway robbery. No person should have to go into debt of six figures for an undergraduate degree.

And no one *does* have to, fortunately.

Well, that depends on the specifics of the family situation. Tuition rates are indeed out of control relative to household income.

https://www.theatlantic.com/education/archive/2014/04/the-myth-of-working-your-way-through-college/359735/

That wasn’t my point. There are plenty of schools out there where yearly cost of attendance is less than $25K so Even if the family is full pay you can avoid being six figures in debt by attending those schools.

My parents couldn't afford to save hardly anything for college, and they did not go to college themselves. I paid my whole way, but my younger brother was able to get a bunch paid by them as their circumstances changed later on.

So, no, OP, you're not the only one.

I plan to save up to pay for in state tuition and fees for 4 years of undergrad at our state university system for my infant kid. If she wants to live away from home, she can work and take loans for those expenses. If she gets a scholarship, then i'll still require her to get a part time job doing something, but I'll pay for living expenses up to that level of in state tuition.

Anonymous wrote:I didn’t have a parent pay my schooling, but my DH did. Our experiences were world’s apart. You can bet we are paying our DD’s in full.

Entitlement at its best

PP from above again. I forgot to mention I had 3 siblings and my Dad said the same to all of them. 1 got a full ride scholarship to a private SLAC, another went to CC for 2yrs and then 2yrs at state. Other sibling went 2yrs CC decides school was not for him and became a surgical technician.

Anonymous wrote:

Anonymous wrote:Today's tuition rates are highway robbery. No person should have to go into debt of six figures for an undergraduate degree.

And no one *does* have to, fortunately.

Well, that depends on the specifics of the family situation. Tuition rates are indeed out of control relative to household income.

https://www.theatlantic.com/education/archive/2014/04/the-myth-of-working-your-way-through-college/359735/

Anonymous wrote:

Anonymous wrote:I'll be the guy who supports the OP's side.

If you are a parent who can afford to pay for your child's education but chooses not to, you are a shitty person and a bad parent.

I agree with this.

Well this all depends on afford. Refinancing a mortgage? Taking out loans to pay off? Not saving enough for retirement? Those who flat out have the money to send multiple kids to a $50-70K college is less than 5% of the country.

My parents told me they would pay $10K a year. Not a penny more. It was up to me to look for scholarships or maybe even something local. Or I could choose to take loans out, but my father showed me a breakdown of this. I am sure he could have helped more but he didn’t throw money around.

I chose a local nursing school affiliated with a hospital. Was able to get my associates at the community colllege, my diploma in nursing while living at home. In return not only did my parents pay for all of it, but purchased a used car for me since schooling was so inexpensive. I graduated in 2.5yrs and was making $55K out of school and my new employer paid for my BS and then my MS a little while later. I am now a nurse practitioner and my parents are retired with no debt and are living a comfortable life they deserve.

I can assure you if my parents told me they would pay or help with loans, I would have carelessly picked a 4yr college for a BS in nursing and partied hard. So I am not sure parents are during their kids any favor spending all of their hard earned money on a child’s college education. I have seen many kids blow it in college and many jobless after college. When Daddy is paying the bills, it is s lot easier to be a slacker. And sometimes Daddy and Mommy lose jobs and the last thing you want is debt heading into your prime retirement years.

I didn’t have a parent pay my schooling, but my DH did. Our experiences were world’s apart. You can bet we are paying our DD’s in full.

Anonymous wrote:

Anonymous wrote:I'll be the guy who supports the OP's side.

If you are a parent who can afford to pay for your child's education but chooses not to, you are a shitty person and a bad parent.

I agree with this.

Not to mention the way financial aid works, if you are coming straight out of high school schools expect your parents to contribute (or at least participate by filling out the FAFSA). It really screws these kids over.

Anonymous wrote:I'll be the guy who supports the OP's side.

If you are a parent who can afford to pay for your child's education but chooses not to, you are a shitty person and a bad parent.

I agree with this.