Anonymous wrote:Absolutely. I plan my exit daily.
- doctor
Anonymous wrote:Would it be fair to say that the medical care available in the US is excellent, but accessibility and value for money is very poor?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Went to Thailand. Sister and law broke arm. Went to a remote ER that was no where even near a top hospital in Bangkok. Seen immediately by the ER doc. X-ray, setting, cast, prescription for pain, followup visit, and total doctors fees....grand total was $300.
Excellent care too not even anywhere near Thailand's top hospitals. The US is far, farrrrrrr below Thailand now for healthcare. It's insane. US healthcare is probably barely better than Venezuela or North Korea at this point and doesn't even deserve to be talked about with other actual developed nations. 10000x the price of what it needs to be for far worse outcomes, rationing, and death. Did you know that in South Korea the average citizen goes to the doctor more than 12 times a year! That's how affordable and accessible medicine is in other parts of the world.
Agreed. We live in Asia. I do an annual physical package at a good hospital that includes bloodwork, EKG, mammogram, ultrasound, hearing test, eye exam, bloodwork and a 20 minute consultation with a doctor who reviewed all the results in an integrated way for $300. The bill for a recent colonoscopy (without insurance) was $200. I have insurance, but some expenses, I don't even bother submitting because the costs for some medications and basic doctor's visits are so low that it's not worth my time to do the paperwork. If I had some rare disease and needed an experimental trial or some groundbreaking complicated surgery, I would want to be in the USA. For everything else, not so much
This is exactly what happened to my friend who was living in Asia. She was diagnosed with a rare and aggressive cancer because of their superior screening but was advised to immediately fly back to the U.S. for care.
This is something that every expat, immigrant, or anyone who has lived abroad for a while knows to be true.
Anonymous wrote:Anonymous wrote:Went to Thailand. Sister and law broke arm. Went to a remote ER that was no where even near a top hospital in Bangkok. Seen immediately by the ER doc. X-ray, setting, cast, prescription for pain, followup visit, and total doctors fees....grand total was $300.
Excellent care too not even anywhere near Thailand's top hospitals. The US is far, farrrrrrr below Thailand now for healthcare. It's insane. US healthcare is probably barely better than Venezuela or North Korea at this point and doesn't even deserve to be talked about with other actual developed nations. 10000x the price of what it needs to be for far worse outcomes, rationing, and death. Did you know that in South Korea the average citizen goes to the doctor more than 12 times a year! That's how affordable and accessible medicine is in other parts of the world.
Agreed. We live in Asia. I do an annual physical package at a good hospital that includes bloodwork, EKG, mammogram, ultrasound, hearing test, eye exam, bloodwork and a 20 minute consultation with a doctor who reviewed all the results in an integrated way for $300. The bill for a recent colonoscopy (without insurance) was $200. I have insurance, but some expenses, I don't even bother submitting because the costs for some medications and basic doctor's visits are so low that it's not worth my time to do the paperwork. If I had some rare disease and needed an experimental trial or some groundbreaking complicated surgery, I would want to be in the USA. For everything else, not so much
Anonymous wrote:Went to Thailand. Sister and law broke arm. Went to a remote ER that was no where even near a top hospital in Bangkok. Seen immediately by the ER doc. X-ray, setting, cast, prescription for pain, followup visit, and total doctors fees....grand total was $300.
Excellent care too not even anywhere near Thailand's top hospitals. The US is far, farrrrrrr below Thailand now for healthcare. It's insane. US healthcare is probably barely better than Venezuela or North Korea at this point and doesn't even deserve to be talked about with other actual developed nations. 10000x the price of what it needs to be for far worse outcomes, rationing, and death. Did you know that in South Korea the average citizen goes to the doctor more than 12 times a year! That's how affordable and accessible medicine is in other parts of the world.
Anonymous wrote:Anonymous wrote:There was a pretty shocking article in the NYT about a private equity backed company called Multi Plan which insurers use to assess out-of-network claims. The bizarre part is Multi Plan’s feed are based on the amount it denies. You’d have to be stupid to not see the problem with that sort of incentive arrangement.
“For a New Jersey trucking company called New England Motor Freight, UnitedHealthcare used MultiPlan to reduce a hospital bill from $152,594 to $7,879, then charged the company a $50,650 processing fee.”
https://www.nytimes.com/2024/04/07/us/health-insurance-medical-bills-takeaways.html
I am somewhat familiar with multiplan — what you’re describing isn’t claim denial, it’s negating for a rate that is similar to an in network rate. (What you’re described about their fee is not consistent with what I’ve seen.). Part of the problem is that hospitals and doctors have all these fake rack rates that no only actually pays. If you read your EOB, it often says your provider charged $500, insurance paid $125, and you owe $20. The rest is just a ghost charge. When you go out of network, they charge the fake rack rate and wait for someone to negotiate it down. It’s an insane system but the answer is not that the insurers should just pay the crazy rack rates.