^^^ Sense (on my phone)

Anonymous wrote:

Anonymous wrote:This is such a sad example of punishing someone for another person's CRIME. We shouldn't have to plan on cars being broken into. Ridiculous.

Yes. And look at the number of people assigning blame to Op.

If she hadn't left it visible then I wouldn't assign blame. OP didn't use common since therefore she should pay.

Anonymous wrote:This is such a sad example of punishing someone for another person's CRIME. We shouldn't have to plan on cars being broken into. Ridiculous.

Yes. And look at the number of people assigning blame to Op.

But you do plan for insurance.


Of course, what's you're point?

What reasons do you have for buying insurance? Can you see where I'm going? You say you don't plan for theft due to employee carelessness, but you bought insurance, so obviously you DID PLAN for that.

No. If I'd planned for the loss of the laptop due to employee carelessness, I would have a lower deductible. If I lost all my IT equipment due to fire, I'm covered. If it's a single laptop, the deductible would not be met and I'd be out of pocket for the cost of the replacement laptop. My rates would increase.

I'd like to turn this around and ask why OP's insurance wouldn't cover this? If this had been a friend's laptop she was using and had in her car, would she expect her friend to eat the cost or would she pay for it?

I'm a fed, and my laptop was stolen from my home during a burglary. My management expressed sympathy regarding the burglary, wanted a copy of the police report, and various forms filled out documenting the loss of property and potential loss of confidential information. I was also asked if I had a property pass for taking the laptop out of the office (I did not, but this was deemed an office issue as almost no one had property passes despite having signed telework agreements). I was then issued a new laptop and that was the end of it.

I was never asked to pay for it, though I had taken reasonable precautions in securing it as the house was locked (burglar kicked in the locked basement door). I'm not sure if the response would have been different if I had left the house unlocked.

Our company handles it like this:
If you have a police report for the theft, they will cover it.
If you just tell them it was stolen, it's your problem.

This is such a sad example of punishing someone for another person's CRIME. We shouldn't have to plan on cars being broken into. Ridiculous.

This happened to my DH (although the laptop was in the trunk but I don't think anyone asked about its location). It was immediately replaced by the private sector company, without any blame.