Anonymous
Post 11/02/2025 11:48     Subject: Late 40s people: Where are you putting new 401k contributions these days?

46, 100% C Fund in the TSP (stocks)
Anonymous
Post 10/30/2025 06:13     Subject: Late 40s people: Where are you putting new 401k contributions these days?

Full steam ahead for us:

401k --> VOO
ROTH --> Aggressive index funds
529 --> Mix of aggressive and moderate funds

Anonymous
Post 10/30/2025 00:15     Subject: Late 40s people: Where are you putting new 401k contributions these days?

Anonymous wrote:100% all US stock in my retirement accounts. Ride or die.


+1
Anonymous
Post 10/29/2025 22:35     Subject: Re:Late 40s people: Where are you putting new 401k contributions these days?

Fidelity Blue Chip.
Anonymous
Post 10/29/2025 20:53     Subject: Late 40s people: Where are you putting new 401k contributions these days?

Anonymous wrote:Stocks


+1
Anonymous
Post 10/29/2025 10:01     Subject: Late 40s people: Where are you putting new 401k contributions these days?

Anonymous wrote:I'm staying out of stock funds until 2028 at least -- I don't trust Trump. Moved my money to high-quality U.S. bond funds.


My condolences for your lost opportunity to grow wealth.
Anonymous
Post 10/29/2025 09:33     Subject: Late 40s people: Where are you putting new 401k contributions these days?

target retirement-- it's about 70/30 I think
Anonymous
Post 10/29/2025 07:40     Subject: Late 40s people: Where are you putting new 401k contributions these days?

Anonymous wrote:
Anonymous wrote:I'm staying out of stock funds until 2028 at least -- I don't trust Trump. Moved my money to high-quality U.S. bond funds.


I guess the jury's still out on this choice... good luck to you.



If Trump is as untrustworthy as the PP seems to believe, then I'm not sure U.S. bonds are a good place to be either.
Anonymous
Post 10/29/2025 07:11     Subject: Late 40s people: Where are you putting new 401k contributions these days?

All stocks and mainly tech. Will probably diversify out next year because this isn’t sustainable but damn it’s been a great run!
Anonymous
Post 10/29/2025 06:51     Subject: Re:Late 40s people: Where are you putting new 401k contributions these days?

I’m 44 but target date retirement. I read Ramit Sethi.
Anonymous
Post 10/29/2025 06:44     Subject: Late 40s people: Where are you putting new 401k contributions these days?

98% equites and moved to a out 1/3 international two weeks ago after being almost all US stock for the last five years.
Anonymous
Post 10/29/2025 03:29     Subject: Late 40s people: Where are you putting new 401k contributions these days?

Anonymous wrote:I'm staying out of stock funds until 2028 at least -- I don't trust Trump. Moved my money to high-quality U.S. bond funds.


I guess the jury's still out on this choice... good luck to you.
Anonymous
Post 10/29/2025 03:28     Subject: Late 40s people: Where are you putting new 401k contributions these days?

100% equities, for probably another 20 years to be honest. Based on my analysis of historical market returns, downturns, and associated recoveries, I don't see any other sensible option.
Anonymous
Post 10/28/2025 20:31     Subject: Late 40s people: Where are you putting new 401k contributions these days?

47, stocks.
Anonymous
Post 10/28/2025 16:45     Subject: Late 40s people: Where are you putting new 401k contributions these days?

Still 100% stocks. I'm more conservative in 529 plans (college not far away) and my brokerage.