Anonymous
07/25/2025 13:44
Subject: Re:Florida more expensive than Great Falls? I don't know how anyone plans to retire there
Anonymous wrote:Florida is a big state, much of which is way cheaper than NoVa. You have a limited scope.
True. But 90 percent of Florida is extremely undesirable. It's a hot, humid, swamp filled with the kind of people that folks in Great Falls are absolutely terrified of. And insurance and often HOA fees are rendering much of the rest of Florida unaffordable for the vast majority of middle and upper income Americans. A lot of property is sitting - especially condos. It feels like a blow off top for real estate speculators at present.
Anonymous
07/25/2025 13:29
Subject: Florida more expensive than Great Falls? I don't know how anyone plans to retire there
We know 5 families who just moved to FL and love it.
Anonymous
07/25/2025 13:23
Subject: Re:Florida more expensive than Great Falls? I don't know how anyone plans to retire there
Anonymous wrote:Florida is a big state, much of which is way cheaper than NoVa. You have a limited scope.
There are many sh_t hole places in Florida that you can't pay me enough to live there. No thanks.
Anonymous
07/25/2025 12:57
Subject: Re:Florida more expensive than Great Falls? I don't know how anyone plans to retire there
Florida is a big state, much of which is way cheaper than NoVa. You have a limited scope.
Anonymous
07/25/2025 12:46
Subject: Florida more expensive than Great Falls? I don't know how anyone plans to retire there
Anonymous wrote:I have a 3M beach front home in Anna Maria Island Florida. As a primary Floridian resident of Manatee county, I pay almost 29K/yr in property tax, almost 40K/yr in home/wind/flood insurance. That almost 2.5% of the cost of my 3M home.
It's cheaper for most just to pay income tax and not live in Florida.
Anonymous
07/25/2025 12:38
Subject: Florida more expensive than Great Falls? I don't know how anyone plans to retire there
Anonymous wrote:There is no income tax in Florida.
Ditto AK, NH, NV, SD, TN, TX and WY. I don't think any of these have estate taxes either; check with your CPA.
Anonymous
07/25/2025 12:29
Subject: Florida more expensive than Great Falls? I don't know how anyone plans to retire there
Great Falls had its day when boomers and silent gen wanted big houses and big yards. It is also apples and oranges to compare it to "Florida." Tons of places in Florida where you can get a cheap house with its very own pool. Question is, do you want to live in any of them?
Anonymous
07/25/2025 11:51
Subject: Florida more expensive than Great Falls? I don't know how anyone plans to retire there
Anonymous wrote:My father spent 900k on a new home in Naples. Not sure what you are looking at- gated communities on a golf course?
What year? Friends just bought a $2.1m teardown in Naples.
Anonymous
07/25/2025 11:49
Subject: Florida more expensive than Great Falls? I don't know how anyone plans to retire there
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:The very wealthy are buying up those expensive homes, including many wealthy foreigners.
The not so wealthy buy smaller condos, and they are also hurting due to the high insurance costs.
No smart money is going to florida.
Desantis has run it into the ground and the insurance situation is insane.
Dude, (or dudette, suspect latter) smart money has been flocking to Florida for ages due to the generous no state income tax and no inheritance tax. Much of rich NYC are officially residents of Florida. And DeSantis is pretty popular. Gets high marks for an efficient (perhaps breathtakingly efficient) administration. Suspect you know nothing about Florida, let alone even been to Florida.
Am amused at the comments on here. Plenty of houses in Florida across all price levels. $3k a months seems like reasonable carrying costs for a $1.5M+ house covering taxes and insurance. A lot of very expensive housing in the state and a lot of middle class housing and everything in between. Yes, if you're right on the coast it is more expensive but it's on the coast, ya know? Just like coastal property anywhere.
I don't have a dog in this fight, but people cannot sell their homes in FL. It's been a problem. The market is definitely shifting.
It is a big state. My friends there recently sold their home in a day.
Anonymous
07/25/2025 11:44
Subject: Florida more expensive than Great Falls? I don't know how anyone plans to retire there
I have a 3M beach front home in Anna Maria Island Florida. As a primary Floridian resident of Manatee county, I pay almost 29K/yr in property tax, almost 40K/yr in home/wind/flood insurance. That almost 2.5% of the cost of my 3M home.
Anonymous
07/25/2025 10:36
Subject: Florida more expensive than Great Falls? I don't know how anyone plans to retire there
Anonymous wrote:Anonymous wrote:Anonymous wrote:The very wealthy are buying up those expensive homes, including many wealthy foreigners.
The not so wealthy buy smaller condos, and they are also hurting due to the high insurance costs.
No smart money is going to florida.
Desantis has run it into the ground and the insurance situation is insane.
Dude, (or dudette, suspect latter) smart money has been flocking to Florida for ages due to the generous no state income tax and no inheritance tax. Much of rich NYC are officially residents of Florida. And DeSantis is pretty popular. Gets high marks for an efficient (perhaps breathtakingly efficient) administration. Suspect you know nothing about Florida, let alone even been to Florida.
Am amused at the comments on here. Plenty of houses in Florida across all price levels. $3k a months seems like reasonable carrying costs for a $1.5M+ house covering taxes and insurance. A lot of very expensive housing in the state and a lot of middle class housing and everything in between. Yes, if you're right on the coast it is more expensive but it's on the coast, ya know? Just like coastal property anywhere.
I don't have a dog in this fight, but people cannot sell their homes in FL. It's been a problem. The market is definitely shifting.
Anonymous
07/25/2025 07:25
Subject: Florida more expensive than Great Falls? I don't know how anyone plans to retire there
FL is a gross shthole.
Anonymous
07/25/2025 07:22
Subject: Florida more expensive than Great Falls? I don't know how anyone plans to retire there
Florida is a dump.
Anonymous
07/25/2025 06:23
Subject: Florida more expensive than Great Falls? I don't know how anyone plans to retire there
Anonymous wrote:Anonymous wrote:Anonymous wrote:What is wrong with this place in Jupiter as a retirement condo? Its $700k. Well under $2m.
https://redf.in/nupu0l
$2,182 per month to live in a crappy 70s condo, there that's even worst than a house!
Property taxes $275
HOA dues $1,441
Homeowners insurance $467
It's on the water in a very nice town.... Has water views from the condo. Resort like vibes. Can see a well-off retiree buying this place for cash and using it for four-five months a year. $26k for a fun place to live for the winter seems like a reasonable deal if you have a comfortable six figure retirement income. Which many do!
By the way, I live in Baltimore and there's condo complexes here with $1500 HOAs for a basic 2-bed. Nice area, so you're either unrealistic about actual costs in nice areas anywhere in the country or have a very cheap mindset. Here's an example: https://www.compass.com/listing/4100-north-charles-street-unit-803-baltimore-md-21218/1866754064742193593/
What a dump.
Anonymous
07/25/2025 06:22
Subject: Florida more expensive than Great Falls? I don't know how anyone plans to retire there
Anonymous wrote:Florida is losing population. Prices are failing. Wait, wait and look elsewhere.
No it’s not losing population.