Anonymous wrote:

Anonymous wrote:I’m 38, married 11 years, have 3 kids, own my home, have a healthy retirement savings.

I’m absolutely dumbfounded by how few of my peers have progressed down the “normal” path of adulthood with me. I kept thinking they’d catch up to me at some point, but the door is closing.

I am early 30's and the majority of my friends (1) own homes; (2) are married/engaged/cohabitating; (3) have kids or plan to start trying in the near future. I am constantly reading about the "struggling" delayed adulthood millennials in publications like NYT and I am just not seeing the reality.

It's interesting. I'm also early 30s, and I think most of my friend group is doing some of those things but few of us are doing them all. That is, I have several friends who own homes, several friends who are married/engaged/cohabiting, and a few friends who are parents. But not all are doing all or doing them in that order. But an important thing, at least with my friend group, is that most of us are reasonably happy with not doing some of those things. Those of us who don't own homes don't want them (or are making concrete plans to acquire them not having wanted them in our 20s), those of us who are not in relationships are fine with it, those of us without kids are mostly childfree by choice. I think it's nice that we're moving away from a single model for how you're supposed to "adult."

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Unless you're a white guy, life and economic prospects are better today than they've ever been.

Hahahahahahahaaaaa

You disagree? What era was any better for someone who wasn't a white guy?

Lol. Oh shit dude, you’re right! Black people and women are allowed to own property now. I guess everything’s just fine for everyone.

That's not an answer, and you're beating up on a straw man. You're Black, Latino, gay, a woman, trans-sexual, anything but a white man -- when is life *better* for you than it is today? Maybe a couple of years in the mid-late 90s?

Like 2 years ago?

Life was better for minorities under Trump? Wut?

2 years ago, babe.

Not following what you think was better about 2 years ago?

Let’s start with how you thought Trump was still president 2 years ago on this date, shall we?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Unless you're a white guy, life and economic prospects are better today than they've ever been.

Hahahahahahahaaaaa

You disagree? What era was any better for someone who wasn't a white guy?

Lol. Oh shit dude, you’re right! Black people and women are allowed to own property now. I guess everything’s just fine for everyone.

That's not an answer, and you're beating up on a straw man. You're Black, Latino, gay, a woman, trans-sexual, anything but a white man -- when is life *better* for you than it is today? Maybe a couple of years in the mid-late 90s?

Like 2 years ago?

Life was better for minorities under Trump? Wut?

2 years ago, babe.

Not following what you think was better about 2 years ago?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:As a Gen Xer who graduated into the recession of the early 90s and then endured the financial crisis I find the millennial attitude/ignorance that they are apparently the first generation ever to face economic hardship laughable. This generation has been feeding at their boomer parents trough all their lives is on track to receive the largest intergenerational transfer of wealth in history.

The Millennials drowning in student loans and housing debt aren't the same ones that are going to inherit a lot money from their parents. That's not how it works.

That is probably true for some but not all. The lucky millenials who were taught to be fiscally prudent are not those who need to wait around for mom and dad to die to pay their bills.

It's not about being taught to be financially prudent, but about whether your parents have money. I took out student loans and will likely have to help finance my parents in their old age. There's no money coming my way. Boomer parents with money help their kids with school costs and downpayments. But that's only true for a subset of millenials.

Nope. You should’ve majored in something lucrative, gone to a cheaper school, gone into a trade and/or done PSLF. No whining.

To follow the actual conversation, none of what you say changes whether you are the lucky winner of "the largest intergenerational wealth transfer." You either have parents with money or you don't.

Money doesn’t buy happiness. Generationally wealthy families are filled with cases of incest, rape, alcoholism, disputes and divorce.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Unless you're a white guy, life and economic prospects are better today than they've ever been.

Hahahahahahahaaaaa

You disagree? What era was any better for someone who wasn't a white guy?

Lol. Oh shit dude, you’re right! Black people and women are allowed to own property now. I guess everything’s just fine for everyone.

That's not an answer, and you're beating up on a straw man. You're Black, Latino, gay, a woman, trans-sexual, anything but a white man -- when is life *better* for you than it is today? Maybe a couple of years in the mid-late 90s?

Like 2 years ago?

Life was better for minorities under Trump? Wut?

2 years ago, babe.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:As a Gen Xer who graduated into the recession of the early 90s and then endured the financial crisis I find the millennial attitude/ignorance that they are apparently the first generation ever to face economic hardship laughable. This generation has been feeding at their boomer parents trough all their lives is on track to receive the largest intergenerational transfer of wealth in history.

The Millennials drowning in student loans and housing debt aren't the same ones that are going to inherit a lot money from their parents. That's not how it works.

That is probably true for some but not all. The lucky millenials who were taught to be fiscally prudent are not those who need to wait around for mom and dad to die to pay their bills.

It's not about being taught to be financially prudent, but about whether your parents have money. I took out student loans and will likely have to help finance my parents in their old age. There's no money coming my way. Boomer parents with money help their kids with school costs and downpayments. But that's only true for a subset of millenials.

Nope. You should’ve majored in something lucrative, gone to a cheaper school, gone into a trade and/or done PSLF. No whining.

To follow the actual conversation, none of what you say changes whether you are the lucky winner of "the largest intergenerational wealth transfer." You either have parents with money or you don't.

Is it too brisk in mommy’s basement today?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:As a Gen Xer who graduated into the recession of the early 90s and then endured the financial crisis I find the millennial attitude/ignorance that they are apparently the first generation ever to face economic hardship laughable. This generation has been feeding at their boomer parents trough all their lives is on track to receive the largest intergenerational transfer of wealth in history.

The Millennials drowning in student loans and housing debt aren't the same ones that are going to inherit a lot money from their parents. That's not how it works.

That is probably true for some but not all. The lucky millenials who were taught to be fiscally prudent are not those who need to wait around for mom and dad to die to pay their bills.

It's not about being taught to be financially prudent, but about whether your parents have money. I took out student loans and will likely have to help finance my parents in their old age. There's no money coming my way. Boomer parents with money help their kids with school costs and downpayments. But that's only true for a subset of millenials.

Nope. You should’ve majored in something lucrative, gone to a cheaper school, gone into a trade and/or done PSLF. No whining.

To follow the actual conversation, none of what you say changes whether you are the lucky winner of "the largest intergenerational wealth transfer." You either have parents with money or you don't.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:As a Gen Xer who graduated into the recession of the early 90s and then endured the financial crisis I find the millennial attitude/ignorance that they are apparently the first generation ever to face economic hardship laughable. This generation has been feeding at their boomer parents trough all their lives is on track to receive the largest intergenerational transfer of wealth in history.

The Millennials drowning in student loans and housing debt aren't the same ones that are going to inherit a lot money from their parents. That's not how it works.

That is probably true for some but not all. The lucky millenials who were taught to be fiscally prudent are not those who need to wait around for mom and dad to die to pay their bills.

It's not about being taught to be financially prudent, but about whether your parents have money. I took out student loans and will likely have to help finance my parents in their old age. There's no money coming my way. Boomer parents with money help their kids with school costs and downpayments. But that's only true for a subset of millenials.

Nope. You should’ve majored in something lucrative, gone to a cheaper school, gone into a trade and/or done PSLF. No whining.

To follow the actual conversation, none of what you say changes whether you are the lucky winner of "the largest intergenerational wealth transfer." You either have parents with money or you don't.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Unless you're a white guy, life and economic prospects are better today than they've ever been.

Hahahahahahahaaaaa

You disagree? What era was any better for someone who wasn't a white guy?

Lol. Oh shit dude, you’re right! Black people and women are allowed to own property now. I guess everything’s just fine for everyone.

That's not an answer, and you're beating up on a straw man. You're Black, Latino, gay, a woman, trans-sexual, anything but a white man -- when is life *better* for you than it is today? Maybe a couple of years in the mid-late 90s?

Like 2 years ago?

Life was better for minorities under Trump? Wut?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:As a Gen Xer who graduated into the recession of the early 90s and then endured the financial crisis I find the millennial attitude/ignorance that they are apparently the first generation ever to face economic hardship laughable. This generation has been feeding at their boomer parents trough all their lives is on track to receive the largest intergenerational transfer of wealth in history.

The Millennials drowning in student loans and housing debt aren't the same ones that are going to inherit a lot money from their parents. That's not how it works.

That is probably true for some but not all. The lucky millenials who were taught to be fiscally prudent are not those who need to wait around for mom and dad to die to pay their bills.

It's not about being taught to be financially prudent, but about whether your parents have money. I took out student loans and will likely have to help finance my parents in their old age. There's no money coming my way. Boomer parents with money help their kids with school costs and downpayments. But that's only true for a subset of millenials.

Nope. You should’ve majored in something lucrative, gone to a cheaper school, gone into a trade and/or done PSLF. No whining.

NP. How old are you?

27

The complete narcissism and lack of self awareness is stunning. They just discovered that life is difficult and are carrying on as if they are the first.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:As a Gen Xer who graduated into the recession of the early 90s and then endured the financial crisis I find the millennial attitude/ignorance that they are apparently the first generation ever to face economic hardship laughable. This generation has been feeding at their boomer parents trough all their lives is on track to receive the largest intergenerational transfer of wealth in history.

The Millennials drowning in student loans and housing debt aren't the same ones that are going to inherit a lot money from their parents. That's not how it works.

That is probably true for some but not all. The lucky millenials who were taught to be fiscally prudent are not those who need to wait around for mom and dad to die to pay their bills.

It's not about being taught to be financially prudent, but about whether your parents have money. I took out student loans and will likely have to help finance my parents in their old age. There's no money coming my way. Boomer parents with money help their kids with school costs and downpayments. But that's only true for a subset of millenials.

Nope. You should’ve majored in something lucrative, gone to a cheaper school, gone into a trade and/or done PSLF. No whining.

NP. How old are you?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Unless you're a white guy, life and economic prospects are better today than they've ever been.

Hahahahahahahaaaaa

You disagree? What era was any better for someone who wasn't a white guy?

Lol. Oh shit dude, you’re right! Black people and women are allowed to own property now. I guess everything’s just fine for everyone.

That's not an answer, and you're beating up on a straw man. You're Black, Latino, gay, a woman, trans-sexual, anything but a white man -- when is life *better* for you than it is today? Maybe a couple of years in the mid-late 90s?

Like 2 years ago?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:As a Gen Xer who graduated into the recession of the early 90s and then endured the financial crisis I find the millennial attitude/ignorance that they are apparently the first generation ever to face economic hardship laughable. This generation has been feeding at their boomer parents trough all their lives is on track to receive the largest intergenerational transfer of wealth in history.

The Millennials drowning in student loans and housing debt aren't the same ones that are going to inherit a lot money from their parents. That's not how it works.

That is probably true for some but not all. The lucky millenials who were taught to be fiscally prudent are not those who need to wait around for mom and dad to die to pay their bills.

It's not about being taught to be financially prudent, but about whether your parents have money. I took out student loans and will likely have to help finance my parents in their old age. There's no money coming my way. Boomer parents with money help their kids with school costs and downpayments. But that's only true for a subset of millenials.

Nope. You should’ve majored in something lucrative, gone to a cheaper school, gone into a trade and/or done PSLF. No whining.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Unless you're a white guy, life and economic prospects are better today than they've ever been.

Hahahahahahahaaaaa

You disagree? What era was any better for someone who wasn't a white guy?

Lol. Oh shit dude, you’re right! Black people and women are allowed to own property now. I guess everything’s just fine for everyone.

That's not an answer, and you're beating up on a straw man. You're Black, Latino, gay, a woman, trans-sexual, anything but a white man -- when is life *better* for you than it is today? Maybe a couple of years in the mid-late 90s?