Anonymous
03/03/2023 06:42
Subject: Re:I was so close and now I’m shut out
Anonymous wrote:Anonymous wrote:Anonymous wrote:OP I can link some nice SFHs in the $190-400k range.
LMAO
Uh yeah. Maybe in Alabama.
Well, maybe relocating to place with lower COL isn’t a bad idea. Only in DMV does a single person with a million dollars to spend feel lower-class, geez.
Anonymous
03/03/2023 06:39
Subject: I was so close and now I’m shut out
Anonymous wrote:Anonymous wrote:Anonymous wrote:OP, I'm sorry. Keep saving and see what the next year or so looks like before giving up. Right now seems like the worst time before it gets better.
I thought that last year. And the year before. I could have stretched to get my dream/forever home. Now it will never happen. I don’t have the ability to magically produce $500K for a $1.7m house that was 1.2 less than 3 years ago.
I just didn’t see this coming. I thought I had time. I feel like I got hit by a truck. I have been frugal for so long and I should have spent it.
In Va Beach and feeling the same way. We’re pretty much retired, at least DH is, and are now priced out of the market for a condo no less. This is a huge housing crisis. People with all cash are overpaying still. We have all cash too but are constrained by medical expenses. Going from a huge house we had to sell to renting a tiny place and not being able to buy a tiny place after a lifetime of hard work and now super debilitating health issues in my formerly, physically fit DH in our 50s and 60s is so depressing.
On the bright side, a rental will much easier to care for, and less maintenance to worry about.
Anonymous
03/03/2023 06:36
Subject: I was so close and now I’m shut out
Anonymous wrote:LMAO
So you don’t make enough to truly be UMC in this area.
Regular middle class isn’t so bad. Join us.
+1 I bought in my lovely neighborhood for 435k; my house would now sell for closer to 600k, and it’s nowhere near a dump. It’s a great community with lots of interesting people, and many government employees like my DH. It never occurred to me to yearn for trappings of “UMC; we will likely never be able to afford a million dollar home, and that fact does not disrupt my sense of well-being.
You have to change your outlook
Anonymous
03/03/2023 06:25
Subject: I was so close and now I’m shut out
Anonymous wrote:Anonymous wrote:If you’re not married why do you want a 1.7m house?! They are seriously not easy to take care of and maintain. Buy a great place in the city and live the single dream.
WTF? Only married people get to live in nice houses or good neighborhoods with good schools?
If I were single no way I’d limit myself to neighborhoods with good schools. Boring!
Anonymous
03/03/2023 06:22
Subject: I was so close and now I’m shut out
Anonymous wrote:Anonymous wrote:OP, I'm sorry. Keep saving and see what the next year or so looks like before giving up. Right now seems like the worst time before it gets better.
I thought that last year. And the year before. I could have stretched to get my dream/forever home. Now it will never happen. I don’t have the ability to magically produce $500K for a $1.7m house that was 1.2 less than 3 years ago.
I just didn’t see this coming. I thought I had time. I feel like I got hit by a truck. I have been frugal for so long and I should have spent it.
In Va Beach and feeling the same way. We’re pretty much retired, at least DH is, and are now priced out of the market for a condo no less. This is a huge housing crisis. People with all cash are overpaying still. We have all cash too but are constrained by medical expenses. Going from a huge house we had to sell to renting a tiny place and not being able to buy a tiny place after a lifetime of hard work and now super debilitating health issues in my formerly, physically fit DH in our 50s and 60s is so depressing.
Anonymous
03/03/2023 06:16
Subject: Re:I was so close and now I’m shut out
Anonymous wrote:Anonymous wrote:Troll. Nobody who can afford a $1.5M house is waiting until 50 to buy their first house.
What part of “I can’t afford a 1.5M house at 7% but could have afforded that exact same house at 1.2 and 3% five minutes ago” don’t you understand?
Don’t buy a $1.5M house?
Anonymous
03/03/2023 05:58
Subject: I was so close and now I’m shut out
So many whiny people. Real estate appreciates over time. So buy in early people. And also not buying the idea that someone in their 50s was ready and able to buy a $1.2 million house as their first home.
Anonymous
03/03/2023 02:50
Subject: I was so close and now I’m shut out
Anonymous wrote:Boohoo, you're single and can afford a $1 Million + home. Boohooohooo, I feel SO SAD for you. SO SO SAD. Poor little spoiled brat.
I hope your effective NW decreases by a third and we’ll see how not sad you are then.
Anonymous
03/03/2023 02:47
Subject: I was so close and now I’m shut out
Anonymous wrote:If you’re not married why do you want a 1.7m house?! They are seriously not easy to take care of and maintain. Buy a great place in the city and live the single dream.
WTF? Only married people get to live in nice houses or good neighborhoods with good schools?
Anonymous
03/03/2023 02:46
Subject: Re:I was so close and now I’m shut out
Anonymous wrote:Troll. Nobody who can afford a $1.5M house is waiting until 50 to buy their first house.
What part of “I can’t afford a 1.5M house at 7% but could have afforded that exact same house at 1.2 and 3% five minutes ago” don’t you understand?
Anonymous
03/03/2023 02:43
Subject: Re:I was so close and now I’m shut out
Anonymous wrote:Anonymous wrote:OP I can link some nice SFHs in the $190-400k range.
LMAO
Uh yeah. Maybe in Alabama.
Anonymous
03/03/2023 02:42
Subject: I was so close and now I’m shut out
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Was so close to buying in 2020 and 2021 and now those properties I could afford at 1.2 and 3% are at 1.7 and 6.8% and I am locked out of the UMC for the rest of my life. No equity here.
Why does a single woman need at $1.2 houses let alone a $1.7M house.
I have 2 kids. And you are missing the point. No house that was 1.2 2 years ago should be 1.7 now.
Not true at all.
You don’t get to dictate markets or appreciation
Ok so if the market pulls a 2008 I’m sure you won’t be here bellyaching about the 30% drop in your home value and how you’re now underwater. Won’t faze you one bit.
Anonymous
03/03/2023 00:29
Subject: I was so close and now I’m shut out
Boohoo, you're single and can afford a $1 Million + home. Boohooohooo, I feel SO SAD for you. SO SO SAD. Poor little spoiled brat.
Anonymous
03/02/2023 23:50
Subject: I was so close and now I’m shut out
We’re in a similar situation but at a much lower price point. The townhouses we were looking at a few years ago for 300/350 are now closer to 500. It’s utterly ridiculous
Anonymous
03/02/2023 23:18
Subject: I was so close and now I’m shut out
Anonymous wrote:Anonymous wrote:Lower you expectations or make more, maybe get married
No one wants to marry me I’m 50.
Your defeatist attitude is a large part of the problem. My mother has a boyfriend of 9 years, who she met at 62. They live together and she is happy. She also just bought a house on the water. You need to believe in yourself and quit being a 🐱.