Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Agree. I’d support income based repayment/forgiveness over 20-30 years with a 10 year repayment/forgiveness for certain lower paying public service jobs.

Note that for high need, low paying public service jobs such as nursing, federal loans already get placed on a 10 year plan if it's a 2nd degree/career change, so those programs still don't benefit/incentivize those professions. My federal loans were $300 a month on a 10 year plan at something like 6% or higher interest.

High need usually translate to high pay relative to other jobs of similar skill level requirements.

Anonymous wrote:

Bank bailout?
Farmer entitlements?
Tax breaks for cars and trips?

Some of us were/are against these, too.

Anonymous wrote:

Anonymous wrote:Agree. I’d support income based repayment/forgiveness over 20-30 years with a 10 year repayment/forgiveness for certain lower paying public service jobs.

Note that for high need, low paying public service jobs such as nursing, federal loans already get placed on a 10 year plan if it's a 2nd degree/career change, so those programs still don't benefit/incentivize those professions. My federal loans were $300 a month on a 10 year plan at something like 6% or higher interest.

Anonymous wrote:Agree. I’d support income based repayment/forgiveness over 20-30 years with a 10 year repayment/forgiveness for certain lower paying public service jobs.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If you don't like the idea of $10,000 being forgiven by the federal government for the average student after a pandemic, you're really going to hate that your Congresspeople have received $100,000 to $4.3 million in loans forgiven by the government, while collecting a generous and stable taxpayer-funded salary throughout. And many of them are from the GOP and are the same people screaming about how it's irresponsible to forgive all this debt.

I don’t have a problem with people having government loans forgiven when they work for the government. Want to work as a teacher, police officer, public librarian, serve in the military, or work in congress? Great! But I do have a problem with doling out money to everyone who paid too much for a degree they can’t afford.

You're confused. The loans to these Congressmen weren't forgiven because they were Congressmen. $740 bn was forgiven to these "owners of small businesses" who happened to also have a full-time taxpayer job as Congresspeople. Never mind that no one can seem to figure out what Marjorie Taylor Greene actually does as "owner of her small business" and that an audit suggested that $82 bn of loans went to businesses that appeared fraudulent.

I have no idea how the congress people used the PPP loans but not everyone abused the system who received them - we sure didn't. Every penny of the PPP loan went to wages that were paid to staff that were out for covid, maintaining employees during the two years of covid and covid related expenses. Every bit of which was required by law during that time. We did not have a choice but to incur those expenses for our business where students had a choice to incur student debt. There is a difference when the government mandates incredibly costly rules on businesses with little notice during a time when business is low vs. a student deciding to take on debt. You cannot compare the two.

+1 I'm so tired of the complaints about the PPP "loans," which were structured to be forgiven from the beginning. These loans kept people employed at a time when the government policies either shut down the business or make it impossible to continue with pre-pandemic staffing.

Well it was their choice to run a business. If they weren't able to pay their staff then maybe they should have made better decisions along the way regardless of what was going on.

That's how you sound about student loans.

The world is complicated and hard. Let's be nice to each other. 10k isn't that much. Maybe it is enough for some people to have a child before they become infertile. Maybe it's enough to keep an awesome teacher from leaving the classroom for a year or two. I'm going to focus on the positive.

I wasn't complaining about the loan forgiveness, just noting that the situation with the PPP loans is nothing like student loans. Your logic is ridiculous because no one contemplates having a business that is forbidden from operating and continuing to employ workers who can't work.

"The two are completely different. You see, in one case, they got hundreds of thousands of free money from the government, but that's ok because they always expected it to be free. In the other they got ten thousand in free money from the government but that's BAD BAD BAD because the forgiveness was a surprise. Never mind that the outcome was exactly the same in both cases and one was an order of magnitude greater!"

Are you familiar with what business had to do to get the PPP loans forgiven? Trust me, this was not a windfall to businesses or business owners.

https://www.sba.gov/funding-programs/loans/covid-19-relief-options/paycheck-protection-program/ppp-loan-forgiveness#:~:text=First%20Draw%20PPP%20Loan%20forgiveness%20terms,-First%20Draw%20PPP&text=Employee%20and%20compensation%20levels%20are,are%20spent%20on%20payroll%20costs.

Bank bailout?
Farmer entitlements?
Tax breaks for cars and trips?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If you don't like the idea of $10,000 being forgiven by the federal government for the average student after a pandemic, you're really going to hate that your Congresspeople have received $100,000 to $4.3 million in loans forgiven by the government, while collecting a generous and stable taxpayer-funded salary throughout. And many of them are from the GOP and are the same people screaming about how it's irresponsible to forgive all this debt.

I don’t have a problem with people having government loans forgiven when they work for the government. Want to work as a teacher, police officer, public librarian, serve in the military, or work in congress? Great! But I do have a problem with doling out money to everyone who paid too much for a degree they can’t afford.

You're confused. The loans to these Congressmen weren't forgiven because they were Congressmen. $740 bn was forgiven to these "owners of small businesses" who happened to also have a full-time taxpayer job as Congresspeople. Never mind that no one can seem to figure out what Marjorie Taylor Greene actually does as "owner of her small business" and that an audit suggested that $82 bn of loans went to businesses that appeared fraudulent.

I have no idea how the congress people used the PPP loans but not everyone abused the system who received them - we sure didn't. Every penny of the PPP loan went to wages that were paid to staff that were out for covid, maintaining employees during the two years of covid and covid related expenses. Every bit of which was required by law during that time. We did not have a choice but to incur those expenses for our business where students had a choice to incur student debt. There is a difference when the government mandates incredibly costly rules on businesses with little notice during a time when business is low vs. a student deciding to take on debt. You cannot compare the two.

+1 I'm so tired of the complaints about the PPP "loans," which were structured to be forgiven from the beginning. These loans kept people employed at a time when the government policies either shut down the business or make it impossible to continue with pre-pandemic staffing.

Well it was their choice to run a business. If they weren't able to pay their staff then maybe they should have made better decisions along the way regardless of what was going on.

That's how you sound about student loans.

The world is complicated and hard. Let's be nice to each other. 10k isn't that much. Maybe it is enough for some people to have a child before they become infertile. Maybe it's enough to keep an awesome teacher from leaving the classroom for a year or two. I'm going to focus on the positive.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If you don't like the idea of $10,000 being forgiven by the federal government for the average student after a pandemic, you're really going to hate that your Congresspeople have received $100,000 to $4.3 million in loans forgiven by the government, while collecting a generous and stable taxpayer-funded salary throughout. And many of them are from the GOP and are the same people screaming about how it's irresponsible to forgive all this debt.

I don’t have a problem with people having government loans forgiven when they work for the government. Want to work as a teacher, police officer, public librarian, serve in the military, or work in congress? Great! But I do have a problem with doling out money to everyone who paid too much for a degree they can’t afford.

You're confused. The loans to these Congressmen weren't forgiven because they were Congressmen. $740 bn was forgiven to these "owners of small businesses" who happened to also have a full-time taxpayer job as Congresspeople. Never mind that no one can seem to figure out what Marjorie Taylor Greene actually does as "owner of her small business" and that an audit suggested that $82 bn of loans went to businesses that appeared fraudulent.

I have no idea how the congress people used the PPP loans but not everyone abused the system who received them - we sure didn't. Every penny of the PPP loan went to wages that were paid to staff that were out for covid, maintaining employees during the two years of covid and covid related expenses. Every bit of which was required by law during that time. We did not have a choice but to incur those expenses for our business where students had a choice to incur student debt. There is a difference when the government mandates incredibly costly rules on businesses with little notice during a time when business is low vs. a student deciding to take on debt. You cannot compare the two.

+1 I'm so tired of the complaints about the PPP "loans," which were structured to be forgiven from the beginning. These loans kept people employed at a time when the government policies either shut down the business or make it impossible to continue with pre-pandemic staffing.

Well it was their choice to run a business. If they weren't able to pay their staff then maybe they should have made better decisions along the way regardless of what was going on.

That's how you sound about student loans.

The world is complicated and hard. Let's be nice to each other. 10k isn't that much. Maybe it is enough for some people to have a child before they become infertile. Maybe it's enough to keep an awesome teacher from leaving the classroom for a year or two. I'm going to focus on the positive.

I wasn't complaining about the loan forgiveness, just noting that the situation with the PPP loans is nothing like student loans. Your logic is ridiculous because no one contemplates having a business that is forbidden from operating and continuing to employ workers who can't work.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If you don't like the idea of $10,000 being forgiven by the federal government for the average student after a pandemic, you're really going to hate that your Congresspeople have received $100,000 to $4.3 million in loans forgiven by the government, while collecting a generous and stable taxpayer-funded salary throughout. And many of them are from the GOP and are the same people screaming about how it's irresponsible to forgive all this debt.

I don’t have a problem with people having government loans forgiven when they work for the government. Want to work as a teacher, police officer, public librarian, serve in the military, or work in congress? Great! But I do have a problem with doling out money to everyone who paid too much for a degree they can’t afford.

You're confused. The loans to these Congressmen weren't forgiven because they were Congressmen. $740 bn was forgiven to these "owners of small businesses" who happened to also have a full-time taxpayer job as Congresspeople. Never mind that no one can seem to figure out what Marjorie Taylor Greene actually does as "owner of her small business" and that an audit suggested that $82 bn of loans went to businesses that appeared fraudulent.

I have no idea how the congress people used the PPP loans but not everyone abused the system who received them - we sure didn't. Every penny of the PPP loan went to wages that were paid to staff that were out for covid, maintaining employees during the two years of covid and covid related expenses. Every bit of which was required by law during that time. We did not have a choice but to incur those expenses for our business where students had a choice to incur student debt. There is a difference when the government mandates incredibly costly rules on businesses with little notice during a time when business is low vs. a student deciding to take on debt. You cannot compare the two.

+1 I'm so tired of the complaints about the PPP "loans," which were structured to be forgiven from the beginning. These loans kept people employed at a time when the government policies either shut down the business or make it impossible to continue with pre-pandemic staffing.

Well it was their choice to run a business. If they weren't able to pay their staff then maybe they should have made better decisions along the way regardless of what was going on.

That's how you sound about student loans.

The world is complicated and hard. Let's be nice to each other. 10k isn't that much. Maybe it is enough for some people to have a child before they become infertile. Maybe it's enough to keep an awesome teacher from leaving the classroom for a year or two. I'm going to focus on the positive.

I wasn't complaining about the loan forgiveness, just noting that the situation with the PPP loans is nothing like student loans. Your logic is ridiculous because no one contemplates having a business that is forbidden from operating and continuing to employ workers who can't work.

"The two are completely different. You see, in one case, they got hundreds of thousands of free money from the government, but that's ok because they always expected it to be free. In the other they got ten thousand in free money from the government but that's BAD BAD BAD because the forgiveness was a surprise. Never mind that the outcome was exactly the same in both cases and one was an order of magnitude greater!"

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If you don't like the idea of $10,000 being forgiven by the federal government for the average student after a pandemic, you're really going to hate that your Congresspeople have received $100,000 to $4.3 million in loans forgiven by the government, while collecting a generous and stable taxpayer-funded salary throughout. And many of them are from the GOP and are the same people screaming about how it's irresponsible to forgive all this debt.

I don’t have a problem with people having government loans forgiven when they work for the government. Want to work as a teacher, police officer, public librarian, serve in the military, or work in congress? Great! But I do have a problem with doling out money to everyone who paid too much for a degree they can’t afford.

You're confused. The loans to these Congressmen weren't forgiven because they were Congressmen. $740 bn was forgiven to these "owners of small businesses" who happened to also have a full-time taxpayer job as Congresspeople. Never mind that no one can seem to figure out what Marjorie Taylor Greene actually does as "owner of her small business" and that an audit suggested that $82 bn of loans went to businesses that appeared fraudulent.

I have no idea how the congress people used the PPP loans but not everyone abused the system who received them - we sure didn't. Every penny of the PPP loan went to wages that were paid to staff that were out for covid, maintaining employees during the two years of covid and covid related expenses. Every bit of which was required by law during that time. We did not have a choice but to incur those expenses for our business where students had a choice to incur student debt. There is a difference when the government mandates incredibly costly rules on businesses with little notice during a time when business is low vs. a student deciding to take on debt. You cannot compare the two.

+1 I'm so tired of the complaints about the PPP "loans," which were structured to be forgiven from the beginning. These loans kept people employed at a time when the government policies either shut down the business or make it impossible to continue with pre-pandemic staffing.

Well it was their choice to run a business. If they weren't able to pay their staff then maybe they should have made better decisions along the way regardless of what was going on.

That's how you sound about student loans.

The world is complicated and hard. Let's be nice to each other. 10k isn't that much. Maybe it is enough for some people to have a child before they become infertile. Maybe it's enough to keep an awesome teacher from leaving the classroom for a year or two. I'm going to focus on the positive.

I wasn't complaining about the loan forgiveness, just noting that the situation with the PPP loans is nothing like student loans. Your logic is ridiculous because no one contemplates having a business that is forbidden from operating and continuing to employ workers who can't work.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If you don't like the idea of $10,000 being forgiven by the federal government for the average student after a pandemic, you're really going to hate that your Congresspeople have received $100,000 to $4.3 million in loans forgiven by the government, while collecting a generous and stable taxpayer-funded salary throughout. And many of them are from the GOP and are the same people screaming about how it's irresponsible to forgive all this debt.

I don’t have a problem with people having government loans forgiven when they work for the government. Want to work as a teacher, police officer, public librarian, serve in the military, or work in congress? Great! But I do have a problem with doling out money to everyone who paid too much for a degree they can’t afford.

You're confused. The loans to these Congressmen weren't forgiven because they were Congressmen. $740 bn was forgiven to these "owners of small businesses" who happened to also have a full-time taxpayer job as Congresspeople. Never mind that no one can seem to figure out what Marjorie Taylor Greene actually does as "owner of her small business" and that an audit suggested that $82 bn of loans went to businesses that appeared fraudulent.

I have no idea how the congress people used the PPP loans but not everyone abused the system who received them - we sure didn't. Every penny of the PPP loan went to wages that were paid to staff that were out for covid, maintaining employees during the two years of covid and covid related expenses. Every bit of which was required by law during that time. We did not have a choice but to incur those expenses for our business where students had a choice to incur student debt. There is a difference when the government mandates incredibly costly rules on businesses with little notice during a time when business is low vs. a student deciding to take on debt. You cannot compare the two.

+1 I'm so tired of the complaints about the PPP "loans," which were structured to be forgiven from the beginning. These loans kept people employed at a time when the government policies either shut down the business or make it impossible to continue with pre-pandemic staffing.

Well it was their choice to run a business. If they weren't able to pay their staff then maybe they should have made better decisions along the way regardless of what was going on.

That's how you sound about student loans.

The world is complicated and hard. Let's be nice to each other. 10k isn't that much. Maybe it is enough for some people to have a child before they become infertile. Maybe it's enough to keep an awesome teacher from leaving the classroom for a year or two. I'm going to focus on the positive.

I wasn't complaining about the loan forgiveness, just noting that the situation with the PPP loans is nothing like student loans. Your logic is ridiculous because no one contemplates having a business that is forbidden from operating and continuing to employ workers who can't work.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If you don't like the idea of $10,000 being forgiven by the federal government for the average student after a pandemic, you're really going to hate that your Congresspeople have received $100,000 to $4.3 million in loans forgiven by the government, while collecting a generous and stable taxpayer-funded salary throughout. And many of them are from the GOP and are the same people screaming about how it's irresponsible to forgive all this debt.

I don’t have a problem with people having government loans forgiven when they work for the government. Want to work as a teacher, police officer, public librarian, serve in the military, or work in congress? Great! But I do have a problem with doling out money to everyone who paid too much for a degree they can’t afford.

You're confused. The loans to these Congressmen weren't forgiven because they were Congressmen. $740 bn was forgiven to these "owners of small businesses" who happened to also have a full-time taxpayer job as Congresspeople. Never mind that no one can seem to figure out what Marjorie Taylor Greene actually does as "owner of her small business" and that an audit suggested that $82 bn of loans went to businesses that appeared fraudulent.

I have no idea how the congress people used the PPP loans but not everyone abused the system who received them - we sure didn't. Every penny of the PPP loan went to wages that were paid to staff that were out for covid, maintaining employees during the two years of covid and covid related expenses. Every bit of which was required by law during that time. We did not have a choice but to incur those expenses for our business where students had a choice to incur student debt. There is a difference when the government mandates incredibly costly rules on businesses with little notice during a time when business is low vs. a student deciding to take on debt. You cannot compare the two.

+1 I'm so tired of the complaints about the PPP "loans," which were structured to be forgiven from the beginning. These loans kept people employed at a time when the government policies either shut down the business or make it impossible to continue with pre-pandemic staffing.

Well it was their choice to run a business. If they weren't able to pay their staff then maybe they should have made better decisions along the way regardless of what was going on.

That's how you sound about student loans.

The world is complicated and hard. Let's be nice to each other. 10k isn't that much. Maybe it is enough for some people to have a child before they become infertile. Maybe it's enough to keep an awesome teacher from leaving the classroom for a year or two. I'm going to focus on the positive.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If you don't like the idea of $10,000 being forgiven by the federal government for the average student after a pandemic, you're really going to hate that your Congresspeople have received $100,000 to $4.3 million in loans forgiven by the government, while collecting a generous and stable taxpayer-funded salary throughout. And many of them are from the GOP and are the same people screaming about how it's irresponsible to forgive all this debt.

I don’t have a problem with people having government loans forgiven when they work for the government. Want to work as a teacher, police officer, public librarian, serve in the military, or work in congress? Great! But I do have a problem with doling out money to everyone who paid too much for a degree they can’t afford.

You're confused. The loans to these Congressmen weren't forgiven because they were Congressmen. $740 bn was forgiven to these "owners of small businesses" who happened to also have a full-time taxpayer job as Congresspeople. Never mind that no one can seem to figure out what Marjorie Taylor Greene actually does as "owner of her small business" and that an audit suggested that $82 bn of loans went to businesses that appeared fraudulent.

I have no idea how the congress people used the PPP loans but not everyone abused the system who received them - we sure didn't. Every penny of the PPP loan went to wages that were paid to staff that were out for covid, maintaining employees during the two years of covid and covid related expenses. Every bit of which was required by law during that time. We did not have a choice but to incur those expenses for our business where students had a choice to incur student debt. There is a difference when the government mandates incredibly costly rules on businesses with little notice during a time when business is low vs. a student deciding to take on debt. You cannot compare the two.

+1 I'm so tired of the complaints about the PPP "loans," which were structured to be forgiven from the beginning. These loans kept people employed at a time when the government policies either shut down the business or make it impossible to continue with pre-pandemic staffing.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If you don't like the idea of $10,000 being forgiven by the federal government for the average student after a pandemic, you're really going to hate that your Congresspeople have received $100,000 to $4.3 million in loans forgiven by the government, while collecting a generous and stable taxpayer-funded salary throughout. And many of them are from the GOP and are the same people screaming about how it's irresponsible to forgive all this debt.

I don’t have a problem with people having government loans forgiven when they work for the government. Want to work as a teacher, police officer, public librarian, serve in the military, or work in congress? Great! But I do have a problem with doling out money to everyone who paid too much for a degree they can’t afford.

You're confused. The loans to these Congressmen weren't forgiven because they were Congressmen. $740 bn was forgiven to these "owners of small businesses" who happened to also have a full-time taxpayer job as Congresspeople. Never mind that no one can seem to figure out what Marjorie Taylor Greene actually does as "owner of her small business" and that an audit suggested that $82 bn of loans went to businesses that appeared fraudulent.

I have no idea how the congress people used the PPP loans but not everyone abused the system who received them - we sure didn't. Every penny of the PPP loan went to wages that were paid to staff that were out for covid, maintaining employees during the two years of covid and covid related expenses. Every bit of which was required by law during that time. We did not have a choice but to incur those expenses for our business where students had a choice to incur student debt. There is a difference when the government mandates incredibly costly rules on businesses with little notice during a time when business is low vs. a student deciding to take on debt. You cannot compare the two.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:If you don't like the idea of $10,000 being forgiven by the federal government for the average student after a pandemic, you're really going to hate that your Congresspeople have received $100,000 to $4.3 million in loans forgiven by the government, while collecting a generous and stable taxpayer-funded salary throughout. And many of them are from the GOP and are the same people screaming about how it's irresponsible to forgive all this debt.

I don’t have a problem with people having government loans forgiven when they work for the government. Want to work as a teacher, police officer, public librarian, serve in the military, or work in congress? Great! But I do have a problem with doling out money to everyone who paid too much for a degree they can’t afford.

You're confused. The loans to these Congressmen weren't forgiven because they were Congressmen. $740 bn was forgiven to these "owners of small businesses" who happened to also have a full-time taxpayer job as Congresspeople. Never mind that no one can seem to figure out what Marjorie Taylor Greene actually does as "owner of her small business" and that an audit suggested that $82 bn of loans went to businesses that appeared fraudulent.