43F at least till 60 when the youngest graduates from college. If I find that I am useful and enjoy it, may work for another 3-5 years, so till I am 63-65.

Anonymous wrote:Logically, how can someone work 40 years, have kids, own a house, and save enough to retire and live another 30 years? You never know what other challenges are down the road, including children's needs.

They can’t. They are bragging.

46 now. Will be in a position to retire in early 50s but not sure what we will do. Will probably work until late 50s

My husband really retired in an ideal way. He retired from full time at 60 as a CEO due to the wear and tear but wanted to work part time for 5 years to “cover our overhead”. But it had more to do with him not wanting to go cold turkey into retirement. He did CEO consulting and board work so he was plenty busy but had enough time to spend traveling, being with his elderly parents and being with me. He’s now 67 and winding down a lot of the part time work as we now have a small army of grandchildren for him to chauffeur around. Six years of easing down has really been good for him as I can’t imagine what he would have done without his work. So, if you are setting a target date make sure you have a plan for what to do when you retire.

Logically, how can someone work 40 years, have kids, own a house, and save enough to retire and live another 30 years? You never know what other challenges are down the road, including children's needs.

Early 50s F fed. Around 60 unless my job becomes significantly more enjoyable (which could happen). Then 65 or later.

Those people saying mid-50s are crazy. Hope you have a lot of money saved up!

Definitely 8 more years (am 51 DH 58). That will get the youngest through college and the house paid off. I may have to keep working for health insurance, even though we'd love to both be retired at that point.

Anonymous wrote:I'm 65 and my goal is never to retire. I run a consulting firm and my intent is to position it to sell in the next five years and after that I will consult with similar firms who want to be acquired. I want to be engaged in business and be challenged every day.

I have a number of friends who are five to ten years older than me who retired at 60, 55, and earlier. Those with a substantive hobby or other interests have done well. Those without any real interests have drifted along.

My two cents, YMMV......

Thank you! I'm 58 and DH is 70, and we're both working and plan on working in a consultant basis as long as we can. We've traveled plenty and now enjoy our daily routine of being a couple and meeting up for dinner or drinks after work and hanging out. I just can't imagine not having that part of my life. God willing, we will stay healthy and active and can continue to engage in our work lives on at least a part time basis, we love what we do!

66 and a half (full, not max, social security age). I find my Federal job mind numbing...but have to get a child thru college. It pays enough and is secure. Perhaps I should seek something more stimulating/rewarding, but I am not sure I have the energy!

I am a mid-50s teacher. I will teach until I am 65 and then I am going to retire from teaching. I definitely will get another job. I would love to work in a bookstore, in a cooking store, in a boutique or wine shop. I also would be a great Wal-Mart or Costco greeter. I will do that until I am 75, God willing. I need the structure and interaction. I also need to be up and moving around. It doesn't really matter to me how much I make.

I am a researcher (professor) and love my job. Things may slow down later but for now doing this job is what I love best and have no interest in retiring. I envision late 60's or 70 unless I have health issues and then only because spouse is 10 years older. We could retire significantly earlier, but not a goal for me.

41, female

Plan for whatever you want, but remember life happens.

My mom wanted to work until she died in harness, but had a stroke and had to go into assisted living.

70, which is my full social security age.

I'm 65 and my goal is never to retire. I run a consulting firm and my intent is to position it to sell in the next five years and after that I will consult with similar firms who want to be acquired. I want to be engaged in business and be challenged every day.

I have a number of friends who are five to ten years older than me who retired at 60, 55, and earlier. Those with a substantive hobby or other interests have done well. Those without any real interests have drifted along.

My two cents, YMMV......