Anonymous wrote:If OP is in DC, $150K is not enough to raise a child on your own here unless you've got family money or family that is nearby and willing/able to provide childcare and maybe even housing. In addition to covering the current expenses of baby care, you need to be saving enough so that you won't be a burden on the child when you retire, and on top of that, you need to be saving enough for them to attend college in 20 years. It's already about $30K/year for a kid to live on campus at the local in-state public university.
OP needs to understand that two people earning what she and her BF make together will go much farther than one person carrying 100% of the costs. Two really do live more cheaply than one.
Your math is not correct. DC law doesn’t require men to pay for college . It’s not guaranteed he would be willing to, unless it’s in prenup.
Since he has a larger extended family the additional income that he brings would be partially negated by the need to have a bigger house/mortgage. While a single mom can live with her baby in 1brm apartment with a den just fine.
So I would say if he was making at least 200k that would be sizable add-on income-wise. But given his age, low income and potential for him becoming OPs dependent in older age, he’s not an ideal candidate for marriage