Anonymous wrote:OP, ignore all these crazies who are telling you that you don't need to make more money and shouldn't invest in furthering your education. You sound like you are ambitious, know where you want to get financially, and are realistic about the expenses/challenges your new child is going to present. GOOD FOR YOU!
OP is trying to figure out how to provide the absolute best for her child and have a generous safety net in case of illness or unemployment. She is going to spend more money on childcare (esp. in the first few years) and that is a huge expense.
I would find a company with health and education benefits, that allows flexibility (work at home, no set start/end time). Let them help you pay for a Master's. Don't worry about paying for a name school. You have valuable experience-- nobody is going to care about where you went to school, they are just going to want to see the credential.
I agree that if you are good at the hustle (and good looking) sales may be a great option-- no need to get an advanced degree.
My cousin who has an MBA from Oxford and two masters degrees in Economics and Anthropology from the London school of economics is living the good life clearing $300K a year. I will never ever ever ever downplay furthering my education. I do agree that some of these people are nuts. I love how people are calling me the TROLL and they in fact are the Trolls, posting shitty responses to get a rise. I am going to get a project management certification and hopefully that will get me in the door at Hilton. I can pay for the course out right with no debt. If I can get in the door...more than likely at a lower salary I will just move back home for a short spell. I am still going to buy in Tampa because not matter what if everything works out financially here I can move my mother there and have the place for my own retirement. All of these people on this board are replying with slightly macabre stories about law school. I can't imagine that it is all that bad. I am just thinking they had grandiose ideas for their career that never came to fruition leaving them scarred. I am way better than I thought I would ever be right now in my life coming from two drug addicted parents one of which died from AIDS in 1988. I want more, and I am capable of more. I just will skip law school. It was, like someone else said, just something to do for more money...Not my passion.