Anonymous
04/24/2026 11:51
Subject: How do you track your monthly/annual expenses?
Anonymous wrote:Anonymous wrote:Anonymous wrote:I don't. Realizing this is probably my good fortune and privilege at this point in my life and career.
I don’t either. It’s kind of dumb not to but I hate is so much that I don’t bother.
it’s really not dumb though. Money piles up in our checking account and periodically we move it into our investment accounts or keep it there a couple of months if we have a big purchase coming up like a car. I don’t see the post of tracking expenses unless you are a person who has a spending problem combined with an income problem .
I agree! I didn't use a budget app until I got divorced.
Anonymous
04/22/2026 19:04
Subject: Re:How do you track your monthly/annual expenses?
YNAB
Anonymous
04/22/2026 19:04
Subject: How do you track your monthly/annual expenses?
Anonymous wrote:Anonymous wrote:I don't. Realizing this is probably my good fortune and privilege at this point in my life and career.
I don’t either. It’s kind of dumb not to but I hate is so much that I don’t bother.
it’s really not dumb though. Money piles up in our checking account and periodically we move it into our investment accounts or keep it there a couple of months if we have a big purchase coming up like a car. I don’t see the post of tracking expenses unless you are a person who has a spending problem combined with an income problem .
Anonymous
04/22/2026 19:00
Subject: How do you track your monthly/annual expenses?
we do not track our expenses for our personal accounts (business account is another story and we use quick books for that)
We only track our debt, and NET income/net worth growth. We set target goals each year and don’t really care how we spend as long as we hit our investment and growth goals. sour goals are 1yr, 5yr,10yr and death goals.
We only track our debt, and NET income/net worth growth. We set target goals each year and don’t really care how we spend as long as we hit our investment and growth goals. sour goals are 1yr, 5yr,10yr and death goals.
Anonymous
04/22/2026 17:10
Subject: How do you track your monthly/annual expenses?
Not to wave*
Anonymous
04/22/2026 17:10
Subject: How do you track your monthly/annual expenses?
It’s easier to monitor yourself when you are one person who is sensible. More difficult when you are in a family and you can’t keep a vague but running tab on various medical expenses, car taxes/registrations, donations etc.
For the google apps, people, doesn’t google scan all data?
Having experienced credit card fraud (once someone took the number and fabricated a new card in pre-chip days, another time it was re-run multiple times at a place I shopped) I know being private is hopeless, but I still prefer to wave my finances through fewer systems.
So back to OP’s question, are any of the apps more secure?
For the google apps, people, doesn’t google scan all data?
Having experienced credit card fraud (once someone took the number and fabricated a new card in pre-chip days, another time it was re-run multiple times at a place I shopped) I know being private is hopeless, but I still prefer to wave my finances through fewer systems.
So back to OP’s question, are any of the apps more secure?