Anonymous
03/01/2026 07:26
Subject: No next generation for which to build generational wealth
Anonymous wrote:Late 40s typical white collar professionals, ~12MM current net worth, fairly modest lifestyle, mortgage paid off and no other debt, 4 elderly parents who not only don’t need us to take care of them financially but whose NW continues to grow as well, 1 kid (in college with a fully funded 529).
DD identifies as aromantic and asexual and doesn’t want kids - ever. Granted, she’s young, but I think she knows herself pretty well. If there’s not going to be a next generation past DD, is there any point in trying to build generational wealth?
Oprah built a school and donates a lot of money to charities. She also seems to support or give extended members of her family that she values money. You can also take some of the money you have and enjoy it for yourself doing things you like to do, other than working and investing for wealth. Live a little.
Anonymous
02/25/2026 19:25
Subject: No next generation for which to build generational wealth
Anonymous wrote:Anonymous wrote:Anonymous wrote:OP I think your question got buried here. It seems like you're focusing on the "sad I have no legacy" thing but in your comments it seems like you're actually asking if you can retire early.
Yes: with a 12m net worth, and financially independent parents and an adult child, you can retire early, provided your lifestyle is not so extravagant that you spend excessively.
OP here. Yes, I’ve been replying throughout the thread, but it seems people have misunderstood me. I have zero sadness about potentially not being a grandparent. I was simply wondering if it’s responsible of me to stop working at this point, and it sounds like it is!
No one has ever been responsible for their grandchildren.
This. Even their children once they are adults.