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Anonymous wrote:The Platinum would probably only earn around 120k to 160k points on the exact same spending since most purchases only earn 1x.

Yeah the Amex Plat is an absolute s-it card for everyday spending after you hit the bonus. Anyone using it for daily spending is a fool, especially when you can get the category bonuses like PP mentioned on the Gold, or just a flat 2x on the Blue Business Plus.

We use a Platinum for 5x on flights and hotels, Gold for 4x on groceries and dining out, and a BBP for 2x on all else. Simple and works for us.

Do you manage to offset the $895 and $325 fees?

The Gold card is easy to offset with x4 multiplier on groceries, it's a reliable point earner.

The Plat is a bit of a stretch past the first year. You have to value the benefits to keep it, and it's okay if you don't. The only real earner there is flights with a x5 multiplier. I fund the United Travel Bank (now have to find something else), I take biannual staycation girl nights with my daughter at either Hyatt or Salamander in DC (the only hotels with indoor pools), I use Uber credits for monthly takeout, I use streaming credits, I use Walmart + for delivery. Use Lululemon for odd gifts.

You can dip your toes if you want by getting a Platinum in mid-December. Benefits reset every calendar year so you can triple dip and then cancel mid-January 13 months later.

But with the Gold Card, even if you spend $15,000 on groceries, wouldn’t you only net $275 after the annual fee vs $300 from using a no-fee Wells Fargo card with 2% cash back? Or do you value the Amex more highly than that?

$15k in groceries is 60k points, which is one roundtrip economy trip to Europe, at a minimum, and two round trips if you’re lucky. This beats cash back. But you have to value travel to see it this way.

NP. How does 60,000 points get you 2 RT tickets? I'm sitting on 130k points with Chase.

I explained in a recent thread when someone asked how to spend 100k Chase points.

Currently Air France sells economy tickets to Paris for 19k points. There is a 20% transfer bonus in effect so it’s about 16k after that. So it’s 64k for two RT. You can buy the few points you’re lacking.

Which dates are you able to see in the Chase portal for the 19000 points PP? I don't see any one way under $1000?

Don’t use Chase portal. Never use any credit card portals for flights. Check with the airline directly.

At present May 24 thru June 1 are priced at 18,750 miles through Air France.

Later in June, June 3, 4, 7, 8, 16 and 21 are also available at the same rate.

Thank you! I also see a $144 or $134 along with the miles - so does that mean the cheapest one way is 18750 miles (or $187) + $134? So I end up paying the equivalent of $642.

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Anonymous wrote:The Platinum would probably only earn around 120k to 160k points on the exact same spending since most purchases only earn 1x.

Yeah the Amex Plat is an absolute s-it card for everyday spending after you hit the bonus. Anyone using it for daily spending is a fool, especially when you can get the category bonuses like PP mentioned on the Gold, or just a flat 2x on the Blue Business Plus.

We use a Platinum for 5x on flights and hotels, Gold for 4x on groceries and dining out, and a BBP for 2x on all else. Simple and works for us.

Do you manage to offset the $895 and $325 fees?

The Gold card is easy to offset with x4 multiplier on groceries, it's a reliable point earner.

The Plat is a bit of a stretch past the first year. You have to value the benefits to keep it, and it's okay if you don't. The only real earner there is flights with a x5 multiplier. I fund the United Travel Bank (now have to find something else), I take biannual staycation girl nights with my daughter at either Hyatt or Salamander in DC (the only hotels with indoor pools), I use Uber credits for monthly takeout, I use streaming credits, I use Walmart + for delivery. Use Lululemon for odd gifts.

You can dip your toes if you want by getting a Platinum in mid-December. Benefits reset every calendar year so you can triple dip and then cancel mid-January 13 months later.

But with the Gold Card, even if you spend $15,000 on groceries, wouldn’t you only net $275 after the annual fee vs $300 from using a no-fee Wells Fargo card with 2% cash back? Or do you value the Amex more highly than that?

$15k in groceries is 60k points, which is one roundtrip economy trip to Europe, at a minimum, and two round trips if you’re lucky. This beats cash back. But you have to value travel to see it this way.

NP. How does 60,000 points get you 2 RT tickets? I'm sitting on 130k points with Chase.

I explained in a recent thread when someone asked how to spend 100k Chase points.

Currently Air France sells economy tickets to Paris for 19k points. There is a 20% transfer bonus in effect so it’s about 16k after that. So it’s 64k for two RT. You can buy the few points you’re lacking.

Which dates are you able to see in the Chase portal for the 19000 points PP? I don't see any one way under $1000?

Don’t use Chase portal. Never use any credit card portals for flights. Check with the airline directly.

At present May 24 thru June 1 are priced at 18,750 miles through Air France.

Later in June, June 3, 4, 7, 8, 16 and 21 are also available at the same rate.

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Anonymous wrote:The Platinum would probably only earn around 120k to 160k points on the exact same spending since most purchases only earn 1x.

Yeah the Amex Plat is an absolute s-it card for everyday spending after you hit the bonus. Anyone using it for daily spending is a fool, especially when you can get the category bonuses like PP mentioned on the Gold, or just a flat 2x on the Blue Business Plus.

We use a Platinum for 5x on flights and hotels, Gold for 4x on groceries and dining out, and a BBP for 2x on all else. Simple and works for us.

Do you manage to offset the $895 and $325 fees?

The Gold card is easy to offset with x4 multiplier on groceries, it's a reliable point earner.

The Plat is a bit of a stretch past the first year. You have to value the benefits to keep it, and it's okay if you don't. The only real earner there is flights with a x5 multiplier. I fund the United Travel Bank (now have to find something else), I take biannual staycation girl nights with my daughter at either Hyatt or Salamander in DC (the only hotels with indoor pools), I use Uber credits for monthly takeout, I use streaming credits, I use Walmart + for delivery. Use Lululemon for odd gifts.

You can dip your toes if you want by getting a Platinum in mid-December. Benefits reset every calendar year so you can triple dip and then cancel mid-January 13 months later.

But with the Gold Card, even if you spend $15,000 on groceries, wouldn’t you only net $275 after the annual fee vs $300 from using a no-fee Wells Fargo card with 2% cash back? Or do you value the Amex more highly than that?

$15k in groceries is 60k points, which is one roundtrip economy trip to Europe, at a minimum, and two round trips if you’re lucky. This beats cash back. But you have to value travel to see it this way.

NP. How does 60,000 points get you 2 RT tickets? I'm sitting on 130k points with Chase.

I explained in a recent thread when someone asked how to spend 100k Chase points.

Currently Air France sells economy tickets to Paris for 19k points. There is a 20% transfer bonus in effect so it’s about 16k after that. So it’s 64k for two RT. You can buy the few points you’re lacking.

Which dates are you able to see in the Chase portal for the 19000 points PP? I don't see any one way under $1000?

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Anonymous wrote:

Anonymous wrote:The Platinum would probably only earn around 120k to 160k points on the exact same spending since most purchases only earn 1x.

Yeah the Amex Plat is an absolute s-it card for everyday spending after you hit the bonus. Anyone using it for daily spending is a fool, especially when you can get the category bonuses like PP mentioned on the Gold, or just a flat 2x on the Blue Business Plus.

We use a Platinum for 5x on flights and hotels, Gold for 4x on groceries and dining out, and a BBP for 2x on all else. Simple and works for us.

Do you manage to offset the $895 and $325 fees?

The Gold card is easy to offset with x4 multiplier on groceries, it's a reliable point earner.

The Plat is a bit of a stretch past the first year. You have to value the benefits to keep it, and it's okay if you don't. The only real earner there is flights with a x5 multiplier. I fund the United Travel Bank (now have to find something else), I take biannual staycation girl nights with my daughter at either Hyatt or Salamander in DC (the only hotels with indoor pools), I use Uber credits for monthly takeout, I use streaming credits, I use Walmart + for delivery. Use Lululemon for odd gifts.

You can dip your toes if you want by getting a Platinum in mid-December. Benefits reset every calendar year so you can triple dip and then cancel mid-January 13 months later.

But with the Gold Card, even if you spend $15,000 on groceries, wouldn’t you only net $275 after the annual fee vs $300 from using a no-fee Wells Fargo card with 2% cash back? Or do you value the Amex more highly than that?

$15k in groceries is 60k points, which is one roundtrip economy trip to Europe, at a minimum, and two round trips if you’re lucky. This beats cash back. But you have to value travel to see it this way.

NP. How does 60,000 points get you 2 RT tickets? I'm sitting on 130k points with Chase.

I explained in a recent thread when someone asked how to spend 100k Chase points.

Currently Air France sells economy tickets to Paris for 19k points. There is a 20% transfer bonus in effect so it’s about 16k after that. So it’s 64k for two RT. You can buy the few points you’re lacking.

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Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:The Platinum would probably only earn around 120k to 160k points on the exact same spending since most purchases only earn 1x.

Yeah the Amex Plat is an absolute s-it card for everyday spending after you hit the bonus. Anyone using it for daily spending is a fool, especially when you can get the category bonuses like PP mentioned on the Gold, or just a flat 2x on the Blue Business Plus.

We use a Platinum for 5x on flights and hotels, Gold for 4x on groceries and dining out, and a BBP for 2x on all else. Simple and works for us.

Do you manage to offset the $895 and $325 fees?

The Gold card is easy to offset with x4 multiplier on groceries, it's a reliable point earner.

The Plat is a bit of a stretch past the first year. You have to value the benefits to keep it, and it's okay if you don't. The only real earner there is flights with a x5 multiplier. I fund the United Travel Bank (now have to find something else), I take biannual staycation girl nights with my daughter at either Hyatt or Salamander in DC (the only hotels with indoor pools), I use Uber credits for monthly takeout, I use streaming credits, I use Walmart + for delivery. Use Lululemon for odd gifts.

You can dip your toes if you want by getting a Platinum in mid-December. Benefits reset every calendar year so you can triple dip and then cancel mid-January 13 months later.

But with the Gold Card, even if you spend $15,000 on groceries, wouldn’t you only net $275 after the annual fee vs $300 from using a no-fee Wells Fargo card with 2% cash back? Or do you value the Amex more highly than that?

$15k in groceries is 60k points, which is one roundtrip economy trip to Europe, at a minimum, and two round trips if you’re lucky. This beats cash back. But you have to value travel to see it this way.

NP. How does 60,000 points get you 2 RT tickets? I'm sitting on 130k points with Chase.

I explained in a recent thread when someone asked how to spend 100k Chase points.

Currently Air France sells economy tickets to Paris for 19k points. There is a 20% transfer bonus in effect so it’s about 16k after that. So it’s 64k for two RT. You can buy the few points you’re lacking.

Thank you! I will look into this. If I transfer my points how long would it be valid for with a partner?

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Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:The Platinum would probably only earn around 120k to 160k points on the exact same spending since most purchases only earn 1x.

Yeah the Amex Plat is an absolute s-it card for everyday spending after you hit the bonus. Anyone using it for daily spending is a fool, especially when you can get the category bonuses like PP mentioned on the Gold, or just a flat 2x on the Blue Business Plus.

We use a Platinum for 5x on flights and hotels, Gold for 4x on groceries and dining out, and a BBP for 2x on all else. Simple and works for us.

Do you manage to offset the $895 and $325 fees?

The Gold card is easy to offset with x4 multiplier on groceries, it's a reliable point earner.

The Plat is a bit of a stretch past the first year. You have to value the benefits to keep it, and it's okay if you don't. The only real earner there is flights with a x5 multiplier. I fund the United Travel Bank (now have to find something else), I take biannual staycation girl nights with my daughter at either Hyatt or Salamander in DC (the only hotels with indoor pools), I use Uber credits for monthly takeout, I use streaming credits, I use Walmart + for delivery. Use Lululemon for odd gifts.

You can dip your toes if you want by getting a Platinum in mid-December. Benefits reset every calendar year so you can triple dip and then cancel mid-January 13 months later.

But with the Gold Card, even if you spend $15,000 on groceries, wouldn’t you only net $275 after the annual fee vs $300 from using a no-fee Wells Fargo card with 2% cash back? Or do you value the Amex more highly than that?

$15k in groceries is 60k points, which is one roundtrip economy trip to Europe, at a minimum, and two round trips if you’re lucky. This beats cash back. But you have to value travel to see it this way.

NP. How does 60,000 points get you 2 RT tickets? I'm sitting on 130k points with Chase.

I explained in a recent thread when someone asked how to spend 100k Chase points.

Currently Air France sells economy tickets to Paris for 19k points. There is a 20% transfer bonus in effect so it’s about 16k after that. So it’s 64k for two RT. You can buy the few points you’re lacking.

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Anonymous wrote:Sapphire plus Freedom Unlimited. Put the categories with the bonuses on Sapphire (restaurants, travel that counts, etc) and the rest on the FU for 1.5x on everything. You can transfer chase points freely between the two.

Does Chase let you transfer miles to a different person - we have the Chase Sapphire (got it recently). I'm the secondary card holder. If I get a Freedom and earn points on that, can I transfer it to the Sapphire Preferred?

Chase lets you transfer points to someone who shares your address, assuming they have a point-earning Chase card. You have to call them to set it up, but afterwards you can just transfer points to them and vice versa in the app.

You can move points freely across your own cards.

After the initial setup we can move it ourselves? I'm thinking of getting my own Chase Freedom card to earn points on groceries and then transfer it to my household Chase Sapphire Preferred (maybe even not be an authorized user on that one so I can apply later with SUB)

Yes it will show in your transfer menu.

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Anonymous wrote:

Anonymous wrote:The Platinum would probably only earn around 120k to 160k points on the exact same spending since most purchases only earn 1x.

Yeah the Amex Plat is an absolute s-it card for everyday spending after you hit the bonus. Anyone using it for daily spending is a fool, especially when you can get the category bonuses like PP mentioned on the Gold, or just a flat 2x on the Blue Business Plus.

We use a Platinum for 5x on flights and hotels, Gold for 4x on groceries and dining out, and a BBP for 2x on all else. Simple and works for us.

Do you manage to offset the $895 and $325 fees?

The Gold card is easy to offset with x4 multiplier on groceries, it's a reliable point earner.

The Plat is a bit of a stretch past the first year. You have to value the benefits to keep it, and it's okay if you don't. The only real earner there is flights with a x5 multiplier. I fund the United Travel Bank (now have to find something else), I take biannual staycation girl nights with my daughter at either Hyatt or Salamander in DC (the only hotels with indoor pools), I use Uber credits for monthly takeout, I use streaming credits, I use Walmart + for delivery. Use Lululemon for odd gifts.

You can dip your toes if you want by getting a Platinum in mid-December. Benefits reset every calendar year so you can triple dip and then cancel mid-January 13 months later.

But with the Gold Card, even if you spend $15,000 on groceries, wouldn’t you only net $275 after the annual fee vs $300 from using a no-fee Wells Fargo card with 2% cash back? Or do you value the Amex more highly than that?

$15k in groceries is 60k points, which is one roundtrip economy trip to Europe, at a minimum, and two round trips if you’re lucky. This beats cash back. But you have to value travel to see it this way.

NP. How does 60,000 points get you 2 RT tickets? I'm sitting on 130k points with Chase.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Sapphire plus Freedom Unlimited. Put the categories with the bonuses on Sapphire (restaurants, travel that counts, etc) and the rest on the FU for 1.5x on everything. You can transfer chase points freely between the two.

Does Chase let you transfer miles to a different person - we have the Chase Sapphire (got it recently). I'm the secondary card holder. If I get a Freedom and earn points on that, can I transfer it to the Sapphire Preferred?

Chase lets you transfer points to someone who shares your address, assuming they have a point-earning Chase card. You have to call them to set it up, but afterwards you can just transfer points to them and vice versa in the app.

You can move points freely across your own cards.

After the initial setup we can move it ourselves? I'm thinking of getting my own Chase Freedom card to earn points on groceries and then transfer it to my household Chase Sapphire Preferred (maybe even not be an authorized user on that one so I can apply later with SUB)

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:The Platinum would probably only earn around 120k to 160k points on the exact same spending since most purchases only earn 1x.

Yeah the Amex Plat is an absolute s-it card for everyday spending after you hit the bonus. Anyone using it for daily spending is a fool, especially when you can get the category bonuses like PP mentioned on the Gold, or just a flat 2x on the Blue Business Plus.

We use a Platinum for 5x on flights and hotels, Gold for 4x on groceries and dining out, and a BBP for 2x on all else. Simple and works for us.

Do you manage to offset the $895 and $325 fees?

The Gold card is easy to offset with x4 multiplier on groceries, it's a reliable point earner.

The Plat is a bit of a stretch past the first year. You have to value the benefits to keep it, and it's okay if you don't. The only real earner there is flights with a x5 multiplier. I fund the United Travel Bank (now have to find something else), I take biannual staycation girl nights with my daughter at either Hyatt or Salamander in DC (the only hotels with indoor pools), I use Uber credits for monthly takeout, I use streaming credits, I use Walmart + for delivery. Use Lululemon for odd gifts.

You can dip your toes if you want by getting a Platinum in mid-December. Benefits reset every calendar year so you can triple dip and then cancel mid-January 13 months later.

But with the Gold Card, even if you spend $15,000 on groceries, wouldn’t you only net $275 after the annual fee vs $300 from using a no-fee Wells Fargo card with 2% cash back? Or do you value the Amex more highly than that?

$15k in groceries is 60k points, which is one roundtrip economy trip to Europe, at a minimum, and two round trips if you’re lucky. This beats cash back. But you have to value travel to see it this way.

NP. How does 60,000 points get you 2 RT tickets? I'm sitting on 130k points with Chase.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Sapphire plus Freedom Unlimited. Put the categories with the bonuses on Sapphire (restaurants, travel that counts, etc) and the rest on the FU for 1.5x on everything. You can transfer chase points freely between the two.

Does Chase let you transfer miles to a different person - we have the Chase Sapphire (got it recently). I'm the secondary card holder. If I get a Freedom and earn points on that, can I transfer it to the Sapphire Preferred?

Chase lets you transfer points to someone who shares your address, assuming they have a point-earning Chase card. You have to call them to set it up, but afterwards you can just transfer points to them and vice versa in the app.

You can move points freely across your own cards.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:The Platinum would probably only earn around 120k to 160k points on the exact same spending since most purchases only earn 1x.

Yeah the Amex Plat is an absolute s-it card for everyday spending after you hit the bonus. Anyone using it for daily spending is a fool, especially when you can get the category bonuses like PP mentioned on the Gold, or just a flat 2x on the Blue Business Plus.

We use a Platinum for 5x on flights and hotels, Gold for 4x on groceries and dining out, and a BBP for 2x on all else. Simple and works for us.

Do you manage to offset the $895 and $325 fees?

The Gold card is easy to offset with x4 multiplier on groceries, it's a reliable point earner.

The Plat is a bit of a stretch past the first year. You have to value the benefits to keep it, and it's okay if you don't. The only real earner there is flights with a x5 multiplier. I fund the United Travel Bank (now have to find something else), I take biannual staycation girl nights with my daughter at either Hyatt or Salamander in DC (the only hotels with indoor pools), I use Uber credits for monthly takeout, I use streaming credits, I use Walmart + for delivery. Use Lululemon for odd gifts.

You can dip your toes if you want by getting a Platinum in mid-December. Benefits reset every calendar year so you can triple dip and then cancel mid-January 13 months later.

But with the Gold Card, even if you spend $15,000 on groceries, wouldn’t you only net $275 after the annual fee vs $300 from using a no-fee Wells Fargo card with 2% cash back? Or do you value the Amex more highly than that?

$15k in groceries is 60k points, which is one roundtrip economy trip to Europe, at a minimum, and two round trips if you’re lucky. This beats cash back. But you have to value travel to see it this way.

Anonymous wrote:

Anonymous wrote:Sapphire plus Freedom Unlimited. Put the categories with the bonuses on Sapphire (restaurants, travel that counts, etc) and the rest on the FU for 1.5x on everything. You can transfer chase points freely between the two.

Does Chase let you transfer miles to a different person - we have the Chase Sapphire (got it recently). I'm the secondary card holder. If I get a Freedom and earn points on that, can I transfer it to the Sapphire Preferred?

Anonymous wrote:We have the CSR, CSP, 3 Chase Inks, and Chase Freedom.

I also have the Venture and VentureX.

I feel like if you want to get into the points game and get a lot of free travel, Chase is the way to go. If you just want lounge access and to get reimbursed for some travel, VentureX.

I'm canceling my VentureX this year because I got it only because they didn't limit authorized users and AUs got lounge access, and that was immediately changed after I got the card. We use the Chases all the time and I've learned that system pretty well, plus we go to a lot of Hyatts so the partner system works for us.

Anonymous wrote:Sapphire plus Freedom Unlimited. Put the categories with the bonuses on Sapphire (restaurants, travel that counts, etc) and the rest on the FU for 1.5x on everything. You can transfer chase points freely between the two.