Anonymous wrote:No idea. Just booked a hotel rooms for spring break that are $13,000.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:We have 20+ year old cars we drive until they fall apart. Also, don't eat out at all and don't have pets.
I am a SAHW. I have been running the house on 10K monthly for past 20 years (post tax). He pays all the taxes, Social security, IRA, pension plan, investments and medical coverage. Of course, earlier I had kids living with us too but now we are mostly empty nesters. We are living quite lavishly
-Mortgage - 2300
-Food - 1500
-Utilities, internet, subscriptions, insurance, gas, office parking, cleaner, lawn person, co-pay, office lunch, - 2500
-Socializing and entertaining (including catering help) - 1000
-My kid needs room and board in college so that is usually - 1500
I still have around 1-2K left with me each month.
When kids were younger, I paid for tutors and other needs of the kids too. I always had money left. So, I saved for college, weddings, travel, gifts etc.
Catering help? Lawn, cleaner…do it yourself.
Our big expense is tutoring and sports-music lessons and activities. We make slightly less, paid off the house, no debt and will pay cash for our next car.
Sure. You can and we actually did it ourselves when we had less income, more expenses and wanted to also save for future. Compounding is magic. Keeping costs down and paying ourselves first was something we always did.
Having a low mortgage, driving reliable mid-price Japanese cars, no student debt, no childcare cost, no private schools, cooking from scratch, only 2 kids and no pets - all of these allowed us the luxury to grow our wealth, so that we are in a position to help our kids and grandkids too.
Anonymous wrote:If your family lives on $130,000 per year or less, where do you live?
Anonymous wrote:If your family lives on $130,000 per year or less, where do you live?
Anonymous wrote:If your family lives on $130,000 per year or less, where do you live?
Anonymous wrote:If your family lives on $130,000 per year or less, where do you live?
Anonymous wrote:Anonymous wrote:Anonymous wrote:We have 20+ year old cars we drive until they fall apart. Also, don't eat out at all and don't have pets.
I am a SAHW. I have been running the house on 10K monthly for past 20 years (post tax). He pays all the taxes, Social security, IRA, pension plan, investments and medical coverage. Of course, earlier I had kids living with us too but now we are mostly empty nesters. We are living quite lavishly
-Mortgage - 2300
-Food - 1500
-Utilities, internet, subscriptions, insurance, gas, office parking, cleaner, lawn person, co-pay, office lunch, - 2500
-Socializing and entertaining (including catering help) - 1000
-My kid needs room and board in college so that is usually - 1500
I still have around 1-2K left with me each month.
When kids were younger, I paid for tutors and other needs of the kids too. I always had money left. So, I saved for college, weddings, travel, gifts etc.
Catering help? Lawn, cleaner…do it yourself.
Our big expense is tutoring and sports-music lessons and activities. We make slightly less, paid off the house, no debt and will pay cash for our next car.
Anonymous wrote:Anonymous wrote:We have 20+ year old cars we drive until they fall apart. Also, don't eat out at all and don't have pets.
I am a SAHW. I have been running the house on 10K monthly for past 20 years (post tax). He pays all the taxes, Social security, IRA, pension plan, investments and medical coverage. Of course, earlier I had kids living with us too but now we are mostly empty nesters. We are living quite lavishly
-Mortgage - 2300
-Food - 1500
-Utilities, internet, subscriptions, insurance, gas, office parking, cleaner, lawn person, co-pay, office lunch, - 2500
-Socializing and entertaining (including catering help) - 1000
-My kid needs room and board in college so that is usually - 1500
I still have around 1-2K left with me each month.
When kids were younger, I paid for tutors and other needs of the kids too. I always had money left. So, I saved for college, weddings, travel, gifts etc.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:We live on $90k.
You are spoiled OP.
it’s so amusing how you poors just cannibalize each other. it’s like you want to make sure all of you are down in the miserable mud together.
You poors? Unless you're a billionaire, I have news for you....
oh bless you and your 90K income🤣
I'm not the 90K income poster, but to the billionaire class, all of us here are poors.
sure, but the bottom of the barrel really like to make sure all their peers are just as miserable as they are. it’s hilarious that someone making 90k is slinging mud at someone making 160k. just pitiful.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:We live on $90k.
You are spoiled OP.
it’s so amusing how you poors just cannibalize each other. it’s like you want to make sure all of you are down in the miserable mud together.
You poors? Unless you're a billionaire, I have news for you....
oh bless you and your 90K income🤣
I'm not the 90K income poster, but to the billionaire class, all of us here are poors.
Anonymous wrote:$700 a month for a car is a problem. Once this car is paid off, never have a car payment again. Take public transportation. You can travel via metro for 1/10th that price.