Anonymous
Post 08/22/2025 20:27     Subject: was just quoted almost $2000 to add new driver to Geico insurance
Our insurance rate increased $78 when we added both of our kids to our policy with Geico.

Where do you live?
Is your credit bad ?

Anonymous
Post 08/21/2025 00:01     Subject: was just quoted almost $2000 to add new driver to Geico insurance
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:This is why lots of kids don't drive/don't get their licenses these days.
-Its $500 to park an an FCPS HS student lot
-You have to pay $500-600 to a commercial driving school, or for Bethind The Wheel, just to get the license.
-Once you get the license, insurance is exhorbitant.
Driving as a teen is a luxury item in 2025.


where do you live? maybe in a poor area? In my community it’s almost universal that the teens get their own car nearly immediately. what really shocks me is how many luxury cars teens here get. My son has a new car but it’s a Korean car. So many nice cars in the student parking lot at school. Jeeps, teslas, and expensive trucks. I can’t think of a single one of my kids friends who doesn’t have a car. Not 1.


I was solidly middle class, maybe even upper (my HHI growing up was about 200k if you adjust for inflation). The most my parents did was help with the down payment on a new car when I graduated college. They never gave me a car outright


Omg.

That is an upper class income.

In no where on earth is a $200,000 income "solidly middle class"
Anonymous
Post 08/20/2025 23:59     Subject: was just quoted almost $2000 to add new driver to Geico insurance
Anonymous wrote:I ran into a similar problem with Geico when I tried to add my 17 year old daughter. They wanted to charge an additional $1,600. When I got a quote from Progressive, it was only $800 more. Definitely worth calling around.

FWIW, our FICO score is 808, so for the PP mentioning that, it is not an issue.


Do you know how many parents of teen boys would give their right arm for a cheap insurance quote like you got for your daughter of only $1600.00??
Anonymous
Post 08/20/2025 23:58     Subject: was just quoted almost $2000 to add new driver to Geico insurance
Anonymous wrote:
Anonymous wrote:This is why lots of kids don't drive/don't get their licenses these days.
-Its $500 to park an an FCPS HS student lot
-You have to pay $500-600 to a commercial driving school, or for Bethind The Wheel, just to get the license.
-Once you get the license, insurance is exhorbitant.
Driving as a teen is a luxury item in 2025.


where do you live? maybe in a poor area? In my community it’s almost universal that the teens get their own car nearly immediately. what really shocks me is how many luxury cars teens here get. My son has a new car but it’s a Korean car. So many nice cars in the student parking lot at school. Jeeps, teslas, and expensive trucks. I can’t think of a single one of my kids friends who doesn’t have a car. Not 1.


She is marking up the cost of the fcps parking passes and behind the wheel by hundreds of dollars.

Her prices are exaggerated.
Anonymous
Post 08/20/2025 23:56     Subject: was just quoted almost $2000 to add new driver to Geico insurance
Anonymous wrote:
Anonymous wrote:We just went though this and USAA wanted close to $3k for my new driver for 6 months.

We shopped around and went with Erie and it was much less.


That quote seems way too high, unless you were insuring some very expensive cars?


Some of these really high posters might live out of state.

California has very high insurance rates. So do border towns with lots of uninsured illegal drivers.
Anonymous
Post 08/20/2025 22:20     Subject: was just quoted almost $2000 to add new driver to Geico insurance
Anonymous wrote:
Anonymous wrote:This is why lots of kids don't drive/don't get their licenses these days.
-Its $500 to park an an FCPS HS student lot
-You have to pay $500-600 to a commercial driving school, or for Bethind The Wheel, just to get the license.
-Once you get the license, insurance is exhorbitant.
Driving as a teen is a luxury item in 2025.


where do you live? maybe in a poor area? In my community it’s almost universal that the teens get their own car nearly immediately. what really shocks me is how many luxury cars teens here get. My son has a new car but it’s a Korean car. So many nice cars in the student parking lot at school. Jeeps, teslas, and expensive trucks. I can’t think of a single one of my kids friends who doesn’t have a car. Not 1.


I was solidly middle class, maybe even upper (my HHI growing up was about 200k if you adjust for inflation). The most my parents did was help with the down payment on a new car when I graduated college. They never gave me a car outright