Anonymous
Post 10/02/2016 12:51     Subject: How can anyone afford a huge expensive home?!
Anonymous wrote:What kind of a question is this, OP? Seriously?
My boss and his wife make $ 1.5 million+ each year. They live in a $2 million home. Easy-peasy for them.


Doing what?
Anonymous
Post 10/02/2016 01:33     Subject: Re:How can anyone afford a huge expensive home?!
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:These responses are tone-deaf. These are people touting their own reasonableness and sensibility and overlooking their extraordinary privilege to have jobs that allow them to save so very much. People living hand to mouth can be as sensible as they want but that kind of money is never going to pile up.


Getting educated, finding and then keeping a job by working like a dog is not a privilege. Sitting on your butt playing your PS4 while drawing government checks is. Cut the rainbow BS.



For one government checks have never been enough to sit on ones butt and play PS4. For two , no socio economic group has the monopoly of working 'like a dog' . If anything , the laborers whose sweat and muscles pave the streets , pick the fruits in farms, drive your kids school buses,change your grand parents diapers in nursing homes and so on . These people although providing extremely critical labor aren't able to sit pretty in $800k homes . You're the perfect definition of morally bankrupt , that education and job hasn't stopped you from a having a shitty ideology .


Seriously? The problem with you Liberals is that you're so blind to your own ugly judgment and higher-than-thou pronouncements. You're so convinced you're right and your liberal education brainwashing is the Truth that you're prepared to call names and cast judgment on anyone who dares to disagree.

Frankly, plenty of people work like dogs. Some make lots of money on 90 hour work weeks. Some make less money on 90 hour work weeks. But none of those people are the ones referred to here who collect checks and don't work. And don't pretend you know so much that you can say people "never" do that. Plenty do. You just choose to ignore it because it's not in keeping with your rainbow unicorn BS.
Anonymous
Post 10/01/2016 23:25     Subject: Re:How can anyone afford a huge expensive home?!
Anonymous wrote:
Anonymous wrote:These responses are tone-deaf. These are people touting their own reasonableness and sensibility and overlooking their extraordinary privilege to have jobs that allow them to save so very much. People living hand to mouth can be as sensible as they want but that kind of money is never going to pile up.


Getting educated, finding and then keeping a job by working like a dog is not a privilege. Sitting on your butt playing your PS4 while drawing government checks is. Cut the rainbow BS.


Um, i made about 300k/yr and my DH has a healthy income as well. We dont work NEARLY as hard as people making 10% of what we make and certainly haven't worked like dogs since we met 20yrs ago waiting tables to get theough college.

Tone deaf for sure. Its luck babe, you are lucky and I'm lucky.
Anonymous
Post 10/01/2016 22:50     Subject: How can anyone afford a huge expensive home?!
Right place at the right time, i.e. We got lucky. Bought first house for $300k and it rapidly increased in value. Sold 12 years later for $800k. Rolled the equity into a $900k home.
Anonymous
Post 10/01/2016 22:22     Subject: How can anyone afford a huge expensive home?!
What kind of a question is this, OP? Seriously?
My boss and his wife make $ 1.5 million+ each year. They live in a $2 million home. Easy-peasy for them.
Anonymous
Post 10/01/2016 18:15     Subject: Re:How can anyone afford a huge expensive home?!
Anonymous wrote:
Anonymous wrote:These responses are tone-deaf. These are people touting their own reasonableness and sensibility and overlooking their extraordinary privilege to have jobs that allow them to save so very much. People living hand to mouth can be as sensible as they want but that kind of money is never going to pile up.


Getting educated, finding and then keeping a job by working like a dog is not a privilege. Sitting on your butt playing your PS4 while drawing government checks is. Cut the rainbow BS.



For one government checks have never been enough to sit on ones butt and play PS4. For two , no socio economic group has the monopoly of working 'like a dog' . If anything , the laborers whose sweat and muscles pave the streets , pick the fruits in farms, drive your kids school buses,change your grand parents diapers in nursing homes and so on . These people although providing extremely critical labor aren't able to sit pretty in $800k homes . You're the perfect definition of morally bankrupt , that education and job hasn't stopped you from a having a shitty ideology .
Anonymous
Post 10/01/2016 09:57     Subject: Re:How can anyone afford a huge expensive home?!
Anonymous wrote:
Anonymous wrote:These responses are tone-deaf. These are people touting their own reasonableness and sensibility and overlooking their extraordinary privilege to have jobs that allow them to save so very much. People living hand to mouth can be as sensible as they want but that kind of money is never going to pile up.


Getting educated, finding and then keeping a job by working like a dog is not a privilege. Sitting on your butt playing your PS4 while drawing government checks is. Cut the rainbow BS.


This is so disrespectful and callous. Did you grow up somewhere with functional schools? Did your parents help pay for college? Have you been denied jobs because of the sound of your name or the color of your skin? Were you able to drive to your classes and job interviews in a car your parents provided for you? Were you able to research college and do your homework on a computer your parents provided you? This is not "rainbow BS" -- it's reality. Of course you work hard. So do many people. Even people who cannot afford these $750k houses. Perhaps especially those people.
Anonymous
Post 10/01/2016 09:27     Subject: Re:How can anyone afford a huge expensive home?!
Anonymous wrote:
Anonymous wrote:These responses are tone-deaf. These are people touting their own reasonableness and sensibility and overlooking their extraordinary privilege to have jobs that allow them to save so very much. People living hand to mouth can be as sensible as they want but that kind of money is never going to pile up.


Getting educated, finding and then keeping a job by working like a dog is not a privilege. Sitting on your butt playing your PS4 while drawing government checks is. Cut the rainbow BS.


That sounds depressing and not very well paid.
Anonymous
Post 10/01/2016 01:07     Subject: Re:How can anyone afford a huge expensive home?!
Anonymous wrote:These responses are tone-deaf. These are people touting their own reasonableness and sensibility and overlooking their extraordinary privilege to have jobs that allow them to save so very much. People living hand to mouth can be as sensible as they want but that kind of money is never going to pile up.


Getting educated, finding and then keeping a job by working like a dog is not a privilege. Sitting on your butt playing your PS4 while drawing government checks is. Cut the rainbow BS.
Anonymous
Post 09/30/2016 20:06     Subject: Re:How can anyone afford a huge expensive home?!
Anonymous wrote:These responses are tone-deaf. These are people touting their own reasonableness and sensibility and overlooking their extraordinary privilege to have jobs that allow them to save so very much. People living hand to mouth can be as sensible as they want but that kind of money is never going to pile up.


I bought my house with $8k down payment. There are ways to buy with small down payments.
Anonymous
Post 09/30/2016 17:34     Subject: Re:How can anyone afford a huge expensive home?!
These responses are tone-deaf. These are people touting their own reasonableness and sensibility and overlooking their extraordinary privilege to have jobs that allow them to save so very much. People living hand to mouth can be as sensible as they want but that kind of money is never going to pile up.
Anonymous
Post 09/30/2016 17:28     Subject: Re:How can anyone afford a huge expensive home?!
In our late 20's and early 30's we lived in Baltimore but commuted to DC to work. We saved about $500K in 5 years this way because our rent in Baltimore was dirt cheap but we were making around $200K a year in DC.
Anonymous
Post 09/30/2016 15:48     Subject: How can anyone afford a huge expensive home?!
How? Owned a condo first, and while we only cleared $50K from the sale, we aggressively saved while we owned it (tax deductions from the interest and property tax certainly helped with that). So then we had 20% down for a 900K house, which is now worth around $1.2M.
Anonymous
Post 09/30/2016 12:14     Subject: How can anyone afford a huge expensive home?!
Anonymous wrote:
Anonymous wrote:Moved to area bought 900k home 8 years ago. No other bills so paid 2x mortgage every month over past few years. Sold last year with $400k equity from double pmt.....also have $100k sitting in bank. In 2016 Put $300k down on 1,6mm house. Mortgage is $6000 per month but HHI is $35k per month. Drive 2 paid-for luxury cars- 2005 and 2012, so no car pmt. DH is bank exec. I (wife) work in a small office. No family money, 2nd generation college. Student loans paid off. 2 Kids in public school in McLean.

Not house poor. But still cautious with our $. Just paid $25k for to have our 1st floor decorated and furnished (will furnish rest of house from existing stuff). Looking to buy new $50k car since 2005 van needs a lot of work. Will pay cash for it.

Every time we get bonus it goes into savings. Dh is finance person so we've been saving since before we married. $1MM net worth (even with debt in current new built house).

So it can be done. Only giving this much info because site is seemingly anonymous


This is the lamest humble brag ever. An 11 year old luxury van? A new $50k luxury car? $25k for decorating an entire floor? Sorry, but you aren't nearly as rich as you think you are.


Not a brag, just answering OP question about how people I
Afford houses. We aim to make sensible decisions. We keep our cars... Bought expensive car When my kid was born, 11 years ago. Going to buy a pre owned 2014 Benz next year. How us that bragging!? And I don't even know you, nor you me? We are not rich. We make a lot of money/income from a job. And have 0 expenses other than our mortgage. (But since you need to know....the corporate real estate we own with a long term lease from a pretty popular tenant WILL make us rich one day. But that won't be paid off for another 12 years. Then the lease pmt of $11k per month will be income, and hopefully can find another deal in the meantime. we are 37 & 38... So we do expect to be RICH by the time were 50)
Anonymous
Post 09/29/2016 18:10     Subject: How can anyone afford a huge expensive home?!
We moved to DC in our 30s. Living in a lower cost of living area while being good savers let us put enough down to get payments to where we wanted them.

No college debt and grandparents funding our kids' college funds helps.