Ages: 46/45
HHI: 460K (Defense Contractor/Non-Profit)
NW: $3M NOT including home equity
Home: $2M

Anonymous wrote:HHI: 700K-800K (both in tech)
NW: 5.5M including home equity
One home, equity of $500K, outstanding mortgage $350K. not in DC

Don't feel rich, definitely comfortable. We save 400K a year (mostly pretax in deferred compensation/401K).Our jobs are unstable in tech. We both have suffered a layoff in the last 3 years, fortunately found another one in less than 6 months. I personally have layoff anxiety, Don't know if we get hit by layoffs again we will be able to get to the same comp given our age and the state of tech industry

To add we are late 40's

HHI: 700K-800K (both in tech)
NW: 5.5M including home equity
One home, equity of $500K, outstanding mortgage $350K. not in DC

Don't feel rich, definitely comfortable. We save 400K a year (mostly pretax in deferred compensation/401K).Our jobs are unstable in tech. We both have suffered a layoff in the last 3 years, fortunately found another one in less than 6 months. I personally have layoff anxiety, Don't know if we get hit by layoffs again we will be able to get to the same comp given our age and the state of tech industry

Anonymous wrote:What’s your HHI and profession? What’s your net worth? How much did your house cost?

HHI: 400k (wife in tech, husband a fed)
NW: 2.5 M
Own two homes (one a rental property, one our residence)

We don’t feel rich. Middle class. Grateful and lucky, but not wealthy. Family of 4. Kids in public school. Great neighborhood and community. Grateful to be employed. We don’t struggle financially or have debt beyond mortgage and a car loan, live within our means, and go on one nice international vacation a year. I grew up not having much so recognize what feels middle class now is still a really nice lifestyle. It’s expensive to live in America right now. I realize it takes two high earners to live the way we do (bills, mortgage, retirement and saving for college for our kids…) and support a family.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:What’s your HHI and profession? What’s your net worth? How much did your house cost?

HHI: $890K; marketing at investment firm and marketing at a tech company
NW: $5M
$1.3M in 2020; now $2M in 2025

Definitely a poor on this thread.

We are mid-30s, but income has increased a lot. We were making $350K in 2019.

Anonymous wrote:

Anonymous wrote:Yes, but still need to work a few more years to be comfortable. And could also use continued great market performance.

Ages: Both early 40s, 2 kids
HHI: Between 750 and 900k.
Net Worth: $5.4m
Home Equity: $1 m
Retirement: $2.3m
Taxable/Cash: $1.6m
529s: $500k

BS

How is it BS? Seems pretty reasonable…

Anonymous wrote:

Anonymous wrote:Among my friends? Sure. On here? Poverty stricken 😂

Exactly. If your HHI $250k and don’t have $7M saved years before retirement due to real estate and [checks notes] *riskier investments* you did without an advisor, all while raising kids, being a basketball coach, traveling overseas yearly, and helping parents (so definitely not a penny from them) you’re a proper DCUM poor.

Jelly much.

Anonymous wrote:Yes, but still need to work a few more years to be comfortable. And could also use continued great market performance.

Ages: Both early 40s, 2 kids
HHI: Between 750 and 900k.
Net Worth: $5.4m
Home Equity: $1 m
Retirement: $2.3m
Taxable/Cash: $1.6m
529s: $500k

BS

Anonymous wrote:

Anonymous wrote:I consider myself rich because I own my house and can pay my bills every month without stressing.

Same! Plus a relatively secure job/ career field, on-track retirement savings (for retirement at 65, not before, alas), and enough left over for a nice vacation each year.

And my kid is a joy: hard working, articulate and polite and funny, loves her mama, accepted to a great college with a full ride. Oh and beautiful... just so heartbreakingly beautiful.

And my partner is fantastic-- affectionate, equal in the household, well-read, has his own friends. I recently took him to a work event and got lots of those "oh damn... her boyfriend is hot" reactions.

So yeah, it doesn't get much richer than that!

Yawn…everyone on DCUM has that. Didn’t you get the memo.

I am not monetarily rich compared to a lot of people around me. Yet I have everything I need, which is still more than many around me.

I have a very loving partner (not my first spouse so I know to appreciate it), healthy kids right now, a job I mostly like, a beautiful home I rent and live in one of the most beautiful places in the country.

Yes, but still need to work a few more years to be comfortable. And could also use continued great market performance.

Ages: Both early 40s, 2 kids
HHI: Between 750 and 900k.
Net Worth: $5.4m
Home Equity: $1 m
Retirement: $2.3m
Taxable/Cash: $1.6m
529s: $500k

Anonymous wrote:So, no matter HHI, everyone’s got a cool $5M. Got it!

Our nw is like 700k. We just started making a lot more money, went from a HHI of 100k a few years ago to about 450k this year. It’s been a big jump and we are just now getting in a really nice place financially.

Anonymous wrote:

Anonymous wrote:What’s your HHI and profession? What’s your net worth? How much did your house cost?

HHI: $890K; marketing at investment firm and marketing at a tech company
NW: $5M
$1.3M in 2020; now $2M in 2025

Definitely a poor on this thread.

Anonymous wrote:Among my friends? Sure. On here? Poverty stricken 😂

Exactly. If your HHI $250k and don’t have $7M saved years before retirement due to real estate and [checks notes] *riskier investments* you did without an advisor, all while raising kids, being a basketball coach, traveling overseas yearly, and helping parents (so definitely not a penny from them) you’re a proper DCUM poor.

Anonymous wrote:Let me, an actual poor, chime in!

No!

HHI:200k
NW:400kish with some in retirement
Fun fact: immigrant fully supporting elderly parents while also having two kids in daycare.

So for all your rich folks enjoy it!

Signed, an actual poor.

You aren't poor, you're in an overextended season of life. My HHI is lower than yours, and I feel just fine! But then, no kids in daycare; that's a killer.