Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Confession: I have no intention to ever pay off my student loans. I went to graduate school and owe a six figure amount roughly equivalent to my current gross salary. I haven’t been paying during the freeze. I am on an income based payment and just pay that income driven minimum. I plan on riding this out until the system crumbles, or, at worst, pay the taxes on the remainder when the program expires after 25 years and will either have enough in savings or I’ll sell off some asset or whatever. I don’t plan on actually paying it back in full because I honestly don’t care. I’m not going to make any sacrifices. I’m going to YOLO.

I’m also not asking for any sympathy. There will either be handouts or there won’t. I understand why people don’t want forgiveness for people like me, but if it’s there I’ll take it.
When I retire, around 2055, assuming there is still a habitable planet, I am going to sell everything and move to a tiny mountain village in the Republic of Georgia and forage for mushrooms and maybe buy a sheep or two and live off the land like I always wanted to, before I deluded myself into thinking that going into debt to get the big name credentials and indenture myself to Corporate America was a good idea.

What is your minimum payment requirement?

I’ll find out when I recertify this year but it used to be around $500. It’s probably over $600 now. But it’s not the $1500 or whatever ungodly amount it would be if I were on a standard plan.

Would you be fine with Biden canceling $10,000 only? I know many are advocating for $50,000, but I think that is highly unlikely.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Confession: I have no intention to ever pay off my student loans. I went to graduate school and owe a six figure amount roughly equivalent to my current gross salary. I haven’t been paying during the freeze. I am on an income based payment and just pay that income driven minimum. I plan on riding this out until the system crumbles, or, at worst, pay the taxes on the remainder when the program expires after 25 years and will either have enough in savings or I’ll sell off some asset or whatever. I don’t plan on actually paying it back in full because I honestly don’t care. I’m not going to make any sacrifices. I’m going to YOLO.

I’m also not asking for any sympathy. There will either be handouts or there won’t. I understand why people don’t want forgiveness for people like me, but if it’s there I’ll take it.
When I retire, around 2055, assuming there is still a habitable planet, I am going to sell everything and move to a tiny mountain village in the Republic of Georgia and forage for mushrooms and maybe buy a sheep or two and live off the land like I always wanted to, before I deluded myself into thinking that going into debt to get the big name credentials and indenture myself to Corporate America was a good idea.

What is your minimum payment requirement?

I’ll find out when I recertify this year but it used to be around $500. It’s probably over $600 now. But it’s not the $1500 or whatever ungodly amount it would be if I were on a standard plan.

Anonymous wrote:

Anonymous wrote:Confession: I have no intention to ever pay off my student loans. I went to graduate school and owe a six figure amount roughly equivalent to my current gross salary. I haven’t been paying during the freeze. I am on an income based payment and just pay that income driven minimum. I plan on riding this out until the system crumbles, or, at worst, pay the taxes on the remainder when the program expires after 25 years and will either have enough in savings or I’ll sell off some asset or whatever. I don’t plan on actually paying it back in full because I honestly don’t care. I’m not going to make any sacrifices. I’m going to YOLO.

I’m also not asking for any sympathy. There will either be handouts or there won’t. I understand why people don’t want forgiveness for people like me, but if it’s there I’ll take it.
When I retire, around 2055, assuming there is still a habitable planet, I am going to sell everything and move to a tiny mountain village in the Republic of Georgia and forage for mushrooms and maybe buy a sheep or two and live off the land like I always wanted to, before I deluded myself into thinking that going into debt to get the big name credentials and indenture myself to Corporate America was a good idea.

What is your minimum payment requirement?

Anonymous wrote:Confession: I have no intention to ever pay off my student loans. I went to graduate school and owe a six figure amount roughly equivalent to my current gross salary. I haven’t been paying during the freeze. I am on an income based payment and just pay that income driven minimum. I plan on riding this out until the system crumbles, or, at worst, pay the taxes on the remainder when the program expires after 25 years and will either have enough in savings or I’ll sell off some asset or whatever. I don’t plan on actually paying it back in full because I honestly don’t care. I’m not going to make any sacrifices. I’m going to YOLO.

I’m also not asking for any sympathy. There will either be handouts or there won’t. I understand why people don’t want forgiveness for people like me, but if it’s there I’ll take it.
When I retire, around 2055, assuming there is still a habitable planet, I am going to sell everything and move to a tiny mountain village in the Republic of Georgia and forage for mushrooms and maybe buy a sheep or two and live off the land like I always wanted to, before I deluded myself into thinking that going into debt to get the big name credentials and indenture myself to Corporate America was a good idea.

Anonymous wrote:Confession: I have no intention to ever pay off my student loans. I went to graduate school and owe a six figure amount roughly equivalent to my current gross salary. I haven’t been paying during the freeze. I am on an income based payment and just pay that income driven minimum. I plan on riding this out until the system crumbles, or, at worst, pay the taxes on the remainder when the program expires after 25 years and will either have enough in savings or I’ll sell off some asset or whatever. I don’t plan on actually paying it back in full because I honestly don’t care. I’m not going to make any sacrifices. I’m going to YOLO.

I’m also not asking for any sympathy. There will either be handouts or there won’t. I understand why people don’t want forgiveness for people like me, but if it’s there I’ll take it.
When I retire, around 2055, assuming there is still a habitable planet, I am going to sell everything and move to a tiny mountain village in the Republic of Georgia and forage for mushrooms and maybe buy a sheep or two and live off the land like I always wanted to, before I deluded myself into thinking that going into debt to get the big name credentials and indenture myself to Corporate America was a good idea.

Anonymous wrote:

Anonymous wrote:Honestly are they going to wait until the night before? What is the point of this delay? Obviously they won't restart payments in September but why keep people guessing? That in and of itself is harmful to borrowers. Get your sh$t together Biden.

Anonymous wrote:

Anonymous wrote:Honestly are they going to wait until the night before? What is the point of this delay? Obviously they won't restart payments in September but why keep people guessing? That in and of itself is harmful to borrowers. Get your sh$t together Biden.

Maybe it is because extending the pause will increase inflation. Can't have that with the passage of a bill touting its goal of reducing inflation, now can we?

Anonymous wrote:Honestly are they going to wait until the night before? What is the point of this delay? Obviously they won't restart payments in September but why keep people guessing? That in and of itself is harmful to borrowers. Get your sh$t together Biden.