Hi OP. There is a lot of good advice on this thread and you seem committed to considering all your possibilities, which absolutely increases your odds of success.
I have not been a SAHM, but I have been in a very narrow field in academia for most of my career, and often feel like, in my 40s, I need an alternate plan in case I get laid off. I don't mean to sound negative. I just feel better with a back up plan. Here is mine, in case it might be helpful to you.
The PP who suggested work at a writing center in a college has a great suggestion in pursuing this kind of work. You can also consider setting up your own editing business and marketing yourself to dissertation writers who need editing/proofreading services. Trust me, there are a lot of people out there looking for these services and the good news is that there haven't been huge innovations in editing in the last 20 years.
In terms of getting yourself up to speed technologically, invest in a lynda.com subscription and learn all you can about any program you want to. The instruction is excellent, the website is solid, and you can learn everything you need to at your own pace.
Consider book indexing. This is my super secret exit plan. If you like books and information, are detailed orientated and self motivated, this may be something interesting to you.
http://www.asindexing.org/become-an-indexer/so-you-want-to-be-an-indexer/
Best of luck to you, no matter what path you choose.