36 and $156k. I am capped on my contribution amount at my workplace. Totally sucks. But we do max out my spouses 401k. In only a few years (less than 5) I think we're over $100k on his. He started from scratch at 35!

47, single, $257k
Nonprofit career

I have a lot of equity and almoat paid off house though!

Anonymous wrote:37 and just hit 300k between 401k and IRA's.

Exactly the same here. Don't know whether to feel good about it or feel like I'm behind (bc up until 2 yrs ago I was in an industry with no match - so I'm just now seeing how much more I could have had had if I had started out someplace else).

37 and just hit 300k between 401k and IRA's.

45 - 800k in a pension plan (net of tax). at the current rate of return (including my max 10% salary contribution and equal employer match), it would be around $3m+ if I retire at 67. That could change if I am more aggressive in my investment allocation.

separate roth IRA and investment accounts at about $2.3m

Anonymous wrote:50

$580,000, plus a $48,000/year pension.

I'm a fed, been there 20 years, current salary $155,000. I've been slow and steady, putting away 5% per year plus the 5% match for the entire 20 years.

Keep at it folks - once you hit about $250,000, compound growth really starts working for you.

Nice! Having the 3 legged stool is very comforting

I'm 41, my balance as of today is $650. Not sure about my husband's but prob around $500K and he's 38.

I started making about $45/year out of college and up to about $150k/year max. I think most of this is due to early investing, dumping max amount into account since I first started. We still don't feel comfortable as we have 2 younger kids and also aging parents that we plan to take care of later on but take it day by day.

husband 45 and $700K.

I'm 42 and have just over $100K, saved in the past 4 years. I was an idiot and didn't save in my 20's and early 30's prior to staying at home for almost 6 years.

44 and $2.1M in 401k/Roths

50

$580,000, plus a $48,000/year pension.

I'm a fed, been there 20 years, current salary $155,000. I've been slow and steady, putting away 5% per year plus the 5% match for the entire 20 years.

Keep at it folks - once you hit about $250,000, compound growth really starts working for you.

Anonymous wrote:

Anonymous wrote:57 salary $160,000 I have $650,000 in 401K been in same plan for 30 years 8 percent company match. Can’t for the life of me figure out where I went wrong with investing to only produce $650k? Presently in a 2020 retirement fund 60% fixed has returned 7.1% so far this year.

I do have a $5600 a month pension with continuing health care so I hopefully won’t be living in a refrigerator box.

Probably won't make a huge difference, but 2020 is only three years and you might want to consider the 2030 (or further out) fund. (I'm assuming you are going to work more than 3 years.) The pension is a game changer for you of course, but looks like you are probably working at least until you are eligible to draw that. Adjusting where you draw from first to delay (and increase) SS may help in the long run.

PP here - I can claim that pension now, it will increase by about $150 a month every year I continue to work. As far as how long I will work I feel that will not be totally no choice. I know how that talk goes.

Anonymous wrote:57 salary $160,000 I have $650,000 in 401K been in same plan for 30 years 8 percent company match. Can’t for the life of me figure out where I went wrong with investing to only produce $650k? Presently in a 2020 retirement fund 60% fixed has returned 7.1% so far this year.

I do have a $5600 a month pension with continuing health care so I hopefully won’t be living in a refrigerator box.

Probably won't make a huge difference, but 2020 is only three years and you might want to consider the 2030 (or further out) fund. (I'm assuming you are going to work more than 3 years.) The pension is a game changer for you of course, but looks like you are probably working at least until you are eligible to draw that. Adjusting where you draw from first to delay (and increase) SS may help in the long run.

57 salary $160,000 I have $650,000 in 401K been in same plan for 30 years 8 percent company match. Can’t for the life of me figure out where I went wrong with investing to only produce $650k? Presently in a 2020 retirement fund 60% fixed has returned 7.1% so far this year.

I do have a $5600 a month pension with continuing health care so I hopefully won’t be living in a refrigerator box.

Anonymous wrote:I’m super behind...30 and 8k LOL. Only start contributing 5 months ago though. With current income and projected future income I should be able to get on track soon though.

But 200k equity in a home though so I guess that should count for something at least.

Sigh...long ways to go.

I’m super behind...30 and 8k LOL. Only start contributing 5 months ago though. With current income and projected future income I should be able to get on track soon though.