Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:This is why women’s health coverage should be mandatory.

She's a child.

18 and in college? Technically an adult. I’ll rephrase though:

Female reproductive healthcare is human healthcare. It should be covered.

The answer is quite simple.

Subsidize the abortion or even make it free.

Pregnancies = must be paid in full cost by the parents of the baby.

I’m super pro choice and even I think that’s ridiculous. The real answer (too late for OP) is providing free IUDs to anyone who wants them and making them accessible and easy to get. See how well it worked in Colorado, until the family values people shut it down. Unwanted pregnancies and abortions went way down.

op's gonna be a grand mother! woo-hoo. Think of all the parents on dcum who probably won't become grand mothers, given the birth rate trends that are occuring presently.

Anonymous wrote:If, for some obscure and little-known insuance rule, the pregnancy isn’t covered, why doesn’t she go get a policy now? Pregnancy is not a pre-existing condition. Obamacare changed the rules on this.

I really don’t understand why this insurance “problem” couldn’t be resolved with a simple google search.

Only ACA plans (and Medicaid and some employer-sponsored) offer maternity coverage for pregnancies that pre-exist the effective coverage date. She missed the signup deadline for Obamacare plans.

I’m so sorry, OP, I’m sure it’s really difficult to see your daughter on a path that might jeopardize her future. While being upset is totally understandable, the way you phrased your concern seems have invited criticism. I doubt you really intended to say that your biggest concern is someone finding out that your daughter has government-provided medical insurance. You may be genuinely concerned that this turn of events relegates your daughter to a future on government assistance, but that doesn’t have to be the case.

Most importantly, your daughter needs good prenatal care right now. If she’s covered for that through your insurance, great. If not, does her college have a medical plan? Most do. What about the guy that impregnated her? If he has medical insurance, he may be able to add your daughter to his coverage if they get married or, depending on the plan, maybe even if they live together. He can certainly add the child once it’s born. If not that, she will need to apply for Medicaid. The enrollment period for Obamacare has passed, so Medicaid or an individual policy purchased on the open market (if you can find one with pregnancy coverage, seize that unicorn and don’t let go) will be her only option at the moment.

If your daughter decides to terminate the pregnancy, make sure she obtains reliable birth control afterward. If she decides to continue the pregnancy, prenatal care is imperative. If she decides to place the baby for adoption, she will need bio dad’s consent and should work to obtain it sooner rather than later. If she wants to keep the baby and raise it, she needs to decide what role she wants bio dad to play. If they’re together and want to raise the baby together, they should bite the bullet and get married. If the relationship is going to be anything less than that, she needs to consult a lawyer to establish child support and sort out co-parenting or visitation issues. Bio dad is on the hook for half the cost of all her prenatal care and the costs of the labor and delivery.

If, for some obscure and little-known insuance rule, the pregnancy isn’t covered, why doesn’t she go get a policy now? Pregnancy is not a pre-existing condition. Obamacare changed the rules on this.

I really don’t understand why this insurance “problem” couldn’t be resolved with a simple google search.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Why would you have to tell people?

My second child was born under our state Medicare, fully paid for, and no one knows.

How could this possibly come up conversationally?

Again, Medicare does not pay for pregnancies, Medicare is typically designed for the population who is 65 years of age and older again, Medicare does not pay for pregnancies Medicare is typically designed for the population who is 65 years of age and older

Medicare is for the elderly and the permanently disabled. Medicaid is for low-income people of any age.

Medicare is for those over 65 & those on SSDI. Not everybody on SSDI is permanently disabled, however -- many are eventually able to resume working full time.

Not that any of this is relevant to OP's post, of course, since she is actually referring to Medicaid, not Medicare.

If she wasn't an adult before, she'll certainly have to grow up and become one now.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:This is why women’s health coverage should be mandatory.

She's a child.

18 and in college? Technically an adult. I’ll rephrase though:

Female reproductive healthcare is human healthcare. It should be covered.

The answer is quite simple.

Subsidize the abortion or even make it free.

Pregnancies = must be paid in full cost by the parents of the baby.

Anonymous wrote:

Anonymous wrote:This is why women’s health coverage should be mandatory.

She's a child.

18 and in college? Technically an adult. I’ll rephrase though:

Female reproductive healthcare is human healthcare. It should be covered.

Anonymous wrote:Any talk about the other half of the equation here? She sure didn’t get pregnant alone! What’s his story and how much is he planning to step up? That’s a big piece of this puzzle that you have to factor in.

Well said! And why should the government be paying for this irresponsibility?

Any talk about the other half of the equation here? She sure didn’t get pregnant alone! What’s his story and how much is he planning to step up? That’s a big piece of this puzzle that you have to factor in.

PP please . She is getting on her feet. Stop being so judgmental. I am sure she will seek a job with. Enefits as soon as possible. Until then her infant shoukd it suffer lack of care. Picture most industrialed nations with universal health care. Healthy children equal healthy adults. Stop being daft.

Anonymous wrote:The state health insurance will cover whatever your insurance doesn't
Baby is on it automatically
Have her apply for wic
Apply for family housing and financial aid for school - she's now her own family snd will qualify also get on the waitlist for the daycare at school

This is how welfare generation start. Please don't keep a baby you can't afford. We don't need more takers.

Anonymous wrote:

Anonymous wrote:Health insurance doesn't cover an adult dependent's pregnancy. Some employer coverage might, but it's not required.

Go get her insurance. Don't be lazy.

I work in the hospital in maternity. Teen Moms tend to be on their parents insurance. I believe the baby is a dependent of a dependent and goes on Medicaid? Pregnancy and delivery covered on the Mom. Just call your insurance and ask. And who cares what anyone else thinks. You'd be surprised how many people get state assistance. No one is going to judge the baby.

OP seems to be concerned that people will judge her if her dd or grandchild is getting assistance.

Anonymous wrote:This is why women’s health coverage should be mandatory.

She's a child.